Doogie....I never get sick....Kim says "alcohol kills germs"! LOL May I "chime in" on travel insurance?? We WERE one of those "cancelled" Eastern sailors 11/02 with DCL. The rumblings are that DCL is "self insured". I heard horror stories of people that were at WDW when the sailing was cancelled. (We were notified the night before Thanksgiving) I think Momsgoofy will testify that DCL will do all in there power to "get you there". Remember "self insured" means miss the ship get a refund.....full refund. Yes, I'm sure they would do all in there power to get you there but how much easier would it be to say "call your insurance company for a reimbursement". All of our "replacement plans" resort and "replacement" sailing was "taken care of" by DCL. The only thing I waited for was my 50% credit back....it only took a few days. Insurance companies aren't in buisness to "pay claims".... right Willie? DCL IS in buisness to want to to come back........you know what MGM stands for right? Mckey's got you money!!! LOL