Opened my savings account today!

[pittsburghmarc]

Specifically saving for a DVC purchase. $500 down, $11,500 to go!

 

[SamSam]

Specifically saving for a DVC purchase. $500 down, $11,500 to go!

Way to go! Paying for DVC upfront, makes it an even sweeter deal.

 

[pittsburghmarc]

Thanks Sam. Hope to have it in about 18 months.

 

[SamSam]

Thanks Sam. Hope to have it in about 18 months.

That's great! We own at BCV and AKV, bought both outright and love, love, love having DVC.

 

[Mom B]

Congratulations! Good planning.

 

[rentayenta]

You will love owning DVC.

 

[wdw1972]

Congratulations - especially for being so smart in the way you're going about it. I'm always astonished that some people actually go into debt & have to finance something as DVC. Don't get me wrong - I love my dvc and think it's a great long-term value but I also believe in buying stuff when I have the money to pay for it in full.

Hope the 18 months fly by, and you'll have many years to enjoy your dvc without paying interest on it!

 

[kid-at-heart]

I did the same thing a few years ago. I opened a separate savings account specially for DVC. When I had enough money saved we bought OKW points, then I added to the same savings account in case we wanted to buy more points, which we did. Now I am thinking about -adding to the savings again for ... more points. Paying upfront certainly reduces the stress.

 

[RLRDA]

Awesome! Good luck & Happy Saving!

 

[Nikisha421]

smart idea...probably smarter than mine...you will enjoy each and every point once you get them...

 

[ChiSoxKeith]

Congrats

 

[mdsd8700]

Agree with everyone here! Very smart plan and I am sure it will be all the more satisfying when you do purchase. Good luck.

 

[lmb]

If you're buying through Disney directly you can put the entire balance on your Disney visa and then pay it off without interest in 6 months. It's like making a cash purchase except you earn Disney dollars and get your contract 6 months earlier. We always pay our contracts in cash but last time we put it on the Disney visa and liked this approach. We just kept the our cash in the bank a few more months.

 

[Wedgeh]

Considering the absurd finance rates that are charged you've definitely started along the correct path!

 

[hugscot]

That is a very smart way to do it. Dave Ramsey style

 

[Dizny Dad]

Smart Move!

May a windfall happen to you!

 

[Micca]

I predict you'll succeed even sooner than you think. I'd be thinking of ways to cut costs all over the place. Butter for toast??? It's healthier plain, and just one slice for the 3 of us.(kidding..kind of)