Question for multiple resort owners

[nem75]

I realize this has been covered before but I can't find it so here goes.

Say I purchase an initial 300 points at OKW , then purchase a contract at SSR for 150 points. If I wanted to use my points for a week stay in a GV at OKW , which would cost over 300 points, could I use the SSR points and transfer them into my OKW account to book at 11 months out, or would I have to borrow points from the next years allocation of OKW points? Also If i wanted to book a stay at any resort 7 months out and I had to use 350 points all together, would they come from both contracts or just one. I am trying to picture this in my mind so I can explain it to my DH.

I would love to own at least 150 points at each resort ideally, as I sit here dreaming, so I could have 11 month windows at all resorts if need be. Of course with 4 DD's and a DS I will need these points for large family vacations, not to mention honeymoons and grandkids.

We of coure will start out small and build on as money allows, and I know I should buy where I want to stay. But thats everywhere eventually.

Any help in explaining this point process will be appreciaited.

Christy

 

[eva]

You would have to borrow the points from your OKW allotment. At the 11 month window you can only use the points for that resort. Even if you transfered points from a friend they will retain that home resort status. If you knew about the stay in the GV the year before you could bank the OKW points into that year and wouldn't have to borrow. But all points keep their home resort status no matter what.

 

[Granny]

I'll second what Eva said, and add that at the 7 month window, you can combine any of your DVC contracts to make a reservation.

The situation you mention is why we own nearly identical contracts (point wise) at two locations. So we can bank one contract and borrow for the other one to make our complete reservations at the 11 month mark.