I have done this and although you feel guilty now, you won't regret it! It's so nice to just be able to relax and do your own thing. I'm doing a solo 1 night at the end of the may to use up my expiring points. Zero remorse
I inadvertently booked an airbnb around the corner from Big Island Birria Boss last year. It was the BEST MISTAKE EVER. I think we ended up there 3 out of our 4 nights. The acai place on corner and the shave ice at the General Store were legit too. Hidden gem of an area.
Not easier this year! I swear every single person with points saved them during the pool refurbish and is using them starting in June.