I transferred points from one of my memberships into the other membership in my name. I know that transferred points can be banked. But, can transferred points be borrowed? I just put in a waitlist for 5/31/26, which would fall in my June 2025 use year (and I have 0 points). I have points in my 2026 year, but they were transferred in. If the waitlist were to become available, could they be borrowed for the 1 night that falls into that 2025 use year. If not, next question is there a way to request purchase of one-time points for a waitlist that might become available.