Purchase question- resale and direct

[Disneylovingmomof2]

I’m looking for some help regarding buying DVC. We did the informational session last week and I think we are going to figure out how many points we need this week. My question is this - if we purchased 75 resale Poly and 75 direct Copper Creek, does that mean we only get the 11 month booking window at Copper Creek? We can use all 150 points to book the vacation correct?
I want to figure out how to get the best deal while at the same time getting the DVC benefits which I know requires 75 direct points now.
I just don’t know how it would work with combining 75 direct/75 resale and which resort would be “home.”

 

[bobbiwoz]

I think you have gotten answers that you understand on the other thread.

If you still have questions, just ask.

We talked about borrowing, but unless you use all 75points in the next year, when that use year comes around, you would perhaps want to BANK those points so they will be combined with the next year’s points.

Unless you always book 150 point reservations, you will also have to keep in mind those points that were not used.

 

[chalee94]

My question is this - if we purchased 75 resale Poly and 75 direct Copper Creek, does that mean we only get the 11 month booking window at Copper Creek? We can use all 150 points to book the vacation correct?
I want to figure out how to get the best deal while at the same time getting the DVC benefits which I know requires 75 direct points now.
I just don’t know how it would work with combining 75 direct/75 resale and which resort would be “home.”

You would have 2 home resorts.

You would only get the 11 month priority window at poly by using poly pts - at the 11 month window, your CCV pts would be useless for booking the poly.

You would only get the 11 month priority window at CCV by using CCV pts - at the 11 month window, your poly pts would be useless for booking the CCV.

Banking and borrowing can let you use multiple years of pts at one resort from one contract, but banking and borrowing do not turn poly pts into CCV pts or vice versa.

 

[southerngirl528]

You would have 2 home resorts.

You would only get the 11 month priority window at poly by using poly pts - at the 11 month window, your CCV pts would be useless for booking the poly.

You would only get the 11 month priority window at CCV by using CCV pts - at the 11 month window, your poly pts would be useless for booking the CCV.

Banking and borrowing can let you use multiple years of pts at one resort from one contract, but banking and borrowing do not turn poly pts into CCV pts or vice versa.

Yes. Agree.

 

[Anna114]

You will not have an 11 month window if you combine your points. You have to use points from the same resort for the 11 month window. I almost made that mistake until someone cleared it up for me. The one thing I didn't know is what a pain in the fiddle-fidat having to different use years for the same resort. When I have extra money I will sell my 28 points with an April UY and get more in October. I always have to break up my stay. So annoying.