NOvemBUY (November No Buy)...All Are Welcome!

Was able to get to Trader Joe's to get a few items for Thanksgiving I needed. Will get the rest either tomorrow or wednesday.

Groceries- $200/$50.46 Left
Household/Pet-$50/$30.15left
Thanksgiving food-$50/ $39.04 left
Gas/Car-$50/ $25 left
Entertainment/Eating out- $50/ $30.10 left
Misc-$75/$44.31 left

Total-$475/$219.06


Goal of 15 no buy days

Week One
11/1- $47.35 groceries, $1.85 cat litter, and $10.70 Post office
11/2- $0
11/3- $0
11/4- $9 groceries
11/5- $0
11/6- $0
11/7- $0

Week Two
11/8- $25.63 Groceries
11/9- $14.90 Takeout
11/10- $0
11/11- $5.00 Dairy Queen=
11/12- $10 t-mobile phone refill card
11/13- $0
11/14- $18 at GFS

Week Three
11/15- $0
11/16- $49.56 Marc's and $9.99 Target
11/17- $0
11/18- $0
11/19- $25 gas and $18 household items
11/20- $0
11/21- $0

Week four
11/22- $10.96 Trader Joe's
11/23
11/24
11/25
11/26
11/27
11/28
11/29
11/30

12/15 No Buy

Coupon and Store Savings- $52.61
 
I've decided not to record the Christmas shopping on here or count it against my no buy days. I'm finding myself not ordering Christmas gifts so that I don't ruin a no buy day, and that is just not going to work for me down the line. I'm already far, far behind in my shopping and I'm beginning to get a little stressed over it. My goal is looking tough to meet either way!

The latest:
11/1: $42 for last week's after school care, $? for the PO (been avoiding that trip for almost 3 weeks, so I don't really want to know, but I suppose I'll have to ask later), $62 on clothes, and $140 for indoor soccer registration for the boys (ouch, but I was able to get the late fee waived because I didn't even know this place had indoor soccer until Sat., and the deadline was of course Fri.! That was really nice of them.) Starting off with a huge day!
11/2: $30 for the school fundraiser (beautiful wreath though!), $32 for gas, ? for grinders but DH picked them up so I'll have to ask.
11/3: $14 at the book fair
11/4: :cool1:
11/5: $10 groceries, $12 skate night (PTO fundraiser), and $35 for after school care.
11/6: $130 on haircuts for me and the boys (I've got a lovely new shade of dark brown hair now!:)), $35 at Target, and $20 gas. I also returned about $50 to Lands' End.
11/7: $43 groceries, $66 on clothes. (We had gift cards to pay for our hot chocolates at Dunkin' Donuts!)
11/8: :cool1: (How could I forget to update on a no buy day?)
11/9: :cool1:
11/10: :cool1: (Not counting the new tires on my car as I've had the money saved for months and they're a big ticket, one-time type, necessary item.)
11/11: $14 bagel place (There isn't a one near us, so we buy lots when we visit MIL!), $75 Trader Joe's (ditto!), $25 dinner at the highway rest stop on the way home, $43 clothes (including a Lands' End fleece jacket for DS for $7!!)
11/12: I thought I had a no buy, but then I realized that my 8 year old is still using the same hooded baby towels he had as a newborn and they're suddenly tattered. I was going to wait for a good Kohl's sale, but I found a sale, a 30% coupon, and free shipping online tonight. So $38 Kohls for towels, a Christmas gift for my aunt, and socks and pjs for the boys. ETA: $218 on Christmas gifts, too. Ouch.
11/13: Today was my big shoe shopping trip with my friend that we've been looking forward to for about a month. That means that DH had the boys all day and spent money too. Here goes: DH and the boys spent $105 at BJ's (with $45 in coupons!), $? for lunch, $? for birdseed from the nature center fundraiser (he can't remember how much!). I spent $98 on shoes, $1 on muffin cups, $7 on sewing supplies, $17 on pjs and puzzles, and $16 on odds and ends for my class. I drove, so my friend bought my lunch, which was nice of her.
11/14: $26 groceries
11/15: $35 after school care, $? on dinner because the casserole I had put in the fridge LAST night to defrost was still a solid brick at 4:30 this afternoon.
11/16: $12 for the little one's book order, $80 on ONE contact lens (ouch!).
11/17: :cool1:
11/18: $50 gas, $58 on things for my students, $50 on gifts/replacement clothes for me (I'll be returning a sweatshirt I ordered earlier this month, but rather than exchange it, I just rebought it at 20% off!), $2 on pencils for the boys
11/19: $8 groceries
11/20: $30 dinner out (long story!), $35 post office
11/21: $30 AC Moore, but some of it was a Christmas gift
11/22: :cool1:


no buy days: 6/10
dinners out: 4/5
longest streak: 3!
 
No Buy Days : 9/15
Gas : 64$ (max 85$)
Car : 74$ (oil & tire change)
Groceries : 298$ (max 250$)
Eating out (and snacks) : 80$ (max 150$)
Non-necessities : 116$ (max 250$)

01/11 : 35$ (groceries)
02/11 : 0$
03/11 : 155$ (gas, groceries, changing tires)
04/11 : 0$
05/11 : 8$ (dinner)
06/11 : 20$ (cupcakes + parking meters)
07/11 : 121$ (groceries + dinner)
08/11 : 0$
09/11 : 0$
10/11 : 20$ (dinner)
11/11 : 70$ (groceries)
12/11 : 0$
13/11 : 17$ (washer pipe)
14/11 : 45$ (breakfast + gas)
15/11 : 0$
16/11 : 31$ (groceries)
17/11 : 0$
18/11 : 4$ (breakfast)
19/11 : 0$
20/11 : 41$ (groceries)
21/11 : 0$
22/11 : 65$ (cat stuff)
 
On Average I spend $25 a day, before xtras and gas.

Running Total: Spent $569.81
$0 Days:7/10

Groceries ($100)- $62.93
Eating Out ($200)- $198.41
Misc. (Shopping/Entertainment) ($300) $308.47

I was never keeping track of this stuff, but I think I will start, but won't add it to my budget just yet.
Xtras: $130 (3 U2 Tickets at Busch Stadium), $70 (3 Imagination Movers Tix at Rosemont theater), $300 (Car Insurance Premium for 6 months), $60 (City Stickers), $42 (Eye Exam-didn't have money in my HSA for this at the time and wanted the free glasses today!): Total $602

Decided to start a weekly budget, maybe this way I won't get too discouraged

WEEK 1 BEGIN: Spent $154.18
1- $0
2- $7.27 (Walgreens-Groceries), $2.30 (Jewel-Groceries), $2.39 (Dominick's-Groceries), $10.13 (McDonald's-Eating Out), $3.29 (Dollar Tree-Shopping) (Coupon Savings-$32.20) (Sale Savings- $40.20)
3- $42.35 (Toys R Us- TS3, wall clock, popcorn tin, and Phineas and Ferb xmas special- Got Back a $10 GC and $5 in Rewards money), $2.23 (Walgreens-Groceries), $1.48 (CVS-Groceries), $4.09 (Burger King-Eating Out) (Coupon Savings- $33) (Sale Savings- $36)
4- $0
5- $7.86 (Target-Groceries), $8.99 (Crocs.com-Shopping) CVS- was out of the stuff I wanted so I got a raincheck (Coupon Savings- $16.50) (Sale Savings- $34)
6- $26.48 (Lane Bryant-Shopping bought 4 shirts and a pair of shorts), $20 (Crocs-Shopping two pairs of Crocs), $15.32 (Dairy Queen-Eating Out) (Sale Savings- $132)
WEEK 2 BEGIN: Spent: $180.40
7- $30.57 (Button Factory-Eating Out)
8- $0
9- $7.97 (McDonalds- Eating Out), $3.28 (Meijer-Groceries), $1.60 (Target- Groceries), $2.96 (Jewel- Groceries), $8 (Meijer-Headlight) (Coupon Savings- $36.11) (Sale Savings- $25.88)
10- $0
11- -$3.00 (Groceries-Walgreens), $5 (Eating Out-Obeirweis) (Coupon Savings- $18.00) (Sale Savings- $5.50)
12- $0
13- $87 (Oil Change-needed a cabin air filter and a reg air filter-Misc), $.47 (Groceries- CVS), $4.04 (Aldi's-Groceries), Target-Free Eggs (didn't even have to pay tax!), $.51 (Jewel-Groceries), $29 (Five Guys-Eating Out) (Coupon Savings- $20.04) (Sale Savings- $19.43)
WEEK 3 BEGIN: Spent: $178.20
14- $3.10 (Dollar Tree-Misc.), $2.80 (Kohls-Misc.), $2 (Culver's-Eating Out) (Coupon Savings-$10) (Sale Savings-$18)
15- $20 (Hair Cut-Misc)
16- $9.25 (McDonald's-eating out)
17- $0 (Jewel and will get back 2 free movie tickets and $10 free concession cash), $16.17 (Walgreens-Groceries), $5.05 (Wendy's-Eating Out), $1.02 (Ultra Foods-Groceries) ($39.90 Coupon Savings), ($31.38 Sale Savings)
18- $41.48 (Target-Shopping, bought pair of pants, 3 pairs of pj shorts, kandoo wipes, The Ladybug game and Tag Reader Toy Story 3 Bundle), $1.60 (Meijer-Groceries), $7.75 (Ultra Foods-Groceries), $11.98 (Coastal Contacts-Shopping, just shipping for my free prescription glasses) (Coupon Savings- $108.05) (Sale Savings- $49.96)
19- $0CVS got a bunch of rainchecks, but nothing was in stock :P guess it is good had a $0 because of it.
20- $33 (Lunch and Ice Cream at the Museum-Eating Out), $20 (Pizza with friends-Eating Out), $3 (Walgreens-Groceries)
WEEK 4 BEGIN: Spent: $68
21- $33 (Target and Disney Store-Shopping), $20 (Portillo's-Eating Out), $15 (McDonald's-Eating Out)
22- $0


Budget: $600....95%
Month: 22/30: 73%


My savings from coupons ($326) and sales ($413.98): $739.98
 

Got more lights for decorating, but another string was no good. I'm thinking maybe they sold me back the ones I returned! :-( I have bowling tonight and I am running late, so I am counting in $7 for eating tonight. If I do eat at bowling, I always get the same thing so I know how much it is.

Running Total: Spent $570
$1000 budget...$430 left
$0 Days: 7
Goal is 9 or more!
coupon/sale savings : 166

Groceries budget- $250-8-12-49-35-10-23-29-18-37-27-9-= $7 over

November 1: $20 (12 gas, 8 groceries)
November 2: $82 ( 12 pop, 5 dinner at bowling, 16 bowling, 49 groceries)
November 3: 0
November 4: 0
November 5: 54 ( meds cleaning stuff, 35 groceries)
November 6: 32 ( 15 breakfast, 5 pop, 12 pic)
November 7: 26 ( Walgreens run)
November 8: 0
November 9: 33 (32 bowling, 1 candy bar)
November 10: 44 ( Walgreens run- 23 groceries, 21 misc)
November 11: 0
November 12: 29 ( groceries)
November 13: 43 ( 35 lunch, 8 admission to rv show)
November 14: 0
November 15: 27 ( 18 groceries, 9 misc at Walgreens)
November 16: 24 ( 12 parking, 5 pop at show, 7 snacks for show)
November 17: 0
November 18: 47 (10 hair trim, 37 groceries)
November 19: 27 (groceries- junk food!)
November 20: 25 (17 Walgreens 8 flea market)
November 21: 20 (Walgreens Christmas stuff)
November 22: 0
November 23: 38 ( 15 Christmas stuff, 16 bowling, 7 food at bowling)
 
The November budget is $1115 with 10 no spend days.

Auto $75 /$43 left
Eating Out/Entertainment $150 /$54 over
Giving $25/$10 left
Groceries/Household Goods $250 /$176 left
Medical $100/$83 left
Misc. $100 /$52 left
Set bills $415 /$140 left

No spend days goal = 10 of 10

Coupon savings = $81.85
Christmas 2010 running total of spending = $854
--------------------------------------------------------------------------
11/1 Entertainment $10 (ticket to see college theatre production where niece is the stage manager); Misc. $30 (clothes)
11/2 Set bills $125; Groceries $6
11/3 $0
11/4 $0
11/5 $0
11/6 $0
11/7 Set bills $100
11/8 Entertainment $38; Groceries $8; Auto $32 (tank of gas)
11/9 Eating out $56; Groceries $6; Medical $17 for OTC drugs.
11/10 $0
11/11 Groceries $26
11/12 $0
11/13 Groceries $28; Giving $1 (Salvation Army Kettles are out and I cannot pass one without throwing in a dollar)
11/14 $0
11/15 Eating out $30
11/16 $0
11/17 Eating out $16; Givng $1 (SA Kettle); Misc. $18 (nephew's birthday present)
11/18 Giving $3; Eating out $8
11/19 $0
11/20 Eating out $6 (took my neice to some Christmas shopping and then bought her and I treats)
11/21 Set bills $50; Eating out $20 (met my older sister for Sunday brunch - I do not get to see her very often so I was going to do this even though way over budget in the eating out department.)
11/22 $0
11/23 Giving $10 (my share for the flowers for Uncle's funeral); Eating out $20 (after the funeral I got my parents home then went out and brought back take out for their dinner. I knew they were tired from a draining day. My Mom said, "you shouldn't have" and my response was, "Yes, I should have and I did!"
 
I'm almost tempted to cheat and say this is a no buy day. See, all I bought was a bagel for breakfast (was having a meeting not at my regular workplace), and it didn't taste good (I buy it there all the time and it's the first time the taste has been really off). But I'm gonna be a good girl and be honest. :littleangel:

No Buy Days : 9/15
Gas : 64$ (max 85$)
Car : 74$ (oil & tire change)
Groceries : 298$ (max 250$)
Eating out (and snacks) : 82$ (max 150$)
Non-necessities : 116$ (max 250$)

01/11 : 35$ (groceries)
02/11 : 0$
03/11 : 155$ (gas, groceries, changing tires)
04/11 : 0$
05/11 : 8$ (dinner)
06/11 : 20$ (cupcakes + parking meters)
07/11 : 121$ (groceries + dinner)
08/11 : 0$
09/11 : 0$
10/11 : 20$ (dinner)
11/11 : 70$ (groceries)
12/11 : 0$
13/11 : 17$ (washer pipe)
14/11 : 45$ (breakfast + gas)
15/11 : 0$
16/11 : 31$ (groceries)
17/11 : 0$
18/11 : 4$ (breakfast)
19/11 : 0$
20/11 : 41$ (groceries)
21/11 : 0$
22/11 : 65$ (cat stuff)
23/11 : 2$ (bagel)
 
Finished up the Thanksgiving shopping. Kept it under $50 so I am happy. In my family we all split the cost so it helps. Also got a few regular groceries and stopped for lunch at Wendy's.

Groceries- $200/$33.05 Left
Household/Pet-$50/$30.15left
Thanksgiving food-$50/ $17.79 left
Gas/Car-$50/ $25 left
Entertainment/Eating out- $50/ $24.85 left
Misc-$75/$44.31 left

Total-$475/$175.11


Goal of 15 no buy days

Week One
11/1- $47.35 groceries, $1.85 cat litter, and $10.70 Post office
11/2- $0
11/3- $0
11/4- $9 groceries
11/5- $0
11/6- $0
11/7- $0

Week Two
11/8- $25.63 Groceries
11/9- $14.90 Takeout
11/10- $0
11/11- $5.00 Dairy Queen=
11/12- $10 t-mobile phone refill card
11/13- $0
11/14- $18 at GFS

Week Three
11/15- $0
11/16- $49.56 Marc's and $9.99 Target
11/17- $0
11/18- $0
11/19- $25 gas and $18 household items
11/20- $0
11/21- $0

Week four
11/22- $10.96 Trader Joe's
11/23- $21.29 Thanksgiving food, $17.41 Groceries, and $5.25 Lunch
11/24
11/25
11/26
11/27
11/28
11/29
11/30

12/15 No Buy

Coupon and Store Savings- $52.61
 
My goal for the month is 17 no buy days. Looking forward to another good month!

1 $10. Was going to be a no buy day, but DH needed gas...oh well!
2 $0 :cool1:
3 $53 medical, $225 groceries. Not a great day spend wise, but I've taken care of groceries for most of the month.
4 $50 gas, $50 benefit for a local charity, $15 bread at the local orowheat outlet (got 7 loaves of bread, 5 packs of bagels, 5 packs of buns, and a breakfast pastry, so money well spent!).
5 $0 :cool1:
6 $0 :cool1: Took the boys to the art museum today, but it was free day and we packed a lunch again. We had a great time AND didn't spend a dime!
7 $70 christmas craft supplies
8 $50 gas, $7 groceries. I really need to pick it up if I'm going to meet my goal this month. Thankfully, the rest of the week should be no buy. Here's hoping!!
9 $0 :cool1:
10 $0 :cool1:
11 $0 :cool1:
12 $0 :cool1: Calling today early because we're not going anywhere but dinner at my parents' house so I won't be doing any spending today.
13 $0 :cool1:
14 $0 :cool1:
15 $50 gas, $9 lunch.
16 $0 :cool1:
17 $43 paper and ink (I'll be reimbursed for this, but I'll record it anyway), $10 hallmark for wrapping paper and birthday cards, $32Joanns birthday gifts, $21 dinner out with friends, $4 parking, $50 gift cards for DS's birthday dinner.
18 $30 Borders DS's bithday gift (December is a HUGE birthday month for us. We've been invited to 7 birthday parties already and I know there are more to come. Time to stock up on gifts), $31 hallmark yearly ornaments for DSs plus Silly Bandz for stockings, $30 gas, $13 misc food. On a plus note, DH and I went to dinner at PF Changs and did some shopping. Dinner was totally free because we had a couple of gift cards from running the marathon and a gift card from our bank. Can't beat free dinner!
19 $6 Joann's for thread, $9 groceries
20 $0 :cool1:
21 $138 Amazon was matching the Black Friday price on one of the Christmas gifts I'm giving (Wireless ready Sony Blu-Ray) so I blew a no buy day and bought it and a couple of other gifts. Bummer about the no buy day, but I'm glad to have one less "must get" item on BF; it's much more fun when you don't have to stress about getting a certain item.
22 $149 Groceries-takes care of Thanksgiving and the first couple weeks of December, $30-Joann's-finishes up the last of the birthday buying, $12 Old Navy-DS needed a new shirt for family pics, $32 Fabric.com-fabric for Christmas Gifts, $20 Gas
23 $318 Vet- it was going to be a no buy day, but then my dog hurt herself and we had to take her in to the vet for sedation, x-rays and blood work. At this rate, there is no way I'm going to make my goal this month :sad2:


11/17 No buy days
 
On Average I spend $25 a day, before xtras and gas.

Running Total: Spent $601.09
$0 Days:7/10

Groceries ($100)- $68.96
Eating Out ($300)- $223.66
Misc. (Shopping/Entertainment) ($300) $308.47

I was never keeping track of this stuff, but I think I will start, but won't add it to my budget just yet.
Xtras: $130 (3 U2 Tickets at Busch Stadium), $70 (3 Imagination Movers Tix at Rosemont theater), $300 (Car Insurance Premium for 6 months), $60 (City Stickers), $42 (Eye Exam-didn't have money in my HSA for this at the time and wanted the free glasses today!): Total $602

Decided to start a weekly budget, maybe this way I won't get too discouraged

WEEK 1 BEGIN: Spent $154.18
1- $0
2- $7.27 (Walgreens-Groceries), $2.30 (Jewel-Groceries), $2.39 (Dominick's-Groceries), $10.13 (McDonald's-Eating Out), $3.29 (Dollar Tree-Shopping) (Coupon Savings-$32.20) (Sale Savings- $40.20)
3- $42.35 (Toys R Us- TS3, wall clock, popcorn tin, and Phineas and Ferb xmas special- Got Back a $10 GC and $5 in Rewards money), $2.23 (Walgreens-Groceries), $1.48 (CVS-Groceries), $4.09 (Burger King-Eating Out) (Coupon Savings- $33) (Sale Savings- $36)
4- $0
5- $7.86 (Target-Groceries), $8.99 (Crocs.com-Shopping) CVS- was out of the stuff I wanted so I got a raincheck (Coupon Savings- $16.50) (Sale Savings- $34)
6- $26.48 (Lane Bryant-Shopping bought 4 shirts and a pair of shorts), $20 (Crocs-Shopping two pairs of Crocs), $15.32 (Dairy Queen-Eating Out) (Sale Savings- $132)
WEEK 2 BEGIN: Spent: $180.40
7- $30.57 (Button Factory-Eating Out)
8- $0
9- $7.97 (McDonalds- Eating Out), $3.28 (Meijer-Groceries), $1.60 (Target- Groceries), $2.96 (Jewel- Groceries), $8 (Meijer-Headlight) (Coupon Savings- $36.11) (Sale Savings- $25.88)
10- $0
11- -$3.00 (Groceries-Walgreens), $5 (Eating Out-Obeirweis) (Coupon Savings- $18.00) (Sale Savings- $5.50)
12- $0
13- $87 (Oil Change-needed a cabin air filter and a reg air filter-Misc), $.47 (Groceries- CVS), $4.04 (Aldi's-Groceries), Target-Free Eggs (didn't even have to pay tax!), $.51 (Jewel-Groceries), $29 (Five Guys-Eating Out) (Coupon Savings- $20.04) (Sale Savings- $19.43)
WEEK 3 BEGIN: Spent: $178.20
14- $3.10 (Dollar Tree-Misc.), $2.80 (Kohls-Misc.), $2 (Culver's-Eating Out) (Coupon Savings-$10) (Sale Savings-$18)
15- $20 (Hair Cut-Misc)
16- $9.25 (McDonald's-eating out)
17- $0 (Jewel and will get back 2 free movie tickets and $10 free concession cash), $16.17 (Walgreens-Groceries), $5.05 (Wendy's-Eating Out), $1.02 (Ultra Foods-Groceries) ($39.90 Coupon Savings), ($31.38 Sale Savings)
18- $41.48 (Target-Shopping, bought pair of pants, 3 pairs of pj shorts, kandoo wipes, The Ladybug game and Tag Reader Toy Story 3 Bundle), $1.60 (Meijer-Groceries), $7.75 (Ultra Foods-Groceries), $11.98 (Coastal Contacts-Shopping, just shipping for my free prescription glasses) (Coupon Savings- $108.05) (Sale Savings- $49.96)
19- $0CVS got a bunch of rainchecks, but nothing was in stock :P guess it is good had a $0 because of it.
20- $33 (Lunch and Ice Cream at the Museum-Eating Out), $20 (Pizza with friends-Eating Out), $3 (Walgreens-Groceries)
WEEK 4 BEGIN: Spent: $68
21- $33 (Target and Disney Store-Shopping), $20 (Portillo's-Eating Out), $15 (McDonald's-Eating Out)
22- $0
23-$4 (Burger King-Eating Out), $12 (Chipotle-Eating Out), $9.25 (McDonald's Eating Out), $6.03 (Groceries-Jewel)(Coupon Savings-$29.40)(Sale Savings-$28.11)


Budget: $700....86%
Month: 23/30: 77%


My savings from coupons ($355.40) and sales ($442.09): $797.49
 
Spent today just getting ready for tomorrow. I am also calling a $0 day for tomorrow as I am not planning on going anywhere until early friday morning.

Happy Thanksgiving Everyone!

Groceries- $200/$33.05 Left
Household/Pet-$50/$30.15left
Thanksgiving food-$50/ $17.79 left
Gas/Car-$50/ $25 left
Entertainment/Eating out- $50/ $24.85 left
Misc-$75/$44.31 left

Total-$475/$175.11


Goal of 15 no buy days

Week One
11/1- $47.35 groceries, $1.85 cat litter, and $10.70 Post office
11/2- $0
11/3- $0
11/4- $9 groceries
11/5- $0
11/6- $0
11/7- $0

Week Two
11/8- $25.63 Groceries
11/9- $14.90 Takeout
11/10- $0
11/11- $5.00 Dairy Queen=
11/12- $10 t-mobile phone refill card
11/13- $0
11/14- $18 at GFS

Week Three
11/15- $0
11/16- $49.56 Marc's and $9.99 Target
11/17- $0
11/18- $0
11/19- $25 gas and $18 household items
11/20- $0
11/21- $0

Week four
11/22- $10.96 Trader Joe's
11/23- $21.29 Thanksgiving food, $17.41 Groceries, and $5.25 Lunch
11/24- $0
11/25- $0
11/26
11/27
11/28
11/29
11/30

14/15 No Buy

Coupon and Store Savings- $52.61
 
The November budget is $1115 with 10 no spend days.

Auto $75 /$14 left
Eating Out/Entertainment $150 /$54 over
Giving $25/$10 left
Groceries/Household Goods $250 /$126 left
Medical $100/$83 left
Misc. $100 /$52 left
Set bills $415 /$140 left

No spend days goal = 10 of 10

Coupon savings = $84.55
Christmas 2010 running total of spending = $854
--------------------------------------------------------------------------
11/1 Entertainment $10 (ticket to see college theatre production where niece is the stage manager); Misc. $30 (clothes)
11/2 Set bills $125; Groceries $6
11/3 $0
11/4 $0
11/5 $0
11/6 $0
11/7 Set bills $100
11/8 Entertainment $38; Groceries $8; Auto $32 (tank of gas)
11/9 Eating out $56; Groceries $6; Medical $17 for OTC drugs.
11/10 $0
11/11 Groceries $26
11/12 $0
11/13 Groceries $28; Giving $1 (Salvation Army Kettles are out and I cannot pass one without throwing in a dollar)
11/14 $0
11/15 Eating out $30
11/16 $0
11/17 Eating out $16; Givng $1 (SA Kettle); Misc. $18 (nephew's birthday present)
11/18 Giving $3; Eating out $8
11/19 $0
11/20 Eating out $6
11/21 Set bills $50; Eating out $20
11/22 $0
11/23 Giving $10 (my share for the flowers for Uncle's funeral); Eating out $20
11/24 Groceries $50; Auto $29 (gas)
 
Happy Thanksgiving O spenders! I seem to be having trouble with the 0 day concept this month, but I am doing well at staying under budget.

Running Total: Spent $604
$1000 budget...$396 left
$0 Days: 7
Goal is 9 or more!
coupon/sale savings : 173

Groceries budget- $250-8-12-49-35-10-23-29-18-37-27-9-18-= $25 over

November 1: $20 (12 gas, 8 groceries)
November 2: $82 ( 12 pop, 5 dinner at bowling, 16 bowling, 49 groceries)
November 3: 0
November 4: 0
November 5: 54 ( meds cleaning stuff, 35 groceries)
November 6: 32 ( 15 breakfast, 5 pop, 12 pic)
November 7: 26 ( Walgreens run)
November 8: 0
November 9: 33 (32 bowling, 1 candy bar)
November 10: 44 ( Walgreens run- 23 groceries, 21 misc)
November 11: 0
November 12: 29 ( groceries)
November 13: 43 ( 35 lunch, 8 admission to rv show)
November 14: 0
November 15: 27 ( 18 groceries, 9 misc at Walgreens)
November 16: 24 ( 12 parking, 5 pop at show, 7 snacks for show)
November 17: 0
November 18: 47 (10 hair trim, 37 groceries)
November 19: 27 (groceries- junk food!)
November 20: 25 (17 Walgreens 8 flea market)
November 21: 20 (Walgreens Christmas stuff)
November 22: 0
November 23: 38 (15 Christmas stuff, 16 bowling, 7 food at bowling)
November 24: 34 (18 groceries, 16 gas)
 
My goal for the month is 17 no buy days. Looking forward to another good month!

1 $10. Was going to be a no buy day, but DH needed gas...oh well!
2 $0 :cool1:
3 $53 medical, $225 groceries. Not a great day spend wise, but I've taken care of groceries for most of the month.
4 $50 gas, $50 benefit for a local charity, $15 bread at the local orowheat outlet (got 7 loaves of bread, 5 packs of bagels, 5 packs of buns, and a breakfast pastry, so money well spent!).
5 $0 :cool1:
6 $0 :cool1: Took the boys to the art museum today, but it was free day and we packed a lunch again. We had a great time AND didn't spend a dime!
7 $70 christmas craft supplies
8 $50 gas, $7 groceries. I really need to pick it up if I'm going to meet my goal this month. Thankfully, the rest of the week should be no buy. Here's hoping!!
9 $0 :cool1:
10 $0 :cool1:
11 $0 :cool1:
12 $0 :cool1: Calling today early because we're not going anywhere but dinner at my parents' house so I won't be doing any spending today.
13 $0 :cool1:
14 $0 :cool1:
15 $50 gas, $9 lunch.
16 $0 :cool1:
17 $43 paper and ink (I'll be reimbursed for this, but I'll record it anyway), $10 hallmark for wrapping paper and birthday cards, $32Joanns birthday gifts, $21 dinner out with friends, $4 parking, $50 gift cards for DS's birthday dinner.
18 $30 Borders DS's bithday gift (December is a HUGE birthday month for us. We've been invited to 7 birthday parties already and I know there are more to come. Time to stock up on gifts), $31 hallmark yearly ornaments for DSs plus Silly Bandz for stockings, $30 gas, $13 misc food. On a plus note, DH and I went to dinner at PF Changs and did some shopping. Dinner was totally free because we had a couple of gift cards from running the marathon and a gift card from our bank. Can't beat free dinner!
19 $6 Joann's for thread, $9 groceries
20 $0 :cool1:
21 $138 Amazon was matching the Black Friday price on one of the Christmas gifts I'm giving (Wireless ready Sony Blu-Ray) so I blew a no buy day and bought it and a couple of other gifts. Bummer about the no buy day, but I'm glad to have one less "must get" item on BF; it's much more fun when you don't have to stress about getting a certain item.
22 $149 Groceries-takes care of Thanksgiving and the first couple weeks of December, $30-Joann's-finishes up the last of the birthday buying, $12 Old Navy-DS needed a new shirt for family pics, $32 Fabric.com-fabric for Christmas Gifts, $20 Gas
23 $318 Vet- it was going to be a no buy day, but then my dog hurt herself and we had to take her in to the vet for sedation, x-rays and blood work. At this rate, there is no way I'm going to make my goal this month :sad2:
24 $10 took the boys bowling this morning, $11 grocery store-forgot a couple Thanksgiving ingredients, $83 new running shoes for DH

11/17 No buy days
 
No Buy Days : 9/15
Gas : 64$ (max 85$)
Car : 74$ (oil & tire change)
Groceries : 298$ (max 250$)
Eating out (and snacks) : 90$ (max 150$)
Non-necessities : 116$ (max 250$)

01/11 : 35$ (groceries)
02/11 : 0$
03/11 : 155$ (gas, groceries, changing tires)
04/11 : 0$
05/11 : 8$ (dinner)
06/11 : 20$ (cupcakes + parking meters)
07/11 : 121$ (groceries + dinner)
08/11 : 0$
09/11 : 0$
10/11 : 20$ (dinner)
11/11 : 70$ (groceries)
12/11 : 0$
13/11 : 17$ (washer pipe)
14/11 : 45$ (breakfast + gas)
15/11 : 0$
16/11 : 31$ (groceries)
17/11 : 0$
18/11 : 4$ (breakfast)
19/11 : 0$
20/11 : 41$ (groceries)
21/11 : 0$
22/11 : 65$ (cat stuff)
23/11 : 2$ (bagel)
24/11 : 8$ (dinner)
 
Hit my target of no fast food until today's Thanksgiving drive to MILs. :goodvibes (The holiday begins with a stop at Dunkin Donuts, using a coupon for a free coffee but buying a big fat coffee roll rather than eating cheap cold cereal before we get on the road.)

Almost hit the "no eating out" target. A surprise chance to meet up with my sister was a not-to-be-missed/spend-allowance-with-joy exception:cool1:

Now leaving the no spend zone and entering the budgeted holiday SPEND zone.

HAPPY THANKSGIVING everybody!
 
On Average I spend $25 a day, before xtras and gas.

Running Total: Spent $699.16
$0 Days:8/10

Groceries ($100)- $103.89
Eating Out ($300)- $223.66
Misc. (Shopping/Entertainment) ($400) $371.61

I was never keeping track of this stuff, but I think I will start, but won't add it to my budget just yet.
Xtras: $130 (3 U2 Tickets at Busch Stadium), $70 (3 Imagination Movers Tix at Rosemont theater), $300 (Car Insurance Premium for 6 months), $60 (City Stickers), $42 (Eye Exam-didn't have money in my HSA for this at the time and wanted the free glasses today!): Total $602

Decided to start a weekly budget, maybe this way I won't get too discouraged

WEEK 1 BEGIN: Spent $154.18
1- $0
2- $7.27 (Walgreens-Groceries), $2.30 (Jewel-Groceries), $2.39 (Dominick's-Groceries), $10.13 (McDonald's-Eating Out), $3.29 (Dollar Tree-Shopping) (Coupon Savings-$32.20) (Sale Savings- $40.20)
3- $42.35 (Toys R Us- TS3, wall clock, popcorn tin, and Phineas and Ferb xmas special- Got Back a $10 GC and $5 in Rewards money), $2.23 (Walgreens-Groceries), $1.48 (CVS-Groceries), $4.09 (Burger King-Eating Out) (Coupon Savings- $33) (Sale Savings- $36)
4- $0
5- $7.86 (Target-Groceries), $8.99 (Crocs.com-Shopping) CVS- was out of the stuff I wanted so I got a raincheck (Coupon Savings- $16.50) (Sale Savings- $34)
6- $26.48 (Lane Bryant-Shopping bought 4 shirts and a pair of shorts), $20 (Crocs-Shopping two pairs of Crocs), $15.32 (Dairy Queen-Eating Out) (Sale Savings- $132)
WEEK 2 BEGIN: Spent: $180.40
7- $30.57 (Button Factory-Eating Out)
8- $0
9- $7.97 (McDonalds- Eating Out), $3.28 (Meijer-Groceries), $1.60 (Target- Groceries), $2.96 (Jewel- Groceries), $8 (Meijer-Headlight) (Coupon Savings- $36.11) (Sale Savings- $25.88)
10- $0
11- -$3.00 (Groceries-Walgreens), $5 (Eating Out-Obeirweis) (Coupon Savings- $18.00) (Sale Savings- $5.50)
12- $0
13- $87 (Oil Change-needed a cabin air filter and a reg air filter-Misc), $.47 (Groceries- CVS), $4.04 (Aldi's-Groceries), Target-Free Eggs (didn't even have to pay tax!), $.51 (Jewel-Groceries), $29 (Five Guys-Eating Out) (Coupon Savings- $20.04) (Sale Savings- $19.43)
WEEK 3 BEGIN: Spent: $178.20
14- $3.10 (Dollar Tree-Misc.), $2.80 (Kohls-Misc.), $2 (Culver's-Eating Out) (Coupon Savings-$10) (Sale Savings-$18)
15- $20 (Hair Cut-Misc)
16- $9.25 (McDonald's-eating out)
17- $0 (Jewel and will get back 2 free movie tickets and $10 free concession cash), $16.17 (Walgreens-Groceries), $5.05 (Wendy's-Eating Out), $1.02 (Ultra Foods-Groceries) ($39.90 Coupon Savings), ($31.38 Sale Savings)
18- $41.48 (Target-Shopping, bought pair of pants, 3 pairs of pj shorts, kandoo wipes, The Ladybug game and Tag Reader Toy Story 3 Bundle), $1.60 (Meijer-Groceries), $7.75 (Ultra Foods-Groceries), $11.98 (Coastal Contacts-Shopping, just shipping for my free prescription glasses) (Coupon Savings- $108.05) (Sale Savings- $49.96)
19- $0CVS got a bunch of rainchecks, but nothing was in stock :P guess it is good had a $0 because of it.
20- $33 (Lunch and Ice Cream at the Museum-Eating Out), $20 (Pizza with friends-Eating Out), $3 (Walgreens-Groceries)
WEEK 4 BEGIN: Spent: $197.35
21- $33 (Target and Disney Store-Shopping), $20 (Portillo's-Eating Out), $15 (McDonald's-Eating Out)
22- $0
23-$4 (Burger King-Eating Out), $12 (Chipotle-Eating Out), $9.25 (McDonald's Eating Out), $6.03 (Groceries-Jewel)(Coupon Savings-$29.40)(Sale Savings-$28.11)
24- $0
25- $13.14 (Target-Shopping (two pairs of jeans)), $50 (Meijer (two pairs of shoes)) $7.39 (CVS-Groceries), $27.54 (Walgreens-Groceries) (Coupon Savings- $136.37), (Sale Savings- $82.37)


Budget: $800....87%
Month: 25/30: 83%


My savings from coupons ($491.77) and sales ($524.46): $1016.23
 
Miss my family in Chicago, but made the best of a lovely 80 degree Thanksgiving in Florida. We went to Busch Gardens and walked around a bit. They have all the Christmas decorations and music going and it was really lovely. The best part was feeding the kangaroos. :-) Then we went out for steak dinner, because I will be cooking turkey tomorrow while DH is at work.

Running Total: Spent $667
$1000 budget...$333 left
$0 Days: 7
Goal is 9 or more!
coupon/sale savings : 189

Groceries budget- $250-8-12-49-35-10-23-29-18-37-27-9-18-= $25 over

November 1: $20 (12 gas, 8 groceries)
November 2: $82 ( 12 pop, 5 dinner at bowling, 16 bowling, 49 groceries)
November 3: 0
November 4: 0
November 5: 54 ( meds cleaning stuff, 35 groceries)
November 6: 32 ( 15 breakfast, 5 pop, 12 pic)
November 7: 26 ( Walgreens run)
November 8: 0
November 9: 33 (32 bowling, 1 candy bar)
November 10: 44 ( Walgreens run- 23 groceries, 21 misc)
November 11: 0
November 12: 29 ( groceries)
November 13: 43 ( 35 lunch, 8 admission to rv show)
November 14: 0
November 15: 27 ( 18 groceries, 9 misc at Walgreens)
November 16: 24 ( 12 parking, 5 pop at show, 7 snacks for show)
November 17: 0
November 18: 47 (10 hair trim, 37 groceries)
November 19: 27 (groceries- junk food!)
November 20: 25 (17 Walgreens 8 flea market)
November 21: 20 (Walgreens Christmas stuff)
November 22: 0
November 23: 38 (15 Christmas stuff, 16 bowling, 7 food at bowling)
November 24: 34 (18 groceries, 16 gas)
November 25: 63 (43 dinner, 7 at Busch gardens, 13 Walgreens)
 
The November budget is $1115 with 10 no spend days.

Auto $75 /$14 left
Eating Out/Entertainment $150 /$54 over
Giving $25/$10 left
Groceries/Household Goods $250 /$126 left
Medical $100/$83 left
Misc. $100 /$52 left
Set bills $415 /$140 left

No spend days goal = 11 of 10

Coupon savings = $84.55
Christmas 2010 running total of spending = $854
--------------------------------------------------------------------------
11/1 Entertainment $10 (ticket to see college theatre production where niece is the stage manager); Misc. $30 (clothes)
11/2 Set bills $125; Groceries $6
11/3 $0
11/4 $0
11/5 $0
11/6 $0
11/7 Set bills $100
11/8 Entertainment $38; Groceries $8; Auto $32 (tank of gas)
11/9 Eating out $56; Groceries $6; Medical $17 for OTC drugs.
11/10 $0
11/11 Groceries $26
11/12 $0
11/13 Groceries $28; Giving $1 (Salvation Army Kettles are out and I cannot pass one without throwing in a dollar)
11/14 $0
11/15 Eating out $30
11/16 $0
11/17 Eating out $16; Givng $1 (SA Kettle); Misc. $18 (nephew's birthday present)
11/18 Giving $3; Eating out $8
11/19 $0
11/20 Eating out $6
11/21 Set bills $50; Eating out $20
11/22 $0
11/23 Giving $10 (my share for the flowers for Uncle's funeral); Eating out $20
11/24 Groceries $50; Auto $29 (gas)
11/25 $0
 
My goal for the month is 17 no buy days. Looking forward to another good month!

1 $10. Was going to be a no buy day, but DH needed gas...oh well!
2 $0 :cool1:
3 $53 medical, $225 groceries. Not a great day spend wise, but I've taken care of groceries for most of the month.
4 $50 gas, $50 benefit for a local charity, $15 bread at the local orowheat outlet (got 7 loaves of bread, 5 packs of bagels, 5 packs of buns, and a breakfast pastry, so money well spent!).
5 $0 :cool1:
6 $0 :cool1: Took the boys to the art museum today, but it was free day and we packed a lunch again. We had a great time AND didn't spend a dime!
7 $70 christmas craft supplies
8 $50 gas, $7 groceries. I really need to pick it up if I'm going to meet my goal this month. Thankfully, the rest of the week should be no buy. Here's hoping!!
9 $0 :cool1:
10 $0 :cool1:
11 $0 :cool1:
12 $0 :cool1: Calling today early because we're not going anywhere but dinner at my parents' house so I won't be doing any spending today.
13 $0 :cool1:
14 $0 :cool1:
15 $50 gas, $9 lunch.
16 $0 :cool1:
17 $43 paper and ink (I'll be reimbursed for this, but I'll record it anyway), $10 hallmark for wrapping paper and birthday cards, $32Joanns birthday gifts, $21 dinner out with friends, $4 parking, $50 gift cards for DS's birthday dinner.
18 $30 Borders DS's bithday gift (December is a HUGE birthday month for us. We've been invited to 7 birthday parties already and I know there are more to come. Time to stock up on gifts), $31 hallmark yearly ornaments for DSs plus Silly Bandz for stockings, $30 gas, $13 misc food. On a plus note, DH and I went to dinner at PF Changs and did some shopping. Dinner was totally free because we had a couple of gift cards from running the marathon and a gift card from our bank. Can't beat free dinner!
19 $6 Joann's for thread, $9 groceries
20 $0 :cool1:
21 $138 Amazon was matching the Black Friday price on one of the Christmas gifts I'm giving (Wireless ready Sony Blu-Ray) so I blew a no buy day and bought it and a couple of other gifts. Bummer about the no buy day, but I'm glad to have one less "must get" item on BF; it's much more fun when you don't have to stress about getting a certain item.
22 $149 Groceries-takes care of Thanksgiving and the first couple weeks of December, $30-Joann's-finishes up the last of the birthday buying, $12 Old Navy-DS needed a new shirt for family pics, $32 Fabric.com-fabric for Christmas Gifts, $20 Gas
23 $318 Vet- it was going to be a no buy day, but then my dog hurt herself and we had to take her in to the vet for sedation, x-rays and blood work. At this rate, there is no way I'm going to make my goal this month :sad2:
24 $10 took the boys bowling this morning, $11 grocery store-forgot a couple Thanksgiving ingredients, $83 new running shoes for DH
25 $80 Kohls-online BF shopping, $8 groceries, $30 gas


11/17 No buy days
 















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