Rejected Offers Thread (Beginning April 2026)

[airjay75]

Where my mind is going with this analysis:
- Wow... OKW is expensive too...
- Wow... BW, BC aren't that much better than VB...
- Wow... dues are very very expensive... and holding these resorts for another 40 years the dues will only continue to get higher and higher...
- Hmmm... how short a time can I hold a VB or HHI or AUL contract to "arbitrage" the situation - and does that realistically interest with my family's "peak Disney" time... maybe I acquire more points to get us through that stretch - the 3-4 trips a year phase - which will likely go down as the kids get older....
- Hmmm.... loaded contracts are very much my friend....
- Boy I hate that CAF Fee and Closing costs...

I'm with you. I think I'm much less worried about any WDW resort with a sub-$10/point price tag. And, VDH/VGC are their own thing so they're probably fine too.

But VB/HHI - well, better just be prepared for those to go to zero. Either ride it out until 2042 enjoying the heck out of your beach cottage or HHI 3 BR GV (I don't actually know whether that needs home resort priority at HHI, but whatever you need home resort for there) or be prepared to give it away for peanuts.

I do think I have become slightly more convinced that VB/HHI will not go to a completely zero price simply because there is always going to be a market for people who are willing to buy points on the cheap - it is the only reason to explain why VB isn't going for $20-$30 per point. It's the same rationale that drives people to pay premiums for small point contracts despite all the added fees. Some people might think ROFR has something to do with it, but I'm skeptical that Disney would start getting real active with ROFR if the price dropped that low. People aren't running the numbers. They just think, wow, I can get 300 VB points for the same price as 150 SSR points - I'll worry about the dues later.

 

[Cfabar1]

Another reason why 2042s are so high is the marketplace is disproportionately valuing the first 15 years of use or so.

OKW is traded more out than in. BRV is easy to get into for much of the year. BWV is not too bad if booked right at 7 months and you’re okay with P/G or want a 1 BR. And owners at BWV aren’t even guaranteed resort view at 11 months for a 2 BR or studio. BCV financially is so unattractive compared to other resorts as well.

My view is OKW should be going lower - without doing any math - roughly $65-70 pp to be in line with other SAP resorts, but somehow it isn’t. Which tells me my view isn’t in line with the marketplace. And that’s okay.

 

[atthebeachclub]

the marketplace is disproportionately valuing the first 15 years of use or so

That’s how markets work though. You typically value today’s dollars much more heavily than dollars you’ll get 15 years from now. And if you don’t have travel plans 16 years from now and want to change it up or have long term viability concerns, 2042 is a convenient exit date.

 

[VGCgroupie]

Where my mind is going with this analysis:
- Wow... OKW is expensive too...
- Wow... BW, BC aren't that much better than VB...
- Wow... dues are very very expensive... and holding these resorts for another 40 years the dues will only continue to get higher and higher...
- Hmmm... how short a time can I hold a VB or HHI or AUL contract to "arbitrage" the situation - and does that realistically interest with my family's "peak Disney" time... maybe I acquire more points to get us through that stretch - the 3-4 trips a year phase - which will likely go down as the kids get older....
- Hmmm.... loaded contracts are very much my friend....
- Boy I hate that CAF Fee and Closing costs...

Too busy to try and prove this wrong so I will remain blissfully unaware. No chance I bought a deal almost as bad as VB though.

 

[cruisehopeful]

Where my mind is going with this analysis:
- Wow... OKW is expensive too...
- Wow... BW, BC aren't that much better than VB...
- Wow... dues are very very expensive... and holding these resorts for another 40 years the dues will only continue to get higher and higher...
- Hmmm... how short a time can I hold a VB or HHI or AUL contract to "arbitrage" the situation - and does that realistically interest with my family's "peak Disney" time... maybe I acquire more points to get us through that stretch - the 3-4 trips a year phase - which will likely go down as the kids get older....
- Hmmm.... loaded contracts are very much my friend....
- Boy I hate that CAF Fee and Closing costs...

You sound like me when I start thinking about buying Aulani resale. I already have a little more than $5k/year in annual dues and since I know that number will keep going up, it's hard to commit to another $1-2k/year for Aulani. Sure, I could sell a contract or several contracts when that happens, but as of right now, I can't imagine letting any of my contacts go.

I keep thinking/hoping that I'll calm down on my DVC stays in a couple years. If that's what is going to happen, I could easily keep borrowing and buying OTUP and just add a cash stay on the front or back of a DVC stay for the next few years. Then, hopefully, I'll be burned out of Disney enough not to care that I didn't buy Aulani points.

 

[atthebeachclub]

Sure, I could sell a contract or several contracts when that happens, but as of right now, I can't imagine letting any of my contacts go.

Selling contracts is mentally hard to do. I’ve toyed with just keeping all my contracts rather than flipping things more than once in the past. When I sold my last BLT contract I almost wanted to back out of the sale because I knew the points were so good and so cheap. But my heart wasn’t into BLT. Other places would be harder to let go of.

 

[IsDVCForMe?]

Selling contracts is mentally hard to do. I’ve toyed with just keeping all my contracts rather than flipping things more than once in the past. When I sold my last BLT contract I almost wanted to back out of the sale because I knew the points were so good and so cheap. But my heart wasn’t into BLT. Other places would be harder to let go of.

Speaking of selling contracts, thinking about adding 50 more points in the future.

Obviously adding 50 more will be more expensive than a 100 point contact most likely since it’s a smaller contract.

Seems like the best idea is to keep the 50 I have and add 50 rather than selling the 50 I have and buy 100.

Depends on price of points at that time too.

Is it typically better to add on 50 since it would be easier to sell both 50 than it would be to sell 100? Probably a financially better decision too.

Any reason to sell 50 and buy 100 that I’m missing? Anyone can add input just replying to this post.

 

[airjay75]

Alright, I ran my cost per year per point calculation on all of the 2042s using the following average resale prices:
VB: $50
OKW: $88
HHI: $65
BCV: $135
BWV: $125
BRV: $100

Here's the rankings best to worst:
BRV: $16.02
OKW: $16.71
HHI: $16.92
BWV: $17.48
VB: $18.02
BCV: $18.25

I believe @VGCgroupie got her BWV for significantly less than $125. If you can score a deal on any of the 2042 resorts, that can significantly alter the calculus. Probably more room for deals to be scored on BWV/BCV since their starting point is so much higher.

The above also doesn't take into account potential variances in dues growth rates - that is one area where HHI and VB, in particular, are problematic because not only are they starting with the highest dues, they also have the highest compounded annual growth rates of any of the 2042 resorts.

But, I think it comes down to this - are there rooms at any of these resorts where you need home resort priority? For VB, that's the beach cottages. For BWV/BCV, home resort priority matters a lot. At BWV, those resort view rooms are an incredible bargain. For BRV, it's Christmas time that's difficult and if you have strong preference for BRV over CCV, then BRV it is. Don't know enough about HHI availability and where home resort priority matters, but I'm sure there is something there. For OKW, maybe you could argue the GVs or close to HH benefit a bit from home resort priority.

So, I suppose you can make a case for any of the 2042s if there is something at those resorts your really want or value, will benefit from home resort priority, and even more so if you manage to score a pretty good deal.

 

[airjay75]

Speaking of selling contracts, thinking about adding 50 more points in the future.

Obviously adding 50 more will be more expensive than a 100 point contact most likely since it’s a smaller contract.

Seems like the best idea is to keep the 50 I have and add 50 rather than selling the 50 I have and buy 100.

Depends on price of points at that time too.

Is it typically better to add on 50 since it would be easier to sell both 50 than it would be to sell 100? Probably a financially better decision too.

Any reason to sell 50 and buy 100 that I’m missing? Anyone can add input just replying to this post.

No reason to sell the 50 IMO unless there is something about that 50 point contract that no longer fits with your longer-term DVC plan. For example, you realize you got the wrong UY or the wrong home resort and would rather put that money toward what you do want long-term.

 

[IsDVCForMe?]

No reason to sell the 50 IMO unless there is something about that 50 point contract that no longer fits with your longer-term DVC plan. For example, you realize you got the wrong UY or the wrong home resort and would rather put that money toward what you do want long-term.

Makes sense. Thank you!

 

[Cfabar1]

Alright, I ran my cost per year per point calculation on all of the 2042s using the following average resale prices:
VB: $50
OKW: $88
HHI: $65
BCV: $135
BWV: $125
BRV: $100

Here's the rankings best to worst:
BRV: $16.02
OKW: $16.71
HHI: $16.92
BWV: $17.48
VB: $18.02
BCV: $18.25

I believe @VGCgroupie got her BWV for significantly less than $125. If you can score a deal on any of the 2042 resorts, that can significantly alter the calculus. Probably more room for deals to be scored on BWV/BCV since their starting point is so much higher.

The above also doesn't take into account potential variances in dues growth rates - that is one area where HHI and VB, in particular, are problematic because not only are they starting with the highest dues, they also have the highest compounded annual growth rates of any of the 2042 resorts.

But, I think it comes down to this - are there rooms at any of these resorts where you need home resort priority? For VB, that's the beach cottages. For BWV/BCV, home resort priority matters a lot. At BWV, those resort view rooms are an incredible bargain. For BRV, it's Christmas time that's difficult and if you have strong preference for BRV over CCV, then BRV it is. Don't know enough about HHI availability and where home resort priority matters, but I'm sure there is something there. For OKW, maybe you could argue the GVs or close to HH benefit a bit from home resort priority.

So, I suppose you can make a case for any of the 2042s if there is something at those resorts your really want or value, will benefit from home resort priority, and even more so if you manage to score a pretty good deal.

This is extremely helpful. thank you!

 

[VGCgroupie]

Alright, I ran my cost per year per point calculation on all of the 2042s using the following average resale prices:
VB: $50
OKW: $88
HHI: $65
BCV: $135
BWV: $125
BRV: $100

Here's the rankings best to worst:
BRV: $16.02
OKW: $16.71
HHI: $16.92
BWV: $17.48
VB: $18.02
BCV: $18.25

I believe @VGCgroupie got her BWV for significantly less than $125. If you can score a deal on any of the 2042 resorts, that can significantly alter the calculus. Probably more room for deals to be scored on BWV/BCV since their starting point is so much higher.

The above also doesn't take into account potential variances in dues growth rates - that is one area where HHI and VB, in particular, are problematic because not only are they starting with the highest dues, they also have the highest compounded annual growth rates of any of the 2042 resorts.

But, I think it comes down to this - are there rooms at any of these resorts where you need home resort priority? For VB, that's the beach cottages. For BWV/BCV, home resort priority matters a lot. At BWV, those resort view rooms are an incredible bargain. For BRV, it's Christmas time that's difficult and if you have strong preference for BRV over CCV, then BRV it is. Don't know enough about HHI availability and where home resort priority matters, but I'm sure there is something there. For OKW, maybe you could argue the GVs or close to HH benefit a bit from home resort priority.

So, I suppose you can make a case for any of the 2042s if there is something at those resorts your really want or value, will benefit from home resort priority, and even more so if you manage to score a pretty good deal.

$101

 

[airjay75]

$101
View attachment 1064162

 

[PolyRob]

Alright, I ran my cost per year per point calculation on all of the 2042s using the following average resale prices:
VB: $50
OKW: $88
HHI: $65
BCV: $135
BWV: $125
BRV: $100

Here's the rankings best to worst:
BRV: $16.02
OKW: $16.71
HHI: $16.92
BWV: $17.48
VB: $18.02
BCV: $18.25

I believe @VGCgroupie got her BWV for significantly less than $125. If you can score a deal on any of the 2042 resorts, that can significantly alter the calculus. Probably more room for deals to be scored on BWV/BCV since their starting point is so much higher.

The above also doesn't take into account potential variances in dues growth rates - that is one area where HHI and VB, in particular, are problematic because not only are they starting with the highest dues, they also have the highest compounded annual growth rates of any of the 2042 resorts.

But, I think it comes down to this - are there rooms at any of these resorts where you need home resort priority? For VB, that's the beach cottages. For BWV/BCV, home resort priority matters a lot. At BWV, those resort view rooms are an incredible bargain. For BRV, it's Christmas time that's difficult and if you have strong preference for BRV over CCV, then BRV it is. Don't know enough about HHI availability and where home resort priority matters, but I'm sure there is something there. For OKW, maybe you could argue the GVs or close to HH benefit a bit from home resort priority.

So, I suppose you can make a case for any of the 2042s if there is something at those resorts your really want or value, will benefit from home resort priority, and even more so if you manage to score a pretty good deal.

This is why I was using BWV and BCV as comparisons. I love the "Disney math!"

 

[Cfabar1]

This is why I was using BWV and BCV as comparisons. I love the "Disney math!"

View attachment 1064189

So true… I saved a bunch of money by not taking my cruise which then allowed me to buy a contract but wait then I can save more money by not paying cash for that one night to make my may trip longer by one day, which means I can use the Disney+ promotion to book a second trip this summer for a week on cash…


I’ll remember this when I am old and senile and living in a nursing home on Medicaid… actually i won’t remember anything at that point… but will have had some great disney experiences prior to then!

 

[CarolynFH]

In that case you’d be financing $7,200 at 15% over 10 years which would be about $6,740 of interest. So on our weird finance comparison we’re doing VB would win.

But on the cost per year comparison I think is better one to look at, you’ve gotta get VB down to $25/point for it to beat OKW’s cost per year.

I’m just curious. Instead of looking just at cost per point, do you ever compare cost for what you want to do with that ownership? IOW, the cost of the number of VB points you’ll need for that beach cottage however often you want to stay there, vs. the cost of the number of points needed for some alternative, e.g. a GV at one of your other home resorts, for the same stays? That kind of comparative cost became real to me when it cost most of our BWV points, which were enough for a 2BR BW view Thanksgiving week, to stay in a 1BR Resort view at VGF in January.

 

[airjay75]

I’m just curious. Instead of looking just at cost per point, do you ever compare cost for what you want to do with that ownership? IOW, the cost of the number of VB points you’ll need for that beach cottage however often you want to stay there, vs. the cost of the number of points needed for some alternative, e.g. a GV at one of your other home resorts, for the same stays? That kind of comparative cost became real to me when it cost most of our BWV points, which were enough for a 2BR BW view Thanksgiving week, to stay in a 1BR Resort view at VGF in January.

A very good thought to keep in mind. What else could that same amount of money get me elsewhere? Probably have not given that enough thought.

 

[badeacon]

Alright, I ran my cost per year per point calculation on all of the 2042s using the following average resale prices:
VB: $50
OKW: $88
HHI: $65
BCV: $135
BWV: $125
BRV: $100

Here's the rankings best to worst:
BRV: $16.02
OKW: $16.71
HHI: $16.92
BWV: $17.48
VB: $18.02
BCV: $18.25

I believe @VGCgroupie got her BWV for significantly less than $125. If you can score a deal on any of the 2042 resorts, that can significantly alter the calculus. Probably more room for deals to be scored on BWV/BCV since their starting point is so much higher.

The above also doesn't take into account potential variances in dues growth rates - that is one area where HHI and VB, in particular, are problematic because not only are they starting with the highest dues, they also have the highest compounded annual growth rates of any of the 2042 resorts.

But, I think it comes down to this - are there rooms at any of these resorts where you need home resort priority? For VB, that's the beach cottages. For BWV/BCV, home resort priority matters a lot. At BWV, those resort view rooms are an incredible bargain. For BRV, it's Christmas time that's difficult and if you have strong preference for BRV over CCV, then BRV it is. Don't know enough about HHI availability and where home resort priority matters, but I'm sure there is something there. For OKW, maybe you could argue the GVs or close to HH benefit a bit from home resort priority.

So, I suppose you can make a case for any of the 2042s if there is something at those resorts your really want or value, will benefit from home resort priority, and even more so if you manage to score a pretty good deal.

HHI needs 11 months for summer, esp GV if want a week at beach. Bought in 1996 at $55 and now 3 generations are enjoying and plan to hold until 2042 and maybe beginning of 4th.

 

[HyperspaceMountainPilot]

A very good thought to keep in mind. What else could that same amount of money get me elsewhere? Probably have not given that enough thought.

I believe once you start thinking about point charts and life of contract CCV+SSR are the clear winners. I would say CCV, because I expected to hold its value far better from 2041 on.

Selling contracts is mentally hard to do. I’ve toyed with just keeping all my contracts rather than flipping things more than once in the past. When I sold my last BLT contract I almost wanted to back out of the sale because I knew the points were so good and so cheap. But my heart wasn’t into BLT. Other places would be harder to let go of.

I have been intellectually resolved to sell my 4th UY VGF contract for almost a year… and yet, I can’t quite bring myself to pull the trigger. I don’t want for four UY and it’s my least favorite contract, but it’s the only one that is several months off the other 3 (Aug-Sep-Oct) so it’s really useful for booking vacations I’m not sure about over the summer.

I could sell my fall UY BCV contract…but after paying $115 for it when it had 24/25/26 points, I just can’t bring myself to pay $130+ for contracts with 3 fewer years of points now.

 

[juliebee]

Alright, I ran my cost per year per point calculation on all of the 2042s using the following average resale prices:
VB: $50
OKW: $88
HHI: $65
BCV: $135
BWV: $125
BRV: $100

Here's the rankings best to worst:
BRV: $16.02
OKW: $16.71
HHI: $16.92
BWV: $17.48
VB: $18.02
BCV: $18.25

I believe @VGCgroupie got her BWV for significantly less than $125. If you can score a deal on any of the 2042 resorts, that can significantly alter the calculus. Probably more room for deals to be scored on BWV/BCV since their starting point is so much higher.

The above also doesn't take into account potential variances in dues growth rates - that is one area where HHI and VB, in particular, are problematic because not only are they starting with the highest dues, they also have the highest compounded annual growth rates of any of the 2042 resorts.

But, I think it comes down to this - are there rooms at any of these resorts where you need home resort priority? For VB, that's the beach cottages. For BWV/BCV, home resort priority matters a lot. At BWV, those resort view rooms are an incredible bargain. For BRV, it's Christmas time that's difficult and if you have strong preference for BRV over CCV, then BRV it is. Don't know enough about HHI availability and where home resort priority matters, but I'm sure there is something there. For OKW, maybe you could argue the GVs or close to HH benefit a bit from home resort priority.

So, I suppose you can make a case for any of the 2042s if there is something at those resorts your really want or value, will benefit from home resort priority, and even more so if you manage to score a pretty good deal.

Wow, this is good info! Deserves to be in it's own thread rather than hidden here in Rejected Offers. I think people could benefit from the analysis and discussion. Thanks for running the numbers!