Can you protect points for trips booked after the banking deadline?

[MicheyMouse]

For example, you have a December use year and book a September trip. If the trip falls through, are the points likely lost or are there reasonable ways too protect them?

 

[cruisehopeful]

You will lose them if you can't use them by the end of the year. You can rent out your reservation and at least get some $.

 

[AstroBlasters]

For example, you have a December use year and book a September trip. If the trip falls through, are the points likely lost or are there reasonable ways too protect them?

They offer insurance, but it just covers the dues.