Pay Yourself Back with Disney Visa vs. using a Rewards Card

[Mle8308]

Thank you as I was a little wordy trying to be as detailed as I could to explain the process.

It is quite an amazing explanation! Thank you for taking the time. It took me about 2 years to figure out the PYB option!

 

[CarolynFH]

I want to express thanks for this thread. We used PYB to apply over $50 in rewards that we had been accumulating over many months to a LLMP purchase back in December. Much more efficient than transferring to a card that I have to keep up with.

 

[trenty]

My statement period ends today. Here is a screenshot of my rewards balance. I will report back in a day or two with a screenshot to see what happens with that penny.

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@eticketplease & @disneychrista
I got my penny. LOL

Just to recap: I had $0.50 left on my DVC dues after paying with gift cards. I used my Chase Disney CC to pay the $0.50. I then used PYB to pay my $0.50 balance early. I earned $0.01 in rewards.

 

[tx911]

@eticketplease and @BunsenH, thank you for this thread! I never knew this was an option!

 

[eticketplease]

@eticketplease and @BunsenH, thank you for this thread! I never knew this was an option!

You are welcome. I have posted about this several times over the years but all the credit goes to @BunsenH with throwing this comparison question in it's own thread so that hopefully it will be easier for others to find out about the two different redemption offers for the Disney Dollars earned from the Disney Visa card.

 

[disneychrista]

@eticketplease & @disneychrista
I got my penny. LOL

Just to recap: I had $0.50 left on my DVC dues after paying with gift cards. I used my Chase Disney CC to pay the $0.50. I then used PYB to pay my $0.50 balance early. I earned $0.01 in rewards.

View attachment 1042819

That's great! I am very surprised that it works this way. But really in the end you'd have to significant rewards for this "bonus" to really amount to much. But every penny helps.