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So if I opt for a 90 day close I should be able to pivot to a better incentive if one comes out in Dec, right? I honestly doubt that there will be better incentive for these for quite some time. And at this point the kids grow up way too fast to wait another couple of years
 
So if I opt for a 90 day close I should be able to pivot to a better incentive if one comes out in Dec, right? I honestly doubt that there will be better incentive for these for quite some time. And at this point the kids grow up way too fast to wait another couple of years
I'd love if someone more experienced could chime in. But my understanding is, you start the process, and they'll send over the contract for you to sign. You hold off on signing the contract as long as possible (many say 30 days), which helps extend your window. I'm not entirely sure you can "opt" for a 90 day close--it's more so you're just delaying the process by being slow returning the documents, and waiting to make your payments.
 
I'd love if someone more experienced could chime in. But my understanding is, you start the process, and they'll send over the contract for you to sign. You hold off on signing the contract as long as possible (many say 30 days), which helps extend your window. I'm not entirely sure you can "opt" for a 90 day close--it's more so you're just delaying the process by being slow returning the documents, and waiting to make your payments.
It's actually a 90-day close. I did it during my last direct purchase and basically split it into 4 payments - initial down and then 3 subsequent payments 30 days apart. The contract closes when you are fully paid off, but my points were loaded 2 hours after I spoke to my Guide. I'm not sure whether or not you can pivot to a better incentive on your 89th day. But, my Guide did call me to tell me that if I wanted more points, they can use the same incentives on the contract and rewrite it since it hasn't officially closed yet.
 
Just purchased 100 points at Poly! Wanted direct for 11 month window and new resort access. Will purchase another 50 eventually for the perks but a good start at our dream resort. The guide said he was swamped today. Selling strong. I thought we were getting a December use year but he said new members were getting June. Wasn’t a big deal so we didn’t question it. Calling on the 5th to plan next years trip!
 

Just purchased 100 points at Poly! Wanted direct for 11 month window and new resort access. Will purchase another 50 eventually for the perks but a good start at our dream resort. The guide said he was swamped today. Selling strong. I thought we were getting a December use year but he said new members were getting June. Wasn’t a big deal so we didn’t question it. Calling on the 5th to plan next years trip!
Congrats! Make sure you call bang on 9am on the 5th… there were long wait times when bookings opened for existing members. Also join chat a 9am as that also worked for bookings.
 
Currently on the Wish and was so hoping for some sort of special, but no luck, although there might be better deals on other resorts, they mentioned a flash sale at SSR. 🥲 really still struggling to decide when/how to add a direct contact to our Poly resale 😩
 
Just purchased 100 points at Poly! Wanted direct for 11 month window and new resort access. Will purchase another 50 eventually for the perks but a good start at our dream resort. The guide said he was swamped today. Selling strong. I thought we were getting a December use year but he said new members were getting June. Wasn’t a big deal so we didn’t question it. Calling on the 5th to plan next years trip!
I just called. Rep also mentioned June UY. I asked her if there was any wiggle room there and she said YES, that's an exception they can make if it doesn't work for your family. She specifically confirmed I could get October if I wanted.
 
. I thought we were getting a December use year but he said new members were getting June.
As @Road_Dog says above, you don’t have to take the UY they offer if it doesn’t work for your family’s (current) travel pattern. If you’re not certain that June will work for you, read this thread: https://www.disboards.com/threads/understanding-use-year-updated-february-10-2021.1942668/. UY is not terribly important - until you have to cancel a reservation unexpectedly, then it can make all the difference in the world.
 
We typically plan on booking in March for Spring Break with summer as a backup. Is June a bad use year for that?
 
It's actually a 90-day close. I did it during my last direct purchase and basically split it into 4 payments - initial down and then 3 subsequent payments 30 days apart. The contract closes when you are fully paid off, but my points were loaded 2 hours after I spoke to my Guide. I'm not sure whether or not you can pivot to a better incentive on your 89th day. But, my Guide did call me to tell me that if I wanted more points, they can use the same incentives on the contract and rewrite it since it hasn't officially closed yet.
A few months back, I was one of the posters who received confirmation in writing that you can rewrite a contract as long as it hasn't closed yet. Back in June, my guide confirmed via email that you can rewrite to obtain better incentives up until it closes, so if you opt for the 90 day close, you have the full 90 days to do so. He also shared I could change resorts (at that time, I was debating Riv vs Poly).

Our 90 day close was a deposit, and then payments at 30/60/90 days, paying cash. The contract closed 90 days after we paid the deposit, which is also the day the final payment is taken. We agreed the specific 30/60/90 dates with my guide at time of finalizing the deal.

We actually did a contract rewrite approx. two weeks into the 90 days when a Disney Visa deal came out and I wanted the additional savings. No issues there. It didn't change the closing date, which was still 90 days from the original deposit date.

For anyone considering this, I would reconfirm with the guide that it is possible, and not bank on it either way. It isn't in the contract legal terminology, just via email from my guide. And policies can change.
 
June is not great for Spring Break, as your banking deadline (Jan 31) will have already passed if you need to cancel on short notice. I would go for a Feb UY
I agree with this. But really any UY that allows banking after March/April (spring break timeframe) would be fine, such as a December UY, which has a July 31 banking deadline.
 
We typically plan on booking in March for Spring Break with summer as a backup. Is June a bad use year for that?
Yes, a June UY when you expect to travel mostly in March is not the best. If you had to cancel unexpectedly in late January or early February (at least 31 days from checkin), you wouldn’t be able to bank the points, and the last date you’d be able to use them on a rescheduled trip would be the night of May 31.

I agree with above that December or February UY would be better. March would work too except that if you wanted to start your trip at the end of February you’d be crossing UYs, and that can be tricky too.

Please read over the thread I linked and then call your guide and tell them you need to change UYs to whichever one(s) you decide will work best. If they push back, tell them you’ll have to rescind your purchase because a June UY won’t work for your family. But I doubt they’ll make you go that far.

PS there’s no January UY, which is why the suggestion is for December or February if you’ll be traveling in March.
 
As long as Disney keeps over stating the value of a cash room, DVC will be ok.

It's easy to sell at 220 a point when you tell everyone the cash value of a room is $2000 a night!

I do think DVC has become a niche market. If we hit an economic slowdown they are in for some big trouble.
I also question the supply and demand curves with each new build/flip.
 
I also question the supply and demand curves with each new build/flip.
Same. I keep wondering how big their potential market really is, and how much they are just cannibalizing from existing resort sales. Though the existing resorts currently on sale do serve different niches. I just think Polynesian is the biggest niche market currently on sale.
 
I keep wondering how big their potential market really is, and how much they are just cannibalizing from existing resort sales.
Disney has demonstrated a tremendous amount of arrogance recently in regards to DVC.

Whether it’s putting a ton of rooms into preferred view categories that have no clear view improvement over standard view rooms (Riviera, VDH, Poly 2), putting 5 and perhaps soon to be 6 resorts on sale at once, the cabins (like 50 different things), or them pretending they have a level of pricing power they clearly, clearly do not have, they have set themselves up to fail spectacularly.

And from over here, it looks like they are in fact failing spectacularly.

Riviera sales have been basically fine, and that’s the best any resort has been doing.

VDH sales have been genuinely, inarguably terrible this year. But they’re still 4X CFW’s monthly sales.

Aulani went on sale more than 14 years ago, and while we can’t see sales, we know generally that they’ve been steadily declining for a decade.

And while I’m confident Poly will do better, @maui22’s daily deed posting hasn’t been spectacular or even great, it’s been basically fine.

If my division at the Fortune 500 company I work at sold 4 products and launched a 5th and the results I delivered by product were more-or-less fine, terrible, unimaginably bad, steady decline, and underwhelming new product launch, I’d be fired. My boss would be fired. My dog would be fired.

DVC is not doing fine. It’s not healthy. It’s wildly underperforming their historical trajectory.

IMO they’ve vastly overestimated their potential market and their pricing power with that market.
 
Disney has demonstrated a tremendous amount of arrogance recently in regards to DVC.

Whether it’s putting a ton of rooms into preferred view categories that have no clear view improvement over standard view rooms (Riviera, VDH, Poly 2), putting 5 and perhaps soon to be 6 resorts on sale at once, the cabins (like 50 different things), or them pretending they have a level of pricing power they clearly, clearly do not have, they have set themselves up to fail spectacularly.

And from over here, it looks like they are in fact failing spectacularly.

Riviera sales have been basically fine, and that’s the best any resort has been doing.

VDH sales have been genuinely, inarguably terrible this year. But they’re still 4X CFW’s monthly sales.

Aulani went on sale more than 14 years ago, and while we can’t see sales, we know generally that they’ve been steadily declining for a decade.

And while I’m confident Poly will do better, @maui22’s daily deed posting hasn’t been spectacular or even great, it’s been basically fine.

If my division at the Fortune 500 company I work at sold 4 products and launched a 5th and the results I delivered by product were more-or-less fine, terrible, unimaginably bad, steady decline, and underwhelming new product launch, I’d be fired. My boss would be fired. My dog would be fired.

DVC is not doing fine. It’s not healthy. It’s wildly underperforming their historical trajectory.

IMO they’ve vastly overestimated their potential market and their pricing power with that market.
And Reflections, by all accounts, will be a huge resort.

I don’t get it.
 
I
Disney has demonstrated a tremendous amount of arrogance recently in regards to DVC.

Whether it’s putting a ton of rooms into preferred view categories that have no clear view improvement over standard view rooms (Riviera, VDH, Poly 2), putting 5 and perhaps soon to be 6 resorts on sale at once, the cabins (like 50 different things), or them pretending they have a level of pricing power they clearly, clearly do not have, they have set themselves up to fail spectacularly.

And from over here, it looks like they are in fact failing spectacularly.

Riviera sales have been basically fine, and that’s the best any resort has been doing.

VDH sales have been genuinely, inarguably terrible this year. But they’re still 4X CFW’s monthly sales.

Aulani went on sale more than 14 years ago, and while we can’t see sales, we know generally that they’ve been steadily declining for a decade.

And while I’m confident Poly will do better, @maui22’s daily deed posting hasn’t been spectacular or even great, it’s been basically fine.

If my division at the Fortune 500 company I work at sold 4 products and launched a 5th and the results I delivered by product were more-or-less fine, terrible, unimaginably bad, steady decline, and underwhelming new product launch, I’d be fired. My boss would be fired. My dog would be fired.

DVC is not doing fine. It’s not healthy. It’s wildly underperforming their historical trajectory.

IMO they’ve vastly overestimated their potential market and their pricing power with that market.
I agree with you and feel it has the potential to make direct points even riskier than they are.

Sometimes I think I should suck it up and consider direct points at Riviera. But then I wonder why I’d ever want to pay all that money up front when a fifth sleeper at Caribbean Beach is right there and still so cheap.
 



















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