Question about charging to Magic Band

[erionm]

I believe they changed those amounts last year. The new charging limits are:

Value/Moderates: $1500
Deluxe/DVC: $2000

Thanks. We only stay at DVC Resorts, so I was unaware the others changed. Edited my post to reflect correct amounts.

 

[hiroMYhero]

They charged my credit card nightly. I went every night to pay off my charges with gift cards but it was already charged to my AMEX every time. She just refunded the card and did the gift card but it was kind of a pain.

Did that happen at a Deluxe? We stayed at GF in September and our spa charge was charged to our cc before we had even had dinner that same night. I opted to use my gift card and Disney Visa reward dollars at venues rather than charge using my MB.

 

[MinnieMSue]

One useful thing I picked up from this board was to set up an empty card on disneygiftcard.com. Keep the empty card in your room safe. If you lose your primary gift card , you could then log in and transfer the balance to the empty card. It's not foolproof. Someone could find the card before you notice it gone but at least it's something.

Brilliant!

 

[bumbershoot]

They charged my credit card nightly. I went every night to pay off my charges with gift cards but it was already charged to my AMEX every time. She just refunded the card and did the gift card but it was kind of a pain.

That is not how it is normally done unless you're hitting the limit each day. Odd.

 

[TheWGP]

Worried about these new reports of charges hitting accounts before you get a chance to pay it off. We want to get our gift card payments in, and the idea of keeping only a magicband and maybe an ID on hand sounded good... but not if it's going to cause us a lot of credit card charges! Even if they're refunded, that's one more hassle/worry to think about, save receipts and paperwork for until everything's posted, etc, etc...

Then I think well, we'll have to carry a GC and leave a secondary back in the room. Seems really risky losing the GC though, as it would have quite a bit on it and, well, I would hope for the best, but I imagine most people who found a GC on the ground would run straight to the gift shop to drain it. This being Disney, the gift shop will be mere steps away, of course!

That would really ruin our trip. So there's two not-so-great possibilities. This would be solved nicely if Disney just stuck to their room charge limits and didn't charge your CC until they hit that. Or if they would post the GC to your room as a credit. Both of these things have happened in the past from what I've read on here, but it seems to be random what your experience will be once you get there.