ROFR Thread July to Sept 2025 *PLEASE SEE FIRST POST FOR INSTRUCTIONS & FORMATTING TOOL*

[Androzor]

Just had the email to say passed and closing docs received! I’m right in saying we should hold off wiring money until it’s confirmed sellers have sent closing docs back, yeah?

I wish I had waited. I submitted my paperwork and wired the funds as soon as I could and I’ve been waiting almost 3 weeks for the sellers to return their notarized documents. :/

 

[ECMD2018]

So good news. Got news that my new Aulani re-sale contract closed. Took just about 8 weeks from offer accepted til closing. Question: In the notice it indicated that it will take 4-6 weeks for Disney to complete the transfer and another 4-6 weeks to get points into my account. I thought I had read on these threads somewhere that it will take about 30 days from closing until points appear in my account. Like everything I'm sure there is some variation, but wondering what peoples experience has been specifically for Aulani points landing in my account.

 

[VGCgroupie]

So good news. Got news that my new Aulani re-sale contract closed. Took just about 8 weeks from offer accepted til closing. Question: In the notice it indicated that it will take 4-6 weeks for Disney to complete the transfer and another 4-6 weeks to get points into my account. I thought I had read on these threads somewhere that it will take about 30 days from closing until points appear in my account. Like everything I'm sure there is some variation, but wondering what peoples experience has been specifically for Aulani points landing in my account.

They always quote an over inflated number. Aulani takes longer but only the non Disney phase of process, contract and document signing. Once Disney has it, it will process in the same timeframe as any other resort. So if the current time people are experiencing is 30 days I would count on that.

 

[Joroc0801]

Joroc0801---$120-$12925-100-CCV@WL-Mar-0/24, 0/25, 93/26-Delayed Close 01/26- sent 6/17, passed 7/15

 

[MyDogTink]

Sorry to side track this very interesting conversation, but I got confirmation from my broker and DVC Title and Escrow that all documents were signed by my sellers as of Friday! They said I should be closing within the next day or two and they’ll email me. For those who closed recently, do you get finalized documents sent to you then that have everyone’s signatures on them?

@foodiddiedoo - my deed is publicly available. The owners, not the POA, signed. Broker said all docs will be emailed in a few days. I’m assuming this is a copy of the fully executed contract and deed. I need to make sure it includes the title insurance.

ETA- I received emails from both broker and escrow agent.

 

[AstroBlasters]

So good news. Got news that my new Aulani re-sale contract closed. Took just about 8 weeks from offer accepted til closing. Question: In the notice it indicated that it will take 4-6 weeks for Disney to complete the transfer and another 4-6 weeks to get points into my account. I thought I had read on these threads somewhere that it will take about 30 days from closing until points appear in my account. Like everything I'm sure there is some variation, but wondering what peoples experience has been specifically for Aulani points landing in my account.

3 weeks +\- a few days.

 

[foodiddiedoo]

@foodiddiedoo - my deed is publicly available. The owners, not the POA, signed. Broker said all docs will be emailed in a few days. I’m assuming this is a copy of the fully executed contract and deed. I need to make sure it includes the title insurance.

My deed is also publicly available as of yesterday. It looks the same to me as well. Wondering if they submitted both of ours same time. Why do you need to make sure it includes the title insurance?

 

[MyDogTink]

My deed is also publicly available as of yesterday. It looks the same to me as well. Wondering if they submitted both of ours same time. Why do you need to make sure it includes the title insurance?

Great news! Well, title insurance is included in the closing costs. After I saw that the owners were in default in MFs on two contracts (one which was this one and one which Disney foreclosed on), I want that title insurance policy. Honestly, I declined title insurance on my first resale contract and I won’t do that again.

 

[foodiddiedoo]

Great news! Well, title insurance is included in the closing costs. After I saw that the owners were in default in MFs on two contracts (one which was this one and one which Disney foreclosed on), I want that title insurance policy. Honestly, I declined title insurance on my first resale contract and I won’t do that again.

I see, I was panicking that I missed something for a second!

 

[mauionabreakaway]

Great news! Well, title insurance is included in the closing costs. After I saw that the owners were in default in MFs on two contracts (one which was this one and one which Disney foreclosed on), I want that title insurance policy. Honestly, I declined title insurance on my first resale contract and I won’t do that again.

What are the potential consequences of declining title insurance for DVC? How does it come in to play with defaults on maintenance fees?

 

[MyDogTink]

What are the potential consequences of declining title insurance for DVC? How does it come in to play with defaults on maintenance fees?

In theory, DVC issuing the estoppel should confirm the contract is up to date on MFs and point balance is accurate, etc. Title insurance would verify the ownership of the property and confirm no liens, undisclosed heirs, etc.

 

[AstroBlasters]

What are the potential consequences of declining title insurance for DVC? How does it come in to play with defaults on maintenance fees?

I would never buy a resale timeshare contract without title insurance.

 

[mauionabreakaway]

I would never buy a resale timeshare contract without title insurance.

Sure, but why? What is the benefit? I'm genuinely asking to learn here.

 

[foodiddiedoo]

I would never buy a resale timeshare contract without title insurance.

So isn’t is a required line item for closing? My contract shows a 119.60 dollar charge for “Owner’s Title Insurance to DVC Title and Escrow”. I didn’t feel like that was any sort of option to “remove”?

 

[VGCgroupie]

So isn’t is a required line item for closing? My contract shows a 119.60 dollar charge for “Owner’s Title Insurance to DVC Title and Escrow”. I didn’t feel like that was any sort of option to “remove”?

Some title companies require it I believe. $119 is a deal for title insurance

 

[foodiddiedoo]

Some title companies require it I believe. $119 is a deal for title insurance

I am reading this right correct?

Government Recording and Transfer Charges:
Government recording charges $27.00
Transfer taxes $145.60
E-recording Fee to DVC Title & Escrow $5.25

Title Charges & Escrow / Settlement Charges
Settlement or closing fee to DVC Title & Escrow $400.00
Owner's Title insurance to DVC Title & Escrow $119.60
Title Search to DVC Title & Escrow $50.00

Miscellaneous
Courier Fee to DVC Title & Escrow $20.00

 

[VGCgroupie]

I am reading this right correct?

Government Recording and Transfer Charges:
Government recording charges $27.00
Transfer taxes $145.60
E-recording Fee to DVC Title & Escrow $5.25

Title Charges & Escrow / Settlement Charges
Settlement or closing fee to DVC Title & Escrow $400.00
Owner's Title insurance to DVC Title & Escrow $119.60
Title Search to DVC Title & Escrow $50.00

Miscellaneous
Courier Fee to DVC Title & Escrow $20.00

Seems so. Mine wasn’t ever broken up like this. The $50 and $119 might be one title insurance fee. Dont quote me on that. I just know when I have paid in the past it was in the $200’s

 

[foodiddiedoo]

Seems so. Mine wasn’t ever broken up like this. The $50 and $119 might be one title insurance fee. Dont quote me on that. I just know when I have paid in the past it was in the $200’s

I did read online that both California and Hawaii have higher title insurance fees as well.

 

[VGCgroupie]

I did read online that both California and Hawaii have higher title insurance fees as well.

AH okay thats where most of my purchases were. I checked and my only WDW purchase so far they did not separate out title fees and title insurance. I paid $510 for both. But understand that the title co I used was a lot less in fees than most (Jeffrey Sweet)

 

[AstroBlasters]

Sure, but why? What is the benefit? I'm genuinely asking to learn here.

To make sure that there isn’t an outstanding lien somewhere along the line against the contract that causes you to lose the contract or prohibits you from selling it.