I am in the process of buying 200 points at SSR. This is my first DVC purchase. If I understand correctly, I will get 200 points December 1, 2003 but can't use them until after May1, 2004 when the first building is complete. The problem is I wanted to use the points to stay at BCV in March. What's my best course of action - to try to trade the points or to trade reservations at SSR for BCV or to pay cash to stay at BCV? If I pay cash, what kind of discount do I get for being a DVC member? And do I get the same discount for any Disney hotel? Is the discount off the rack rate and therefore not a very good deal? (We're Florida residents and can get pretty good Florida resident rates.) This is all new to me.