I get harassed all the time at work when discussing DVC and the point tables. Today someone placed a 2002-2003 planning calendar on my desk - my remark to my fellow workers was - " already decided when to go back to a DVC resort in 2002, why didn't you get a 2003-2004 calendar so I could plan further." The points way of doing a "timeshare" seems to be the best way to go. So much flexibility!