Potential Buyer, Availability (sorry for the length)

Points do not increase like cash rates. There is a fixed amount of points per resort. Yearly they may reallocate them between room categories or seasons eg if summer goes up, winter goes down.
Sure, but charts go one way. I would bet Poly2 exceeds the VGF chart in places. I think it's safe to say future resorts will be as point heavy or heavier, even in moderate locations, like RIV. You can really see the point cost start to escalate with the BLT chart, which looks retro now, as does the sad condition of BLT itself.
 
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I can not get over the whole "buying to leave to your kids" - Unless you have so much money that your long term care is covered for a prolonged end of life, you could be adding timeshare bills to the cost of your care.

If you want to leave a vacation legacy to your kids put 30k in an irrevocable trust
Many folks can do both. As years pass, DVC can be sold while parents are still around. Disney families may happily share that "legacy" aspect. Money for several yrs dues can be arranged by parents in a will or a trust.
Different strokes for different folks. :flower:
 

















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