Second contract

[ShaneDJ]

What is the likelihood of getting a theme park view in either Polynesian Tower or Bay Lake Tower on New Year’s Eve seven months out or even 11 months out?

At 7 months, very slim chance.

 

[sndral]

I think Poly direct will be great for you. Then you can access all the resorts, past and present, have monorail access, guarantee yourself a good resale if you decide to sell down the line, and blue card perks, such as they are. I like your AK as SAP+. I know the dues are higher because of the animals, but AKJ/AKK are really special, and Jambo at Christmas, the tree and animal gingerbread are GORGEOUS. If you like Wilderness Lodge at the holidays, I think you'll be thrilled with AKJ at the holidays as well. Throw in best food on property, and it's really nice. As well, we love the quiet of the resort during a busy season.

Congratulations! Can't wait to hear when your dashboard is loaded.

Returning ‘home’ to Jambo’s lobby during the holidays really is special IMO .

 

[Girlstar30]

I just hesitate recommending such a large, expensive all direct purchase to someone who has been a bit all over the map (no offense at all) Offloading it would be an unnecessary hit.

 

[PolyRob]

It depends what shes trying to do. From her owning akv and considering SSR, it seems like she likes to split stay and perhaps shouldnt buy a bunch of direct points at PVB.

She also has expressed concerns about the price and buying resale after a direct contract will lower the price, even if the delta isnt that large.

She may not even like riv or other unrestricted resorts. Her plan isnt to book one bedrooms in solely restricted resorts and she can save a ton of money booking one bedrooms with SSR if she is OK with not using those for restricted resorts and banking and borrowing her unrestricted points for one bedrooms at those resorts.

Oh yes, if she still wanted cheap SSR go all in on SSR resale. She never mentioned split stays that I remember, only one-bedrooms.

She is now considering PVB. Buying 150 PVB direct and 150 PVB resale right now would not make a lot of sense to me. 5-8k savings tops would be negated by no restrictions, immediate points, welcome home, current UY points with pro-rated dues, etc to me.

You are correct that you can bank/borrow to accomplish unrestricted one-bedrooms, but using three UYs worth of points on one reservation is extremely risky especially if it's after a banking deadline in the event you need to cancel or plans fall through. Losing 450 points would be a 9k blunder negating any resale savings.

 

[Girlstar30]

Oh yes, if she still wanted cheap SSR go all in on SSR resale. She never mentioned split stays that I remember, only one-bedrooms.

She is now considering PVB. Buying 150 PVB direct and 150 PVB resale right now would not make a lot of sense to me. 5-8k savings tops would be negated by no restrictions, immediate points, welcome home, current UY points with pro-rated dues, etc to me.

You are correct that you can bank/borrow to accomplish unrestricted one-bedrooms, but using three UYs worth of points on one reservation is extremely risky especially if it's after a banking deadline in the event you need to cancel or plans fall through. Losing 450 points would be a 9k blunder negating any resale savings.

I agree with the buying 150 pvb direct is better than 150 resale. She may have no choice but to split stay with her multiple home resorts. And yes using after banking deadline is risky. At least she can get 300 banking and using every other year. Doing either is a risk, but I dont think most people perfectly use every single point every year without having to do either at least a little bit.

 

[intamin]

Returning ‘home’ to Jambo’s lobby during the holidays really is special IMO .
View attachment 1023634View attachment 1023635

I love how much AKL is slept on as a Christmas resort. This is where my wife and I stayed when we got engaged and walking into that lobby with the tree up when it was empty at midnight was amazing

 

[melissa70]

Oh yes, if she still wanted cheap SSR go all in on SSR resale. She never mentioned split stays that I remember, only one-bedrooms.

She is now considering PVB. Buying 150 PVB direct and 150 PVB resale right now would not make a lot of sense to me. 5-8k savings tops would be negated by no restrictions, immediate points, welcome home, current UY points with pro-rated dues, etc to me.

You are correct that you can bank/borrow to accomplish unrestricted one-bedrooms, but using three UYs worth of points on one reservation is extremely risky especially if it's after a banking deadline in the event you need to cancel or plans fall through. Losing 450 points would be a 9k blunder negating any resale savings.

I’m considering PVB for the 11 month advantage and buying resale vs direct isn’t too much different price wise when you break everything down (even though 10k is enough to think about) but it’s the restrictions. Maybe I’ll care about it, maybe I won’t ..I’m not sure! And I’m thinking we will be shut out of the 2042s eventually. Maybe I’ll be too old to care

 

[melissa70]

At 7 months, very slim chance.

What about 11 months?

 

[Girlstar30]

I’m considering PVB for the 11 month advantage and buying resale vs direct isn’t too much different price wise when you break everything down (even though 10k is enough to think about) but it’s the restrictions. Maybe I’ll care about it, maybe I won’t ..I’m not sure! And I’m thinking we will be shut out of the 2042s eventually. Maybe I’ll be too old to care

None of us knows whats going to happen, you just gotta be okay with them expiring and booking whats left.

Im perfectly happy with what will be left at that time and also know that I can always sell my resales and get into something else without taking a bigger hit if I dont like how things are evolving.

So far I am cautiously optimistic and very interested in a potential point washing program in the future. But that may or may not happen so I dont bank on it and its OK to me.

With my eventual 150 direct I will stay at Riv every few years and be totally happy, i also want to try the cabins but i know thats not my cup of tea annually. Vdh looks great but disneyland is not my preferred theme park. How you feel about these new resorts may be totally different where a bunch of direct is really making sense to you right now.

Now if they resale bwv, say bye to one of my resales. I'll be very happy with the 16 years I got to use it But you gotta be happy with your purchase, just consider what everyone is saying and do what makes you happy

 

[Wedgeout]

So..300 points direct

If you can budget that big of a direct contract, adding it to an already large contract, (By the way, you haven’t even had the chance to test drive that one yet), and have no issues with the upwards to $6k annual maintenance fee, then by all means go for it.

At the same time, ask yourself: Are you currently spending over 6k per year average on a Disney vacation?

 

[melissa70]

If you can budget that big of a direct contract, adding it to an already large contract, (By the way, you haven’t even had the chance to test drive that one yet), and have no issues with the upwards to $6k annual maintenance fee, then by all means go for it.

At the same time, ask yourself: Are you currently spending over 6k per year average on a Disney vacation?

I will never go 300 points direct. I probably won’t even go direct at the end of the day..but it is tempting . Do you go to WDW often? Would you say you would be spending that or more ?

 

[AstroBlasters]

I vote Poly direct. Please see @airjay75 ’s reasons for why direct over resale.

It’s nice to feel like a “full” member and to have a bucket of points that you know you can use anywhere.

 

[ShaneDJ]

What about 11 months?

https://dvcfieldguide.com/availability-tables

 

[melissa70]

None of us knows whats going to happen, you just gotta be okay with them expiring and booking whats left.

Im perfectly happy with what will be left at that time and also know that I can always sell my resales and get into something else without taking a bigger hit if I dont like how things are evolving.

So far I am cautiously optimistic and very interested in a potential point washing program in the future. But that may or may not happen so I dont bank on it and its OK to me.

With my eventual 150 direct I will stay at Riv every few years and be totally happy, i also want to try the cabins but i know thats not my cup of tea annually. Vdh looks great but disneyland is not my preferred theme park. How you feel about these new resorts may be totally different where a bunch of direct is really making sense to you right now.

Now if they resale bwv, say bye to one of my resales. I'll be very happy with the 16 years I got to use it But you gotta be happy with your purchase, just consider what everyone is saying and do what makes you happy

This too. 16 years is a long time and who the hell knows if i will even be alive! Never mind going to Disney lol

 

[melissa70]

https://dvcfieldguide.com/availability-tables

I’ve seen those tables but I like to hear from people and their experience

 

[Wedgeout]

I will never go 300 points direct. I probably won’t even go direct at the end of the day..but it is tempting . Do you go to WDW often? Would you say you would be spending that or more ?

If one goes that often, then would be spending that or even more. The whole idea for the vacation club, is have the points that match you as an individual, for your current vacation habits, saving money or paying the same as you normally do but now at a deluxe resort upgrade.

 

[cruisehopeful]

I’m considering PVB for the 11 month advantage and buying resale vs direct isn’t too much different price wise when you break everything down (even though 10k is enough to think about) but it’s the restrictions. Maybe I’ll care about it, maybe I won’t ..I’m not sure! And I’m thinking we will be shut out of the 2042s eventually. Maybe I’ll be too old to care

The difference is too small between direct and resale right now. When you start traveling and using it, you'll appreciate the direct points. If you happen to arrive on a Moonlight Magic day, you'll save on a ticket. If you are hot and sweaty, you can get inside the lounge and get a cold drink.

If you miss a year of traveling, you can use those points to buy an annual pass when you're ready again. Like you, I have no idea if I'll keep traveling after 2024. Honestly, no one knows. If we are, isn't it great to be able to stay at any resort. $45k is a lot of money, but if you think of it as a turn key vacation home, it's a very inexpensive vacation home.