once-in-a-lifetime banking exception

[dvc_john]

While doing a search for something else, I came upon a thread about a once-in-a-lifetime banking exception. It sounded like a one time exception that would allow you to bank ignoring all banking deadlines. Anyone know anything about this? If it's true, is it per owner, or per contract? (ie, could an owner use it more than once if it was a different contract.)

 

[TnRobin]

It is my understanding that it is once per contract.

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[Cap]

My understanding is that this is a one-time opportunity when you buy your contract from Disney to bank up to 100% of your points, even though the key banking dates may have passed.

Cap

 

[Richyams]

No Cap, its more then that. If it actually existed, it would allow you to bank your points past the deadline ONCE. One year you forget, one year an emergency comes up, some other special circumstance. We have heard any actual restriction, like wether you could one time bank point that would otherwise go in the 60 day holding account.

We do know it exists, there is actually more documentation for it then there is toward some other things. but, you didn't hear it here and I will disavow anyknowledge at all...I don't have much, so it will be easy.

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[Peggy Sue]

It does exist, and I have used it. MS had no problem identifying what I was asking for when I requested it. Last year we had to cancel a trip on short notice due to DH requiring back surgery. Quite a few points were involved that we could not salvage any other way. MS did explain this was a one time opportunity, and that the exception would not be granted again. I believe it is per customer, not contract..of this point I'm not 100% certain. For us, it was a life saver, although I was sad to have used up my one exception with 40+ years of DVC still ahead of us!

Have a wonderful day!

 

[Cap]

Rich,

Thanks for the correction. I'd not heard of this.

Cap

 

[RLMS56]

We used our one time exception this past Thanksgiving. I was hospitalized for the entire month of Nov and DH called and use the exception without a problem.

 

[Margie J]

I wish I had known about this 5 years ago. I lost a huge number of points and was only told when I was making a transaction the following year. The CM didn't offer any help. Maybe it was too late.

 

[NO1BALOO]

Now I try and buy the travelers insurance that dvc offers, I have also used my one time exception. I want to always be covered, and anything can happen in the thirty day window.

 

[Disneyfrek]

I tried to use the lifetime exception. My situation was a little different. I had points left from the 1999 use year (March, from a resale add on contract) and requested the exception for use for my July 2001 vacation. MS told me they could not use the points for 2001, they could only be used towards the next use year, not 2 years later. It still does not make a whole lot of sense to me. What's the point of having a "once in a lifetime exception" if you can only use it in certain situations? Oh well, so my mom got a week vacation at OKW on me. I could think of worse things .

 

[DVCDAVE]

It is once in a LIFETIME exception per person. When I was buying, I was buying a March use year on Aug 31st., that was also the last banking day for a March use year. The CM told me they couldn't do any banking until the next day, Sept. 1st. because I wouldn't be in the computer until the next day, but that we could use the Once in a Lifetime exception. The CM's supervisor even got on the phone to make sure that I understood this was the one and only time for this exception.

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[dvc_john]

Thanks everyone for the info!

I thought I knew just about everything there was to know about DVC, but I just keep learning more and more on these boards!

 

[Towncrier]

We used our once-in-a-lifetime banking exception when we purchased a resale near the end of 1999 that still had all of it's 1999 points intact. It was well past the banking deadline for an April use year, so I call MS and invoked this option. The wanted to make ABSOLUTELY sure that I wanted to do this because it is truly a once-in-a-lifetime exception, not once-per-contract as has been mentioned earlier in this thread. I cannot believe that MS would ever invoke this option without asking "Are you SURE???" at least a couple of times. Thanks to this option, we were able to take the 7-day cruise in 2000 with points. Sure, we could have arranged to trade points with someone, but it was much easier to go directly through MS.

 

[Dean]

My impression is that it's once per contract but since my wife is on the second contract and not the first, I guess I have a way around it anyway. I did use it once, couldn't go at last minute and they took the points out of the 30 day restriction AND banked them to the next year both.

Dean