I find it's very important to stay in a borrowed-out status... it makes justifying extra points to my DH so much easier!
I am sort of hoping that maybe, just maaaaaaybe, DH will be receptive to an add-on once I'm working full time again starting this summer. I convinced him we needed to add-on 2 yrs ago ("just enough points so we dnon't have to borrow...") and I've managed, with this upcoming August HHI trip, to borrow well into our 2006 pts! I truly do believe he will LOVE HHI and want to do it on our "off-WDW" years -- he's a beachy sort of person. We spent our honeymoon at Kiawah Island, and we both loved that. Plus, we will need more pts somewhere between Aug 2006 and May 2007 for our semi-annual 2 week WDW adventure, so either I'll be scanning the boards for transfer pts or calling my guide (or maybe "Honest John", lol!) Hmmm.... or perhaps that will be the year we just go to WDW for a few days with what pts we have left, and do a cruise on cash instead, while we wait for our pts to build back up. Ah, per usual, so many choices, never enough time, points, and moolah.

I too have about 20 different scenarios lined up well into the next 5 years!
I am always checking the add-ons available at various dealers (yes, including the Timeshare Store!) Not sure what I would even go for, though. We have all of our pts at BWV. If we really like HHI, it might be the best fit for an add-on. It would be nice to be able to get, say, a GV at Thanksgiving there.

My family is in upper SC; I could see us easily celebrating Turkey days down there, given the 11 mos window to secure a ressie. And getting summer ressies at the earlier window would be oh so nice, too...
AUGGHH! HELP!!!! I"VE CAUGHT THE VIRUS!!!!!!!!
In keeping with Rinkwide's siggie:
"I've got a fever... and the only prescription... is more points."
(and a little cowbell might not hurt, either.) 