Tracy, I think you might want to calm down a little. I did not flame you or accuse you of anything. I also have not said anything with the intention of "sending you on a guilt trip." I stated my position, which may not be the same as yours, and there is no need to be quite so defensive.
When I mentioned that I felt certain points may have been overlooked, I was responding to other posts than just yours. Several people have been mentioning different aspects of your situation that they think should be considered. I did the same thing in mine.
Whether I would travel or not under the circumstances you describe is a separate issue. I don't believe you have enough information about me to be able to guess what I would do. I don't think that money is the issue, though.
As for exposure to chicken pox, I go by my physician's advice and that of nurses in our family. When a member of our family and extended family is possibly exposed, we make every attempt to keep the person away from others. This has included cancelling huge parties and other activities. We have also had to call everyone we may have contacted to alert them to our situation. Once we found out too late to stop an exposed child from attending a party - they were already on their way over and were driving a long distance. We had to quickly call all the other guests and tell them someone would be attending who had been exposed to chicken pox recently. This way, the other guests had the opportunity to make an educated decision about coming in contact with the (possibly) infected person.
In addition, I wouldn't necessarily think the
trip insurance company would be the deciding factor regarding the infectivity of a virus. They may not think there is a problem, which means they will not have to pay your insurance claim. It is in their best interests to NOT cover a case such as yours. To me, this does not represent a reasonable medical opinion.
My attitude when planning a major vacation is that I will do whatever I can to make sure everything goes as well as possible. However, there are some things that are out of my control, including illness, weather, accidents, etc. That's the chance we take when making plans in advance. No, I wouldn't be too pleased with the possibility of having to rearrange an expensive vacation, but if necessary, I wouldn't have any choice but to do it.
The people in this thread have been trying to offer help, since you asked for help. I don't think it's necessary to react in anger simply because they may have a different opinion than one you were hoping to hear. The parents of children who have serious medical difficulties have reason to be sensitive to matters like this. I didn't see any posts here that were flaming you, but I also have not seen your PMs.