Thank you for your reply. I was worrying that was the case. The issue I have is with my job I usually don't know what my vacation days are for the year until mid February. So I can rent before 11 months out from the place that offers insurance for around a 300 fee that will allow me to get my money back, minus the 300 bucks, or wait until mid February and try to rent points for a studio anywhere with a
DVC property. I doubt Boardwalk will be available in mid February, so I'm wondering is it likely there will be no studios anywhere to rent points for at WDW for early November if I wait until mid February?