I do believe she badly needs money but I dont believe half of her story as to why she is in the mess she is in. As far as the waffle house stuff, it's possible someone in her family worked there and gave her the stuff, maybe one of them closed down.
I dont buy that she ran up 19 credit cards to pay off a large hospital bill. If you do the math her credit cards had to be over 5000-7000 each. How in the heck can someone with little income qualify for that? Maybe they had large incomes at one time and lost their good paying jobs and now they cant pay the credit cards. She probably did have a sick baby at one time I just think some parts to this story has been made up.
Either way, there's nothing wrong with helping a person if you want.
It sounds like she had the 19 credit cards while her husband was a volunteer, I just dont see how they would have gotten that many cards with her job only? If she paid 140,000.00 on 19 credit cards that would average 7300 on each card! Maybe she is paying off 19 credit cards but..... well never mind... just my thoughts..