I finished an exam too late to log on tonight, but I look forward to trying this all out as well. I'm not a fan of paying for a chance at anything either, but look at it this way: you can do a music mix 2x in a half hour (approx. every 15 minutes). So, every half hour you'd have an extra 50 credits and could thus go on 5 rides with no credit loss from your stash (important for me since my "stash" is only just barely over 3,000 credits). Or crash Ned a couple times and then ride 4 more times. If you limit yourself how many times you ride, hopefully you won't go into the virtual poor house. This semester's been so bad for me that I can rarely play the game, and now is definitely the time I wish we could have a VMK credit card!