International travel bans will be lifted before the
travel insurance companies will remove the Covid 19 Exclusions.
The Covid 19 Exclusion from my travel insurance states
We will not cover any claims caused by or relating to Coronavirus disease (COVID-19) or severe acute respiratory syndrome coronavirus (SARS-COV-2) or any mutation or variation of these. Nor will We cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover. In the event of a conflict between this general exclusion and any other term in Your policy terms and conditions, this general exclusion takes precedence.
This is for any new bookings after March 13 2020 and for any new policy bought after March 2020.
This is a huge deal. Europeans and Canadians will be very reluctant to travel to USA in 2021 if travel insurance companies still have Covid 19 Exclusions.
My travel insurance company will cover Covid 19 medical claims and cancellations for my June 2020 California trip because my flights and hotels were booked before March 13.
If I reschedule my flights and hotels for November 2020 or April 2021, my travel insurance sees this as a new booking so the Covid 19 exclusion applies.
So as a result you will see huge numbers of Canadians and Europeans not rescheduling cancelled Disney Parks holidays for 2021. No one wants to risk travelling to USA without medical insurance.