I love Poly Concerierge. And I agree I'd rent and pay cash. Even though your getting a smaller room you have no reason to need a kitchen and it has a fridge in it. But outside of DVC it's a wonderful hotel and Chef Dick is the greatest chef ever.. He has wonderful items each night and even if you get a garden view there are lots of large windows in the lounge and they pipe in the music for fireworks and electrical pagent... I know they say they only serve or'derves but it really is dinner with chicken wings, BBQ ribs, pork chow mein, fruit and veggies. beer, wine,etc from 5-7 and desserts and cordials from 8-10 peanut butter and jelly sandwiches, m&ms and Cookies and drinks are available all day long...