I added on to OKW and with the add on I had 144 transferred points. I called to see if I could bank them and was told NO!. So I proceeded to plan another vacation for this summer thru II. I called the MS for II reservations and told her my story. She said the points could be banked and she did it. What a relief, we didn't want to vacation this summer. We are going to OKW in May so a summer trip was so close to the other one. It is so confusing to get different information when you call MS. I wish everyone knew the right info. I am not new to this but with transferred points I wasn't sure. I guess if I don't like what I hear, I will just call back!!!