OT Saving for DLP

[Donald D Duck]

I'm sure these sort of threads come up periodically, but I did a search last night and couldn't find a recent one....

I thought it would be fun to share how you save the extra pennies for DLP, not the bulk, but the little extras that pay for an extra night, a hotel upgrade or a bit extra spending money.

I collect avios and was thinking about buying my fuel from shell to collect the points, until yesterday when I realised shell was 2p more per litre than sainsburys where I normally fill up. Including the nectar points I'd get that makes each fill up about £1 cheaper, one fill per week on average means I'll save about £50 compared to avios points which would have been worth about £17.

I did also change the electric company last week to fix the rate. I went through a cashback website so should be getting £27 for switching, again I'll put that in the pot as it is money I wouldn't have otherwise had.

I have the obvious penny jar which does add up, but generally I am too tight on non-Disney things I don't carry much cash around and therefore rarely have change to put in it!

 

[CassieReynart]

Great idea for a thread.
I put away £3 every time I take a packed lunch to work. If I go out in town to get lunch I spend at least that, and it all adds up!
If I buy something on our big shop "half price" or "buy one get one free" I put the amount I would have spent on it into the savings. I'm terrible but me and the OH only really go out for meals when there's a weekday offer or a voucher out, but I also save that money.
I do the old penny jar as well.
I find it really helps to think in your mind "£X saved, That's another pin at Disney!" etc. I got so motivated to save for our last trip (also our first proper visit to DLP) I have saved up enough for flights and hotel for our next trip in Feb in 4 weeks!
ETA: I also switched our gas supplier in the summer, and we were in credit with our old supplier for £200! So we got that back. We are also saving £80 a quarter on our bill, which is shocking! We had a really bad supplier!!

 

[ChristinaDK]

We have a jar and put money in. We don't have jobs, so we save up a half year to go on holiday. We only buy things like shoe and cloudes in Denmark if we are in urgent need. Otherwise we do it on our vacations. We save up around 375gbp evry mounths. We have 500 euro saved up to our trip in 20 days. But in the jar this time plus the money I gets for helping my parents all year giving us a total of around 1200 euro

 

[angel_nix]

We use cashback sites for any online purchases, also, anything in my paypal is set aside for holiday pennies (or Christmas now lol!)

 

[Donald D Duck]

We use cashback sites for any online purchases, also, anything in my paypal is set aside for holiday pennies (or Christmas now lol!)

I've certainly become a convert to cash back sites. In just over 12 months I have logged about £230, and that is on things I was buying anyway, I certainly wouldn't buy a more expensive thing just because it came with cash back.

Another good one we have just done, we switched life insurance from tesco to sainsburys, actually came in 5p a month cheaper but we are also getting a £40 gift card which I'll put the cash equivalent away for

Sent from my iPad using DISBoards

 

[Carrie_Cat]

In the UK it's so easy for you to save money - we don't have cash back sites, shop cards only give vouchers to use in store and you never get points on petrol, there only is 1 energy provider, bogof doesn't exist and so on and so on.

We just have to either save every month out of wages and/or use our Christmas bonus pay

 

[Hipster Meg]

I have a piggy bank that I put little bits of change into and a specific saving for Disney bank account which has a higher rate of interest than my normal one. I'll save the penny's til I have a decent amount then put them into the bank - I'd rather have the money working for me than sat in a piggy bank!

I use Top Cashback but rather than paying the money into my account I turn it into Amazon vouchers - you get a 5% bonus on whatever you earn doing it this way and with Christmas coming up Amazon's going to get quite a bit of our money anyway.

I also do online surveys with https://www.valuedopinions.co.uk They send surveys almost every day and while I don't qualify for all of them I usually do 3 or 4 a week, each of which pay at least £1. It doesn't sound much but it soon adds up and you earn vouchers for company's such as Amazon, Top Shop and itunes (which usually end up being given out as Christmas or Birthday presents)

 

[threegoodfairies]

I have a good way of saving if anyone is interested. I have a savings account attached to my online current account. Every time I check my account, which is most days I round my balance down to the nearest £5 and put the difference into my saving account. So say I have £134.63 in my account I put £4.63 into my savings. It mounts up really quick. I have managed to save £150 since August when I cleared it out for our summer holiday. I think I can treat my grandchildren with that when we get to DLP in four weeks. So excited

 

[daiseyirl]

The kids childrens allowance goes into the holiday fun. Any extra i get for occasional child minding also goes in (a friend does temp work so depending when/if she gets a contract). The kids have a money box each so birthday/xmas/toothfairy money goes in for their spends. They would also get a few quid going from their grandad, uncle,aunt ect.

 

[megarasweet]

DFi and I save any £2 coins we get given in change and put them in 'the box', and any extra pennies I make from advertising on my blog or doing blog design gets set aside. Over the summer DFi did some extra work in a local pub and any tips he made went straight into the DLP fund!

 

[MissSkellington]

Great ideas!

We haven't been doing anything too special for this upcoming trip, aside from the usual coin jar...however, we find eating out at restaurants to be rather expensive here in Germany (plus you have to factor in the exchange rate for us from $-€)...so we rarely go out to dinner, that saves us A LOT! I justify it to myself by saying home cooked foods are better for me anyway.

DS gets $10 a week in allowance...so in the 2-3 months leading up to a trip, he opts to save his money...whatever he saves, we agree to add that much in also, so then he can buy whatever he wants, but only with his money! Once it's gone, it's gone!

One nice thing back in the states...we have a Disney Credit card, so for every $100 spent, you get 10 Disney dollars...good in the parks, on hotels, meals, stores or at a Disney store, and they're good for 3-4 years. But it doesn't apply to DLP as it's a US card.

So perhaps if we save up our Disney dollars the whole time we're here, we can go to WDW and stay at the Grand Floridian.

 

[Hipster Meg]

I have a good way of saving if anyone is interested. I have a savings account attached to my online current account. Every time I check my account, which is most days I round my balance down to the nearest £5 and put the difference into my saving account.

I really like this idea and might start doing it myself

 

[kel0709]

I have a good way of saving if anyone is interested. I have a savings account attached to my online current account. Every time I check my account, which is most days I round my balance down to the nearest £5 and put the difference into my saving account. So say I have £134.63 in my account I put £4.63 into my savings. It mounts up really quick. I have managed to save £150 since August when I cleared it out for our summer holiday. I think I can treat my grandchildren with that when we get to DLP in four weeks. So excited

I love this idea I also have current and savings when I log on, I'm going to try this, thanks for the tips

 

[figaro2]

I have a good way of saving if anyone is interested. I have a savings account attached to my online current account. Every time I check my account, which is most days I round my balance down to the nearest £5 and put the difference into my saving account. So say I have £134.63 in my account I put £4.63 into my savings. It mounts up really quick. I have managed to save £150 since August when I cleared it out for our summer holiday. I think I can treat my grandchildren with that when we get to DLP in four weeks. So excited

I love this idea because the grandchildren in question are my babies!

We've stopped getting takeaways, McDonald's etc and been putting the money in our tin, we had a copper jar too, every week Iv been just buying our food shopping then taking the rest out and sticking it in my tin which iv cello taped shut lol, plus my PayPal money and some birthday money which has been confiscate by my mum. Have a out £200 so far x

 

[Cariadbach]

I have a good way of saving if anyone is interested. I have a savings account attached to my online current account. Every time I check my account, which is most days I round my balance down to the nearest £5 and put the difference into my saving account. So say I have £134.63 in my account I put £4.63 into my savings. It mounts up really quick. I have managed to save £150 since August when I cleared it out for our summer holiday. I think I can treat my grandchildren with that when we get to DLP in four weeks. So excited

Iv been doing this,i have OCD tendancies and one of my bugs is odd figures,so im always putting bits away.
I also have piggy banks for 20p,50p,£1,£2.
I need to get uber motivated though to save for our next trip without DH noticing!!think our shopping bill shall be going up for a while *wink wink*

 

[tennisfan]

I work for the ambulance service which means a severe lack of social life due to shift work so I save by not going out with my friends as most of the time i'm working

Plus I go through cashback sites & do online surveys

 

[Isila]

We have a piggy bank also. We put coins only of certain value in it (around 1,5 Eur worth). Even kids put coins if they get one.
Also I try to do small extra jobs and put earned money in another "piggy bank".
And there's nothing more we can do but usual saving. No coupons etc.
Sometimes when kids ask to go out for pizza, I ask if it's pizza here or pizza in DLP. And we put they money in piggy bank.

 

[figaro2]

We have a piggy bank also. We put coins only of certain value in it (around 1,5 Eur worth). Even kids put coins if they get one.
Also I try to do small extra jobs and put earned money in another "piggy bank".
And there's nothing more we can do but usual saving. No coupons etc.
Sometimes when kids ask to go out for pizza, I ask if it's pizza here or pizza in DLP. And we put they money in piggy bank.

That's kinda what we've been doing, thinking of going to McDonald's and then saying.. Well we'd rather eat at a burger at Annette's! And putting the money in the box lol x

 

[Donald Ducks wife]

Every time I come home from shopping, I empty my purse of all lose coins (under a pound) and put it into a sealed pot bankie. It all mounts up to a nice wee sum

 

[Ware Bears]

I mainly shop at Asda and on their website they do a price comparison check on your receipt the next day. If I get a voucher from them I transfer the same amount to a savings account as it's money I wouldn't have had if they didn't run this service.

Also, don't chuck out any old broken bits of gold jewellery. Save it up to sell. Between myself and three DDs we've had a fair amount of broken chains, odd earrings etc and the very small amount I took in to get weighed paid for our meal at Angelina's this summer.