OP, it really does sound like more an issue of traveling with the family, than with money in particular. and i know how you feel. i will NEVER vacation with my family again. took my mom to wdw with us in 2003, on DD's first trip, and it was a NIGHTMARE. went on a vacation to HHI/Savannah/Charleston with the in-laws this past september, and that was almost worse. DH wants to take his parents to wdw, and i told him if he does, he'll be doing it alone! i know my FIL, and he'll spend the entire time complaining about the long drive (10-11 hours) down there, the cost of the gas, the cost of the trip in general, how expensive everything is, he won't like the food, etc. now if we could just take DMIL and leave FIL at home, we'd have a ball, she's very mellow-she has to be, or she couldn't put up with FIL, lol.