Speaking of weird credit stories............here is a Macy's one.
about 3 + years ago I was shopping for a wedding gift, went to macy's as that was where they registered, so I picked my gift and at checkout, was going to pay cash, the sales clerk said, oh apply for a macys card and you will get x percent off your purchase today, you can use the card right away.
So I did, got the card, bought the wedding gift with it, got the discount.
then paid the card amount in full.
then did not use the card again.............so last year, I am in macys and figure I will use the card to keep it active, well you guessed it, went to the register and it was supposedly closed. so I bought my items anyway, went home and have some mail from macys ( one of the coupons they send to cardholders)
so I email them saying I tried to use the card in the store and is it cancelled or not)
they tell me no it is not cancelled.
so I place an order online used the card. great.
ok, get the bill pay in full.
again don't use it much, went in store recently, couldn't use it.
I didn't bother pursuing it again, cuz I figured I didn't really want it, just was going to use it to keep it active.
so last night I go online to macys to order some kids clothes since they are having a great sale, and additional 25% off.
so I am about to enter my visa number when I decide for kicks I will enter the Macys card number, and it went thru.
so macys has no clue what in the world they are doing either.