OK---need some help quick!!! We are looking to buy an electric fireplace--part for heating and also looks. We are not wanting to purchase the mantel as dh is into woodworking and wants to build that part himself. When I callled Lowes he gave me 2 prices for a 26" at $297 and a 32" at $449----then he said that he has an insert for $198. What is the difference and what is an "insert". I thought they were all "inserts"...............soooo---any advice, tips or anything is greatly appreciated---its hard being in the market to buy something and know nothing about it and silly me hasnt even thought to do any research (been busy planning my 2nd Disney trip!!!)
Thanks in advance!!!!
Thanks in advance!!!!

