Paying what you owe with magic band

[KittieKat]

Can you pay with cash or gift card? Or only the linked credit card

 

[Meglen]

The magic band is linked to a CC either online or at check in. If you want to use cash you need to use cash and the giftcards cant be loaded on it. They do not work like a Tab.

 

[starry_solo]

Linked credit card if you want to use your magic band. But then you have to go to the front desk to pay down the charge. Depending on where you are staying, there are limits that can be charged before the bill is run through the credit card

 

[Jadyreen1282]

Linked credit card if you want to use your magic band. But then you have to go to the front desk to pay down the charge. Depending on where you are staying, there are limits that can be charged before the bill is run through the credit card

We pay off daily this way but since they started charging the CC sooner for the charge we have been using gift cards instead of magic band where possible.

 

[Leopardchucks]

We pay off daily this way but since they started charging the CC sooner for the charge we have been using gift cards instead of magic band where possible.

Pay off daily?! Wow. That's dedication. Is there any way to pay ahead with GCs? Like apply a 500 buck GC at check in?
My plans for my upcoming trip were to exclusively pay with my Magic Band where allowed and pay my balance with GCs at the end of the trip. If that is a no-go, I'm hoping I could pay up front . Hmmmm. If I have to use my credit card instead, my saving plans might be altered a bit.

 

[summerlvr]

Pay off daily?! Wow. That's dedication. Is there any way to pay ahead with GCs? Like apply a 500 buck GC at check in?
My plans for my upcoming trip were to exclusively pay with my Magic Band where allowed and pay my balance with GCs at the end of the trip. If that is a no-go, I'm hoping I could pay up front . Hmmmm. If I have to use my credit card instead, my saving plans might be altered a bit.

Why not just use the gift cards for your purchases? You can go to disneygiftcard.com and combine the balances of multiple gift cards on to one (can combine up to $1000 on a single gift card). I have a gift card on a wristlet that I got at Epcot a few years ago and when I get a new gift card, I just transfer the balance to the wristlet card. It's just as convenient as a Magic Band. The CM just scans the bar code on the back of the card, so it is completely touchless, unlike using the MB where you have to input your pin code.

 

[Edeyore]

Why not just use the gift cards for your purchases? You can go to disneygiftcard.com and combine the balances of multiple gift cards on to one (can combine up to $1000 on a single gift card). I have a gift card on a wristlet that I got at Epcot a few years ago and when I get a new gift card, I just transfer the balance to the wristlet card. It's just as convenient as a Magic Band. The CM just scans the bar code on the back of the card, so it is completely touchless, unlike using the MB where you have to input your pin code.

They also provide you with the balance left on your gift card on the receipt, so if you want to add more to the card you can.

 

[cpep42]

Also you can go to the desk anytime you want to pay your bill with the GC.

 

[NeedMoreMickey]

I use gift cards and hardly ever charge with the band. Basic way would be save amount of money leave it in your bank account and keep track in how much you spend. Use your saved money to pay your credit card when you get the bill.

 

[Dug720]

Pay off daily?! Wow. That's dedication. Is there any way to pay ahead with GCs? Like apply a 500 buck GC at check in?
My plans for my upcoming trip were to exclusively pay with my Magic Band where allowed and pay my balance with GCs at the end of the trip. If that is a no-go, I'm hoping I could pay up front . Hmmmm. If I have to use my credit card instead, my saving plans might be altered a bit.

No. I wish you could. You can do that on the cruise line for your account and any money left over goes right back on the gift card. But I guess no one has thought to transfer that system to the land-based resorts yet. They clearly have the technology within the company to allow it.

 

[Dave006]

They clearly have the technology within the company to allow it.

Hmm they had it at the resorts long before there was a Disney Cruise line. It was dropped by the resorts about 4-6 years ago.

There was never a formal reason provided but there were lots and lots of guests that used a GG to apply $$$ to their hotel portfolio and then threw away the GCs.

It caused for some serious frustration at the Front Desk of every resort for Guests and CMs.

Dave

 

[Leopardchucks]

Why not just use the gift cards for your purchases? You can go to disneygiftcard.com and combine the balances of multiple gift cards on to one (can combine up to $1000 on a single gift card). I have a gift card on a wristlet that I got at Epcot a few years ago and when I get a new gift card, I just transfer the balance to the wristlet card. It's just as convenient as a Magic Band. The CM just scans the bar code on the back of the card, so it is completely touchless, unlike using the MB where you have to input your pin code.

That is a good idea. I was hoping to have some bagless park days and thought the magic band payment method would be easiest. I like the wristlet idea a lot!

 

[Dug720]

Hmm they had it at the resorts long before there was a Disney Cruise line. It was dropped by the resorts about 4-6 years ago.

There was never a formal reason provided but there were lots and lots of guests that used a GG to apply $$$ to their hotel portfolio and then threw away the GCs.

It caused for some serious frustration at the Front Desk of every resort for Guests and CMs.

Dave

Interesting. I didn't know that. But that makes sense because I didn't ask about doing it until like 2018 after I'd done it on a few cruises.

People could still throw the gift cards away on the ship - they just remind you not to when you go to guest services to apply the money.

Ah well.

 

[Lumpy1106]

We charged everything to the magic band, then looked up the balance on MDE the day before we checked out and bought gift cards through Target (Red card 5% discount). Go to the app, transfer funds, walk down to the concierge and pay off the balance. We saved $100 that way and it was easy. Remember the max you can put on any card is $1000 and you can only have 5 cards at a time on the app. You can always by more gift cards at any gift shop, $15 min.

 

[Dug720]

We charged everything to the magic band, then looked up the balance on MDE the day before we checked out and bought gift cards through Target (Red card 5% discount). Go to the app, transfer funds, walk down to the concierge and pay off the balance. We saved $100 that way and it was easy. Remember the max you can put on any card is $1000 and you can only have 5 cards at a time on the app. You can always by more gift cards at any gift shop, $15 min.

But they've started charging off as you go now, so you'd have to deal with refunds and such if you waited until the last day now. Depending on your spending, you could have to visit the desk every day to pay down the balance.