Not sure where to ask this?

[julluvsdisney]

We just bought our first resale (yay) closing at the end of the month and plan on booking asap. We have 155 points currently and will get another 150 for this year. We plan on staying in nov or dec. our uy is dec. if we book a nov trip and use our 2015 points with what we have banked will that be technically considered borrowing? TIA!

 

[Chic]

If you currently have 155 points, they can be used for a November trip. Your additional 150 points will be available for vacations beginning on December 1 and beyond. If you need more than 155 points for a November trip, you can "borrow" them from your next use year. If you do not plan to travel before December, you will need to bank those current 155 points into the next use year or you will lose them. Current points must be banked at least 4 months before your December use year. Banking and Borrowing transactions are final so once you move those points, they cannot be returned.

 

[KAT4DISNEY]

So it sounds like you have 155 points to use in your Dec 14 UY which was from Dec 1, 2014 thru Nov 30, 2015. If you plan to book a vacation in Nov of 2015 those points may be used. If you need more than 155 points then you would have to borrow the remaining from your 2015 UY. Borrowing is a final transaction and those points would remain in your 2014 UY and need to be used for a stay prior to Dec 1st this year. You borrow if needed at the time you make the reservation.

It sounds like you might have bought a 150 pt contract? And perhaps you received 5 banked 2013 UY points along with 150 2014 UY points? If that is correct those 5 2013 points do need to be used prior to Nov 30 of this year or they will expire. But if you wanted to make a reservation in Dec of this year then you could bank your 2014 points into your 2015 UY. Banking is also a final transaction and those points would then need to be used sometime between Dec 1, 2015 and Nov 30, 2016 or they would expire. Dec UY banking deadline is July 31.

 

[julluvsdisney]

Ok I think I get it ! so I am going down in may for a few days and I plan on going again nov/dec. I will need my 2015 points to complete both. But I don't have another trip planned until dec 2016 so I'll be ok if I need to borrow the 2015 points. I just wasn't sure how that worked. Thank you for the quick response! I have another question how many rooms can u book at the same time with your points? Thanks!

 

[KAT4DISNEY]

You may book as many rooms as your points allow.

 

[julluvsdisney]

You may book as many rooms as your points allow.

Awesome! This helps me figure things out a lot! Thank you for sharing your knowledge!

 

[davedmaine]

Awesome! This helps me figure things out a lot! Thank you for sharing your knowledge!

Just to be safe, I'd call and book your first few reservations over the phone (while you get the hang of banking, borrowing, UYs, etc).. I learned the hard way

 

[julluvsdisney]

Just to be safe, I'd call and book your first few reservations over the phone (while you get the hang of banking, borrowing, UYs, etc).. I learned the hard way

Great advice! Thank you ! It'll be a learning experience for the first few times!