Week 52 Results and end of year follow up!
All in all a good year, no major disappomtments or upheavels on the goal side of things will continue to set goals and work towards them, getting next years list set to post soon. A bunch of the same goals with a few new addtions, mostly house related stuff. Hope everyone had a good year with there goals!
Financial
✔Tokyo Disney Vacation
2600 / 2600
Stayed on Target with weekly contributions
ABD Costa Rica
0 / 2600
Did not even get this started but it was a major stretch goal to begin with
✔WDW Vacation
2600 / 2600
Stayed on Target with weekly contributions
Scandinavian Cruise
390 / 2600
Got a bit saved, but nowhere near enough! There is still next year!
✔Misc Travel
500 / 500
Made this goal, just barely, mostly due to taking an unplanned "extra" trip this year!
Brokerage Account
8750 / 10000
Backed off the amount invested per week to build up a more secure cash position to invest should the economy go sideways or down
✔403b (me)
12500 /12500
Stayed on Target with paycheck contributions
✔457 (wife)
13000 / 13000
Stayed on Target with paycheck contributions
✔Roth
2500 / 2500
Just made this as of yesterday, need to do a better contrubution timeframe
✔✔+Round Up Savings Account
2392 /1000
Nice little pile of money as a extra source of savings for retirement, it goes in the account in such small amounts we don't even notice it leaves
✔New Car Fund
2000 / 2000 will mark ths as completed as we moved up the purchase of the new car by about 9 months because we got the trade in value we wanted and the price of the new car was lower than anticipated with a lower intrest rate, Had to move some money around to make it happen but it works, so that is what was important!
Land Fund
307 / 1000
At least a few dollars went here as allocated but not enough, I will have to try and do better next year! but in all fairness, I have not actually acheived this goal in the last several years!
✔Dog/Vet Fund
505 / 500
Made the goal!
✔Remodel Fund
3000 / 3000
Made the goal but still a ways o go to have enough to start the remodel of kitchen, bathroom, and office!
✔Roof Fund
5000 / 5000 Got quotes and they came in under budget, signed contract and currently on the list to get it done. Quote came in at 4985 (half of what I was budgeting) so I am changing the goal from 10K to 5K and instead of waiting until spring 2026 will now be completed in spring 2025
Cut Discretionary Spending 10%
Eat out less than once per week
48 / 44
Failed, ate out more than wanted too, not that it was a hardship or anything just was trying to eat cheaper and healtier
✔Run Annual Credit Reports
Life
Read 40 Books
15 / 40
Read a lot less this year because I eneded up listening to more podcasts on several topics (kind of went down the rabbit hole on a couple of them) Will do better next year!
✔Run Annual Credit Reports
✔✔+Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
193 / 52
Pretty god list of minor things accomplished this year, looking forward to doing it again!
✔✔Adventure
Spend a vacation someplace new (in addition to our yearly WDW vacation)
Chicago trip completed
Las Vegas completed
Health
Lose 20 lbs (current 220)
8 / 20
Fail, injuried knee and PT for it for first 4 months of the year in addition to out of town travel for family health stuff, but on the positive side I did lose some weight and also gained some muscle so that is a positive!
House
✔Keep kitchen counter and table cleaned off
260 / 260 days
NIce way to end each day!
Declutter 500 items
448 / 500
Fail, did not reach goal but a bunch of stuff did leave the house, so that is a major plus and not a lot of non-consumable came in
Short Term House Projects (0-12 months)
✔Paint outside basement foundation
✔Fill Basement cracks (stone basement)
✔Caulk Porch windows / trim x7
✔Clean up flower beds and fences
Insulate Hot Water tank (ran out of time)
Insulate water pipes (ran out of time)
✔Finish cleaning out various items from basement
✔Clean out and organize shed
✔Reseal shed floor
✔Fix shed doors
✔Touch up paint on shed
✔Paint back porch floor
✔Repair front porch window screen
✔Paint Kitchen Ceiling
✔Paint Kitchen Walls
Remove Window Shutters from entire house (had to remove 1 of the metal shutters beacuse it got all busted up in a windstorm and then decided that they have to stay until we paint the house because of the severe fadng underneath)
Remove Sat Dish (ran out of time)
Replace missing aluminum roof trim (x2) (ran out of time)
Long Term House Goals (12-60 months)
✔New Roof Main part of house (18 months)
Reinsulate the basement (60 months)
Replace Basement windows (60 months)
Remodel office (new sheetrock, new electric, new trim, new flooring, new electric heater) (48 months)
Remodel Kitchen (new sheetrock, new electric, new trim, new flooring, new cabinets, new backsplash tile, new electric heaters, new sink, new countertop) (48 months)
Remodel Bathroom (new sheetrock, new electric, new exhaust fan, new walk in shower w/ tile, new heater, new sink, new flooring, new trim) (48 months)
Mortgage payoff (48 months)
Paint house (60 months)
Bonus Tasks Completed:
✔Recaulked tub
✔Washed all front porch windows inside and out
✔Installed new seat covers for new car
✔Filled Driveway Cracks
✔Cleaned dust bunnies off back/under fridge and stove
✔Cut back snowball bush to ground level for new shoots next year (well overgrown, 10ft tall and branches were thumb size!
✔Scraped front porch trim work and shed trimwork
✔Painted front porch trim work