So Will the changes REALLY effect you? POLL Attached

[CarolMN]

We rented out half of our of our 2005 and all of our 2006 points to cover part of the costs of the Disney Cruise. Having serious WDW withdrawl, we ended up borrowing from 2007 to cover our "before school starts trip" to SSR just last month. I now am looking to rent points to cover our Christmas/New Years trip in 2007/2008. I have been in this position before (always in borrow mode).

We have 160 annual points. We ended up renting some points from another member last summer, also. Some may say we need to just cough up the money and buy more points. However, with our children's school and academic/extra-curricular schedules, it gets harder and harder to plan way in advance (more than 5 mos), and to justifiy purchasing more points w/the additional maintenance fees (if we can't use the points).

Just having the option of renting points when you need them (maybe more than once in a use year) was really nice. We, for one, will definately miss it. I'm not saying I don't think it's justified to enforce the rule, just that we will miss taking the advantage of being able to do more than once in a use-year, if necessary.

I do feel like this benefit is abused. I just am bummed that those of us who use it once in a while to enhance the opportunities of our membership will perhaps endure some difficulties.

I do think we're in the minority, tho, and the change is for the benefit of the whole.

Lissa

You can still rent - you'll just need to have the other member make the reservation for you instead of transferring points to you. If you are "supplementing" a reservation made with your own points, you can link the rented reservation to the one you made so that you do not have to change rooms. Granted, it's not as convenient as having complete control over the points, but as you say, the change is for the benefit of the whole.

I think transfers would not be a problem if the MS computer system could properly track the home resort and use year of transferred points. IMHO, too many transferred points were "losing" their original home resort designation and use year. The increasing volume of the transfers (thanks to the internet, I'm sure) is forcing Disney to address that issue. If they ever "fix the system glitch", I think unlimited transfers will be allowed. (I suspect it's a rather expensive problem to fix. If members have to pay for the fix, I'd much rather have DVC strictly enforce the POS rules as that is undoubtedly less expensive).

I really don't think DVC cares if members rent their points to others as long as they don't have to get in the middle of any disputes and can hold the member responsible if there are any issues - which they can according to the papers we all signed. But DVC does have to care if the points system is getting way out of balance due to their negligence - i.e., not enforcing the POS rules and/or not properly tracking the points.

Best wishes -

 

[cobbler]

I transferred 3 times this year. I wanted to stay at the GF next year and I could stay longer by paying cash than using points.

It took 3 transfers to get rid of all my points.

Now how will this really effect me in the long term? It won't. But it will in the short term because I really wanted to do the same thing again (pay cash instead of using points) for stays at the Poly, AKL and maybe the Yacht Club.

Now I will just have to try to get rid of all of them in one transfer, or actually use the points to stay there and pay cash for the remainder. Not a huge deal but just a little more work and inconvience for the short term.

 

[Deb & Bill]

Since we're new to DVC this year, I can't answer the poll in the past tense. I can tell you that it WILL affect me next year though when I'm planning for my DH's entire family to go to Disney with us on one of our two trips for the year.

I was planning on doing transfers in for the additional points I need above those I can bank and borrow from my own account. I want to make the reservation at 11 months out and I'm going to have to now pin down his family members way in advance to know EXACTLY which days they will be coming with us (5 different families involved) so that I can figure out EXACTLY how many points I need to transfer in. I can't afford to guess wrong since I only get one transfer in.

Maybe this is a reason to get each family to make their own reservation instead of you doing all the work? If they rent a reservation from another member, you could still link them to get them close.

We will have been members for 9 years this November. We never transferred in or out. We just borrow or bank to get the points we need. Or use cash to stay if we don't want to or can't use points.

 

[vbalacek]

I have never transferred in or out, but was planning to at some point. In deciding how many points to buy I looked at my current usage. But down the road I expected it to change, and thought I would supplement occassional trips with transfers (for example I now travel in the fall, but when my kids are older will probably have to switch to the summer )

I figured I would be able to transfer in points I needed to make up the any differences due to the different seasons, a longer trip...maybe 10 points maybe 50 points. So, generally speaking, the one transfer in rule should not effect me, except from what I am reading a lot of people will not want to transfer 10 or 50 points, because they will only have one transfer out.

(Although I know I still have the borrowing option available, I hate to eat into my next years points, because it will only increase my deficit.)

I'm not sure why some posters feel this will effect renting overall-- I think renting to non-DVcers will continue much as before. However, I do think it will effect "renting/supplementing" by current members, and could be seen as a detriment in the future.

 

[LisaS]

Maybe this is a reason to get each family to make their own reservation instead of you doing all the work? If they rent a reservation from another member, you could still link them to get them close.

After reading so many posts here about family members backing out after a member has banked and borrowed and transferred tons of points for a big family trip, I agree with Deb & Bill. This might be just the "excuse" members need to shift some of the responsibility for booking accommodations to the family members -- have them rent points and book their own villa instead of the member taking on all the financial risk.

 

[LisaS]

I have never transferred in or out, but was planning to at some point. In deciding how many points to buy I looked at my current usage. But down the road I expected it to change, and thought I would supplement occassional trips with transfers (for example I now travel in the fall, but when my kids are older will probably have to switch to the summer )

I figured I would be able to transfer in points I needed to make up the any differences due to the different seasons, a longer trip...maybe 10 points maybe 50 points. So, generally speaking, the one transfer in rule should not effect me, except from what I am reading a lot of people will not want to transfer 10 or 50 points, because they will only have one transfer out.

(Although I know I still have the borrowing option available, I hate to eat into my next years points, because it will only increase my deficit.)

I'm not sure why some posters feel this will effect renting overall-- I think renting to non-DVcers will continue much as before. However, I do think it will effect "renting/supplementing" by current members, and could be seen as a detriment in the future.

If you change your strategy and borrow your own points rather than transfer, you will increase your point deficit. But then when the time comes that you really do need to transfer in some points, you will be looking for a lot more than 10 points at a time, thus increasing your chances of finding someone who will transfer their points to you.

Having said that, I still think there will be people with a few points left over and people who need just a few points and provided both of those members only need to do that one transfer in a given UY, there will still be some chance of finding what you need. You may not be able to get exactly the number of points that you need -- you may have to pay for more points than you wanted, but then you'll have points left over that you can bank, reducing the chances of needing another transfer the following UY.

 

[RoyalCanadian]

I'm disappointed there isn't an option for "I regularly bring over missionaries from Thailand and try to get points for $8 each."

 

[kathleena]

I transferred twice - both times was when we were vacationing with friends and were getting a 2br. The points were transferred so that one of us had enough for a full night, otherwise, we would have had to have borrowed.

These changes are not a big deal to us at all.

 

[irishbacker92]

Hello,
I am considering buying a DVC membership. I am looking at listing that have many points available right away so that I can rent them out and effectively lower my purchase price. I also thought I would buy about 250 points instead of the 100-150 that I think I would use each year so that i could rent those out to cover the maintenace fees. To me this sounds logical and sane, but some on this thread would be offended by this plan.

I am just curious why you would care what anyone else does with there points??

Don't all members effectively lower the other's overall costs. This is extreme example but if you were the only memeber at BWV with 150 points, What do you think your maintenece fees would be??

Would it make you feel any better if the points were donated to charity? Or is it that you percieve that someone else is getting away with something and making money off of points and you are (stuck) using them at WDW.

Would you rather the points just went unused? Feeding the beast we know as Disney.

Tell me where I am going wrong. I am failing to understand the ownership that some posters feel about the DVC. All DVCr's are really renters anyway, you surrender your rights in 2042. Why let Disney be the only one that makes any money.

Thank you for any education you can give me

GO IRISH

 

[CarolA]

I'm disappointed there isn't an option for "I regularly bring over missionaries from Thailand and try to get points for $8 each."

I KNEW I forgot an option. (Haven't heard that sob story in awhile!)

 

[CarolA]

Hello,
I am considering buying a DVC membership. I am looking at listing that have many points available right away so that I can rent them out and effectively lower my purchase price. I also thought I would buy about 250 points instead of the 100-150 that I think I would use each year so that i could rent those out to cover the maintenace fees. To me this sounds logical and sane, but some on this thread would be offended by this plan.

I am just curious why you would care what anyone else does with there points??

Don't all members effectively lower the other's overall costs. This is extreme example but if you were the only memeber at BWV with 150 points, What do you think your maintenece fees would be??

Would it make you feel any better if the points were donated to charity? Or is it that you percieve that someone else is getting away with something and making money off of points and you are (stuck) using them at WDW.

Would you rather the points just went unused? Feeding the beast we know as Disney.

Tell me where I am going wrong. I am failing to understand the ownership that some posters feel about the DVC. All DVCr's are really renters anyway, you surrender your rights in 2042. Why let Disney be the only one that makes any money.

Thank you for any education you can give me

GO IRISH

So much fun when a new poster appears with thier story.

And it doesn't bother me Disney seems to have a different view. (

(What can you expect from an Notre Dame fan? )

GO VOLS!

 

[Inkmahm]

Maybe this is a reason to get each family to make their own reservation instead of you doing all the work? If they rent a reservation from another member, you could still link them to get them close.

We will have been members for 9 years this November. We never transferred in or out. We just borrow or bank to get the points we need. Or use cash to stay if we don't want to or can't use points.

My husband and I are hosting all of his family, none of them are DVC members. We are the members so we have to do the work. I certainly don't expect them to pay for a trip we invited them to (and we HAVE already invited them...)

 

[Deb & Bill]

My husband and I are hosting all of his family, none of them are DVC members. We are the members so we have to do the work. I certainly don't expect them to pay for a trip we invited them to (and we HAVE already invited them...)

All I can say is Good Luck!

 

[dianeschlicht]

We have been members for 9 years. We have 2 contracts totallyin 380 points, so not a huge number, but we have NEVER transfered ANYTHING in any direction in those 9 years. We just use the banking and borrowing, and if we can't do what we want to with that....we don't do it.

 

[Inkmahm]

All I can say is Good Luck!

Thanks! I don't think I'd have had any problem at all had there not been this change from transfers in only one direction to only one transfer, total.

 

[kimberh]

When you are ready to make your plans, post on the rent/trade board how many points you are needing transferred in for a large family vacation that you had planned before the Aug 1st crack down. Maybe someone with one of those 500-1000 point contracts will have enough points to make a one transfer to you. When I want to do a family event ,like that, this is what I am going to do. You can bank transferred points but you can't borrow them. Remember this, when you are booking in your UY. You can except a transfer into each UY so you can take a transfer now and bank those points for next year, if that is when your trip is going to be, then next UY take another transfer. Mine is OCT. I just excepted a transfer Wed for 05uy and I can except another one for 06. Your plan may still be workable but with a whole lot more thought and planning.

 

[JimC]

Did a transfer between my own contracts in the last twelve months. I was a couple of points short for a reservation.

 

[kimberh]

Did a transfer between my own contracts in the last twelve months. I was a couple of points short for a reservation.

MS would not let you make another transfer for your reservation after Aug 1 because you did a transfer in the last 12 months?

 

[Inkmahm]

When you are ready to make your plans, post on the rent/trade board how many points you are needing transferred in for a large family vacation that you had planned before the Aug 1st crack down. Maybe someone with one of those 500-1000 point contracts will have enough points to make a one transfer to you. When I want to do a family event ,like that, this is what I am going to do. You can bank transferred points but you can't borrow them. Remember this, when you are booking in your UY. You can except a transfer into each UY so you can take a transfer now and bank those points for next year, if that is when your trip is going to be, then next UY take another transfer. Mine is OCT. I just excepted a transfer Wed for 05uy and I can except another one for 06. Your plan may still be workable but with a whole lot more thought and planning.

My UY is also October. But if I accept a transfer now, I can't bank to 06UY as we are in the last 2 months of 05UY. Now sure how you would have done that.

I can take a transfer in early 06UY and bank those points to 07UY, but waiting for 07UY to take another transfer will be too late for a December 07 trip. I need to make the reservations in early Jan 07 for the 11 month window advantage at BWV.

 

[chipscinderelly]

While I only transferred out 1 time this use year we did transfer to a good friend who rec'd 4 - 5 point transfers in so we could all stay in a Grand Villa together. This new rule will impact that for sure - it's disappointing that they will be penalizing the friends/family who vacation together.