If you see one of the fan banners that you like, you can right-click on them and do a 'save image as...' I would only do this if you have seen several people with them and you aren't copying someone's original work.
As for a ticker, if you click on my ticker, it will take you to the site that I used to make mine. It is very easy to use.
Once you finish, you go to your USER CP and add it to your signature.
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