I think Insurance companies have to answer to someone...Seriously....whether it's health insurance and managed care...or car insurance, with ins. companies stealing every last morsel there is to made on an auto repair.(and only paying for used after market parts

) It's out of control. You file a claim for your weather related damage to your homeowners ins. and they are closing up shop in your area. Seems they didn't mind taking your payments..but don't want to pay the claims. We've never even had a claim, and our rates have gone up tremendously..WHY...because our area is "due" for a hurricane. You know..the one that hasn't happened..but might. Give me a break. You can't have a test your doctor thinks you need, unless your insurance company is on board. Then you have to fight to get it. Life sure has changed in the last twenty years...

Am I crazy..or is there a pattern here?...(never mind...it's meant to be a rhetorical question....so try to resist the smart *** answer

)