Thank you SKMom
I had a sit down with my DD the other night and could not have been more clear.
She chose to not apply instate and take advantage of substantial merit/scholarships that could have provided her with a very reasonable cost of education.
She chose to apply to schools knowing Mom/Dad cannot/will not foot the bill, will not take out a loan, will not co-sign loans. We have offered her what we gave her brother.
I reminded her that she has until the end of April to figure out how she plans to pay for school and that she should look beyond just the first year and plan out all 4 for financing as it would suck to get one year in and not be able to continue.
I also told her that perhaps she might need to take a gap year, work, learn to drive and re-evaluate her criteria for choosing where to attend college.
The next day, she comes to me with her plan on finding co-signors for her 4 year plan.
I've done all I can, at this point I am going to do some more research on taking that gap year - the Pro's / Con's (Anyone have any experience or knowledge? PLEASE chime in)
Hugs to you. You must be so frustrated. I'm sad for your DD, that she doesn't get it. Is it possible to have her guidance counselor speak with her? Maybe the facts coming from an outsider would be heard.