sHOULD I USE 08 OR 09 POINTS?

[mickeys girl 52]

hi all, Evertime I think I have banking/use yr and borrowing figured out I get myself mixed up. I understand that I must deposit my points in the first 8 months of my use year. But I am not sure what to do for this situation.

I hope I can explain this right. In Jan 10 I have a 4 day cruise which will be payed for with cash. I want to add on some days in WDW before or after the cruise.I have a DEc UY and I have all my pts from 08 still but I don't no if I should use them or bank them and borrow against my 09 pts. The reason I am considering this is I am afraid that if I have to cancel a few months before I won't be able to bank them .Am I right in thinking I will be able to bank the 09 pts if I have to cancel. My son works at the Toyota plant and we are worried of a last minute lay off.

I sure hope I explained this right. Thanks in advance for any help.
Phyllis

 

[Claire L]

It doesn't matter which points you use, 08UY have to be banked though, as long as you cancel more than 30 days in advance they all go back into to 09UY. If you cancel less than 30 days notice any points go into a holding account that have to be used by the end of that UY and any reservation can only be booked less than 60 days before the arrival date.

Claire

 

[KAT4DISNEY]

Assuming you don't have any other plans for your 08 points between now and Nov 30th you will have to bank them anyway or else lose them.

Once they are banked then you only have the next year to use them (Dec 1 09-11/30/10) so you might just as well book with them for the Jan 2010 trip. As long as you cancel more then 30 days out you'll still have another 10 months to use them and they can't be banked again.

About the 09 points - if you did use them for this reservation and were able to cancel more then 30 days out then yes, you would still be able to bank them into your 2010 UY.

So, I would use the banked 08 points as long as I didn't have another use for them prior to the trip you are planning.