I shop for Christmas year-round, but my motto for 2006 is to Take Back My Money!
Basically, I'm going to work on paying down my credit cards (realistically, there's no way I could pay them all off this year unless I hit the lottery). I want to get them paid down and then off so that my paycheck is mine and isn't constantly going to pay credit card companies. On my salary, I should be able to save a nice chunk of change...except that I have too much debt.