Saving up for Disney

[Ann B]

We pay out council tax over 10 months, so for the other 2 months we put the amount that we would have paid on council tax into our holiday account. This year that is an easy £450 towards disney.

Loving all of the ideas that everyone is coming up with - great thread.

 

[WiganTony]

Shopping at Tesco, then using the Clubcard deals to either get Virgin Holidays or Cosmos Holidays discounts, or transferring your clubcard rewards into Air Miles or BA Miles for flights.

We doubled our quarterly Clubcard tokens by taking out a Tesco Clubcard Credit Card, so any spending outside of Tesco also helps out.

 

[Snowy-girls]

We have never really been huge spenders.We don't drive,don't smoke+rarely drink,so we save an awful lot of money there.We only have evenings out for special occasions(as were not really going out people).We don't+never had credit cards.Our ISA is our holiday+Christmas fund-so we earn interest on it......

We save 1p,2p+5p's in a pot.And £2 coins in another-you will really be suprised how quick that mounts up.

Shop online thru Quidco+get money for nothing when i buy dvd's,games,etc..then the extra goes into the ISA.

I run a hamper club+catalogue club for friends+family+all the comission earned goes into the ISA.

I keep back a total of £45 from Hubby's wages+my money every week,and at the end of the month it goes into the ISA.

I sell on Ebay and make a very good profit on there,this money then goes in the ISA.

I put in the ISA the 2months council tax you don't pay.
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Hubby takes lunch to work every day.

Dd7 takes packed lunch 3 days a week to school.

Me+my Nan+Grandad get our fruit+veg in bulk at the farm+split the cost.

Only use the washing machine after 7pm,don't use the dryer as much now+hang it in the living room over night in front of the large radiator to dry.

99% of our lights are the energy saver ones.

Don't keep our tv etc.. on standby anymore.

Had our loft professionaly insulated+then hubby+my Grandad laid floor boards on top to stop the heat escaping.Keep an eye on draught excluders around your doors+windows+replace when necessary.(thus keeping your house warmer+not needing the heating on as long).

Turnt down our thermostat by 3deg.

Have our gas+electric with the same company+we earn Nectar points with them+they give us a bonus each year of aprox £15-18 which goes onto our gas card.

I still put money on our gas card each week thru the summer+it builds up a huge amount come the winter.

We only have a take-away once every 2 weeks now instead of every week.

Alot of my dinners are home-made and cooked from scratch,always have been,(which saves alot of money i believe to what jars+ready meals would cost etc..),sauces are made in bulk+frozen.

Only shop once a week in Asda's+99% of our shopping is Asda branded.

I buy cheaper cuts of meat if they are only going to go into a stew or casserole.

That's all i can think of at the moment.x.

 

[thelittlemermaid83]

Great thread!

 

[tinks86]

Hi,

We save a set amount each month which goes to pay the balance first then the remainder is spending money it seems to work well for us! We also moake an effort to take advantage of offers etc if we are going out - like 2 for 1 cinema on a wed instead of going on a sat night etc etc...

 

[amberandolly]

There is easy money to be made from a clever bit of "stoozing" - basically you get a 0% credit card like the Virgin one, preferably with a large limit, you then do a super balance transfer into your bank account and from there put the whole lot into a high interest savings account - I made £700 last year by stoozing £12k for 15 months. The good thing about the Virgin card is the fact that the minimum payment is only £25 a month.
The moneysaving expert website has a great section on stoozing.
The main rule is that it has to be a card that allows balance transfers into a bank account, (or you could have a mule card like egg money).