I go to WDW every year....I make reservations about a month after I come back and start saving money. All loose change and all one's go into a jar. I take about $500 from my tax return every year, have a yardsale at some point and then take $50 out of every paycheck. By the time my trip rolls around, I have plenty. I go during the value season (early January) and generally stay at a value resort (around $500 for a 7 night stay).

I would rather stay at POP (I LOVE POP) if it meant that. Just my opinion. Still you are lucky to have your daughters great discount.