I've had mine for a week now and up until today I only had the three charms and the safety chain.
The red/orange hearts one has been bought today. It was a gift from my Dad whilst on a day out in Liverpool.
The others are:
Leather bracelet and hedgehog are both gifts from my wonderful DBF for my birthday, which was last week
My tortoise was a gift from my Mum & Dad. Significance, we've had our very own tortoise since I was a little girl. I couldn't imagine him not being represented on my bracelet
The blue glass bead I bought with birthday money from my Grandma
And the safety chain was a treat from myself, as I just wanted it to feel safer on my wrist and 'finish' the clasp on the bracelet.
I have my eye on a couple more now too

I want the money bag, I work in Accounts, so this would represent my work. And I've also seen a mother of pearl one too
I don't really have a colour scheme at the moment

But, I am planning on buying myself another bracelet whilst in Florida, so I'll be able to sort out colours once I have this one