Hi again! - Its not so much paying for the insurance that I couldn't cope with - its the receiving itemised bills (detailled enough to even include the price of the rubber gloves used!!) - and having to deal with insurance claims of hundreds of thousands of dollars when you are very very sick- the stress alone would kill me!!!
Don't get my wrong - I LOVE the States, but even if I won the lottery - a holiday home would be my limit - IMHO the best of both worlds!!
I'm with you amystevekai&bump a holiday home would be my limit too (along with a lotto win, of course

)
Many of us have these feelings when we return home from a holiday, particularly from WDW - I'm not making any less of your feelings, they're obviously very strong to the point whereby you're starting to make serious enquires. The negative points you make are true for many people living in the UK today, for some it's much worse. I'm fortunate enough to say I don't suffer with anti-social issues where I live, apart from the odd bit of grafitti. I feel we have a nice lifestyle, good friends and family, we also have good schools etc where we are. We sacrificed a lot in our twenties to afford this. However, we have two young daughters (1 &4) and do worry about how the outskirts of London will be when they are of an age of independence. My M & FIL are real domestic people, have never owned a passport, have never been out of the country and do not understand the desire for foreign travel

That I DO NOT understand.
I've been lucky enough to travel the world extensively and have stayed in/lived in many places that in my opinion could eventually give my children and Myself and DH a better standard of living. DH and I often talk about cashing everything in and going to NZ, Canada amongst other places. We had this discusion upon our return from Florida last month and all rustled up we could make the number 5 option and possibly the number 6 (with a good exchange rate

).
Then WE (not ness you) bump back down to ground and think about our girls, the three weeks we just had in the holiday "bubble" and that it's not the same, living/working hard in the same place. We have friends that have gone to Australia and although they do not regret their move they confirm the the

wear off after a year or so. We also have family that went to Orlando (option5) quite a few years ago, they've now split up, he's staying out there with one child (education priorities) whilst she's coming home to the UK with the youngest. This could have happened if they still lived here but she puts a lot of it down to the stress of living abroad and having no extended family support.
Other posters have mentioned the health care system being a negative. Personally, the US's gun laws alone could put me and DH off. Then there's the crime, we've visited Florida quite a few times but both times we have been to Orlando we have had car jacking near misses.
Whatever you decide, I'm sure it'll be the right thing for you and your family.
Best of Luck
