Bought a resale at OKW in 2006 (200 points) after 2 trips to Disney with the kids (1st off site and 2nd at POR). We lived in NC then and easily drove to WDW. Our kids were also in a year round elementary and so WDW in Sept was perfect for us. So buying really made sense for us at that time. We moved to MD in 2007 and our kids went into traditional schools where we didn't have those 3 weeks off at the end of Sept-beginning of Oct. So, I selected 7 as it feels like I am about 70% happy...maybe should have selected 6 now that I think about it. Aside from WDW not being a convenient drive anymore and us not having that 3 week break in Sept-Oct, we also feel like it just costs so much. There are the, always increasing, annual dues and then you have to buy park tix and we love to do the dining while there (with our TIW card, but still adds up). Now we like to fly there, after a couple trips that we drove down from MD and it was just miserable. Cha-ching...cha-ching.
BUT...it is nice to stay in the villas on property, I feel. DH would be perfectly happy staying in a cheap motel off-site...not me!. And even though we will go to WDW and come home and say that we don't need to go back, within about 8-10 months we are itching for our Dis fix. And I would be very happy to do every vacation at WDW (and cruising) and DH would prefer to branch out. With owning DVC I have him locked in. I will say that I am glad we added 50 points at HH last year because we can use those for a trip to WDW or, if we want to not spend the $$ on park tix and airfare, we can use it to stay at HH (it's a nice beach trip). I wish we did not buy our 1st membership at OKW as we prefer to be at an Epcot resort at WDW. If I could just trade in, I would trade for 150 points at BWV and 100 points at HH.