Sorry to hijack the thread, but I have one more question about the OTU points. I am renting some points to someone and they want to stay an extra night. I was thinking I could just buy some OTU points and have them pay the $15/point. I am borrowing points to make the reservation but I will still have 4 points set aside to bank for one of my future reservations. It just hit me that they won't allow me to buy extra points if I still have points I can borrow. Is that true?