Well, it happened. Yesterday DH was told that all management at his level & above, HR, test, ....basically everyone but engineering & factory, will have an 'approximately 10% reduction in take home pay' - translate - about 20% of gross - beginning immediately thru the 3rd quarter. Trying to avoid layoffs. UGH!!!!! But, better than a 100% reduction in income. 10% doesn't sound like much, but w/ 3 'adult' kids & 1 income, we basically live payday to payday.
He isn't concerned, thinks life is just the same. But, he doesn't pay the bills! He marvelled a couple of weeks ago that I sent him to the grocery for a gallon of milk & it was more than $1.50.....try more than twice that! I told him that I'm taking him 'shopping' this weekend so he can get a reality check. He needs some new dress shirts for work....he outgrew his....literally....and thinks he can pick up 3/4 for about $25 total....not even at the thrift store here!! Hopefully he will 'get' it!
Thankfully, he finally cancelled the gym no one has had time to use...$90/month savings. DS22 has been giving me $500/mo (and overdrawing his acct to do it) to pay off his portion of the Credit Card we put DS19s car repairs on....(still no car done)...so it will have only DS19s bills on it & he can now pay. I'm going to INSIST that DS22 keep giving me $200/mo towards the over $12K he owes me for his legal fees, etc. DH did get a decent bonus mid march (of course the govt took 1/2), and we're getting back some in taxes. We already don't eat out except maybe 1x/month, carry lunches, don't have a landline/newspaper delivery, rent movies at the $1 machine, etc, so really there isn't too much more to 'cut' that is readily visible. Obviously DH needs to STOP his casino habit. Between that & watching the utility usage...can you say we usually have 2-3 TVs and about 20 lights running all the time around here...except when I am home alone!! Ridiculous!!
OK, back to reality....Today is WW, then need to go across town to the Credit Union to deposit kid money, then pick up Pizza for dinner w/ restaurant.com gift cert(I accidently bought it for the place about 30 min frm here instead of the one 5 min from here) Then take DD & DS19 to work before going to grade papers. SO BORING & Mind numbing, but I figure I will have made enough doing it to pretty much pay off the cruise balance....IF we decide this weekend to go ahead....cuz ya know it will cost more than just the balance on the cruise....
But, so far, I have the 2 nights hotel in Orlando free. Rental car using DH work code is only $70 for 3 days picking up in Tampa & dropping in FtL & includes full insurance. Gift cards from My Points for food in Orlando....they will just have to deal with Subway, Chili's & Panera. I used Amtrak points for my train trip down to FL & had 1 R/T on Southwest left, so air is just 5 one ways total.
So basically only expense will be the cruise balance, tips, spending money & of course clothes shopping in Orlando, but much of that will be kids bdays & Christmas w/ a little 'back to school'.
It's times like this when I'm glad that I'm a sale shopper/stockpiler. I pretty much have enough of the essentials....TP, kleenex, cleaners, tampons, shampoo, etc to last for the 6 months...& we all know how those add up!! I will only replenish when I can get basically free! And, we are getting a CVS soon!!!!!!!!
Well, enough of dwelling on this. Time to get moving. This weekend is more digging out & marking for Garage Sale. I may list a few things on Craigslist..including DS19 Bug. Please pray he sells it SOON!!! That would really help as then he could take over his tuition payments again!
More later after WI.