Here's my math. BCV at $74 per point comes out to $1.97 per point, per year. SSR at $95 per point comes out to $1.90 per point per year. So, if you bought at 200pt contract, your difference would be 14 dollars. It is EASY to say that the biggest expense over time will be the maintenance fees. SSR's main. fees are $3.80 per point, per year...BCV's are $4.17 per point, per year (of course, these will change). That makes a total main fee at BCV (still assuming a 200 pt contract) $31,692 over 38 years. The same figures for SSR are $38,000 over 50 years. So, you can see that these figures are much larger than your initial purchase price.
Now, here's my .02 on resales. Yes, there will come a time when there are so few years left on contracts that they will go for less...who knows what the world will be like at that time??? However, if you get on resale sites, you will see that there are a LOT more OKW, than BWV, BCV, or WVL. I am sure that a big percentage of that is:
1) people have owned at OKW longer, and are just starting to want out,
But, also...
2) OKW is a larger resort. The smallest ones are BCV and VWL, (and BWV has a great location, too). My point is this....it is my understanding that SSR will be the largest
DVC resort to date. That means that there may come a time when there are a lot of resales on the market. I cannot IMAGINE a time when there will ever be a LOT of resales of BCV (unless something horrible happens...at which time, there will be a lot of DVC resales, period!!). The price of each resale is definitely driven by supply and demand. I saw a BCV resale asking $76 per point be "snatched" up in minutes on a website. That would have to be one "real special" OKW to be snatched up like that, at that price. It is all about supply and demand!!!
Just a couple more things to think about before you buy!! When all was said and done, we just bought where we wanted to stay!! You can go "nuts" trying to figure dollar vs. value vs. expense vs. "long-term desireability" and so on!!! Figure out what is the "most important aspect" to you...and, go from there!!!
Good luck,
Beca