No Buy November 2009

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet
11/6 - $xx.xx
11/6 - $5.00 Los Mogotes
11/7 - $x.xx McDonald's
11/7 - $5.45 Subway

TOTAL: $xx.xx/$300.00

I have a few receipts to look up - wanted to make some notes here before I forget!

 

[princessbride6205]

Went crazy yesterday with dining out. We planned lunch out since we went to the Mall of America. We got home, and when DD woke up from her nap had a high fever and stomach flu. There was no cooking happening after that, so we ordered pizza. Since they messed up our order, we have a credit for $20 toward our next pizza order.

Nov 1 - $5 water & juice for airplane
Nov 2 - $3 parking/shuttle
Nov 3 - $3 parking/shuttle
Nov 4 - $3 parking/shuttle, $60 bus/shuttle pass, $9 stamps, $74 groceries, $21 gift, $5 lunch
Nov 5 - $2 parking, $4 groceries, $8 lunch, $100 gas card
Nov 6 - $0 Finally!
Nov 7 - $15 toy for DD, $23 lunch, $23 dinner, $40 groceries
Nov 8 - $2 newspaper (would be zero except I need coupons!)

Groceries - spent $78/$275
Other (diapers, household, clothing) - spent $24/$200
Dining Out - spent $51/$120
Fun Money - spent $13/$40 each (me and DH)
Car/Gas/Parking/Bus - spent $171/$250 (incl airport parking over Thanksgiving)
Giving - $25
Medical - $50

Exceptions
Christmas - Budget TBD
Friend's Baby Shower - spent $21/$25

 

[charming23]

Picked up pics from walgreen's today and had lunch with the girls.

Groceries/household- $300/$236.33 Left
Eating Out/Entertainment- $100/$91.72 left
Gas/Car-$50
Misc-$150/$92.89 Left
Holiday items- $100/$57.71 left
I also would like to have at least 15 $0 days.

11/1 $0
11/2 $55.56 at Aldi's and 17.98 at Target
11/3 $9.87 at Books-a-million, Target $14.65 for baking and $15 for new sheets
11/4 $24.29 at grocery and $11.26 for holiday items
11/5 $0
11/6 $0
11/7 $0
11/8 $14.26 for pics at Walgreen's and $8.28 for lunch at Camille's

Total for November $700/$528.85 left

I have also started to track my saving from coupons and sales and so far I have saved $87.71

 

[Where'sPiglet?]

I just wanted to pop in and say I have not forgotten about this thread! I have my receipts and everything from this weekend (it was NOT good for $0 Buy! ) but I haven't had the chance to go through them to get totals and things. I plan to post my missing days tomorrow afternoon.

 

[neatokimmo]

Spent $68.80 today. It broke down to:
DD Loot: 18.59
misc 23.33
food 25.78
Christmas - 1.10

Nov 8 = 68.80
Nov 4 = zero Nov 5 = $5 Nov 6 = $5.10 Nov7 = $33
Nov 1 Gas = $30, groceries = $32 Nov 2 = zero Nov 3 = $5
Groceries - 49.22/80 $15/80
Eating Out - 10/15
Cats - 30
Gas - 35/65
DD Loot - 11.41/30
Christmas - $278.90/280
Misc - $505.90/40

 

[Tiggerish]

Total budget for November is $500 plus Christmas.

Groceries - $200 / $106 left
Automobile - $50 / $40 left
Giving - $50 / $37 left
Medical - $50 / $4 left
Eating Out - $25/ $8 left
Misc. - $125 / $93 left

Then I have a separate budget for Christmas - $426 / $66
================================================== =====
1/1 Giving $10; Groceries $67
11/2 Christmas $10; Eating out $12
11/3 Giving $3; Misc. $29
11/4 Groceries $19; Misc. $3 (library late fees, oops)
11/5 $0
11/6 $0
11/7 Groceries $8; Eating out $5
11/8 Auto $10 (gas); Medical $4 (prescription)

 

[lougoofy]

Oct. 6: $.73 soda and $5.75 dollar general store
Oct. 7: $5.07 Hardees breakfast and $3.50 laundry

DUHH, it is Nov. and I accidentally put OCT..
NOV.8:$5.70 Rally's, $1.75 newspaper and $1.00 snack

 

[Swmr359]

Nov.1 $4 for ice cream
Nov.2 $27 for groceries
Nov.3 $0
Nov.4 $0
Nov.5 $7 at Target
Nov.6 $0
Nov.7 $4 at Starbucks
Nov.8 $8 at the Andersons

groceries: 42/50 hmmm may need to up this; I`m going to need food come Sat.
ice cream: 1/2
eat out: 0/2
I took my brother to the Andersons so he would know where it is; it`s an awsome store. I had to get a copy of my key and then made and impulse buy at the counter...a catalouge that wasn`t worth it.

I plan on using one of my 2 eat out days this week

 

[casper_jj11]

It was such a beautiful weekend here! We finished prepping the yard for winter (basketball net down, leaves raked) and I put up the Christmas lights Yeah, I know, really early. But it was balmy summer weather and since it snowed last week, I know it'll come soon. Last year I froze putting them up and didn't end up putting up half of them because of it so this year, they're up... just not lit yet ... and I have refrained from putting the 5 light up reindeer and Santa's sleigh on my front yard yet

Feeling guilty about the money spent this weekend. We took the kids to sushi for the first time at this new all you can eat that opened near us. Food was great but the bill was almost $50 We don't eat out much but still, didn't plan on that. I figure its because of all the other bills that came in on Friday. We added a bathroom to our basement for when our parents visit (there's a bedroom there) and it came in $300 more than expected. Plus, there was a letter from Revenue Canada stating I messed up DHs taxes last year.. and looking at the numbers, they're right. I missed about $2000 in income so we now owe them almost $1000 by the end of the month or face interest charges. We also got the estimate for DH's motorcycle that he crashed in Sept. I'm so thankful he's ok but the estimate is over $5K. We're not getting the body work done yet, just what needs to be done to get it roadworthy but still, when it rains it pours. I have a feeling there won't be much being paid on the line of credit before Christmas. I've been selling a bunch of stuff on kijiji so I have some there but its certainly not that much. The goal is to have the line of credit paid off by March... hoping that can still happen.

groceries $700 ($175/wk) $577.73 left
gas $500 $440.47 left
cat food $90
MIL bday $50
winter boots for DS7 $50
swimming registration for 3 kiddos $$350 $18 left
gymnastics registration for 2 kiddos $318
tire change and oil change at garage x 2 $160
my spending $150 $53.88 left
DH spending $150 $101.60 left

Christmas (carried over from last month)
DS7 $85 $44.71 left
DD3 $50 $0.20 over
DS2 $35 $19.63 left
DH $150
DMom $100
DDad $100 $78 left
DMIL $100
kids caregiver $100 $88.55 left
SIL $50
BIL $50

I'll carry over what isn't spent on Christmas this month, into next month. I'll also increase DH's budget then too for my Christmas gifts... no way he'll shop before mid Dec

Total including Christmas $3338 $2389.11 left
1 - $0 YEAH! Good start!
2 - groceries $70.51; yard bags $6.76
3 - $332 swimming registration; gas $59.53
4 - DS7 $5 Christmas; Christmas DD3 $5; something for DS2's new big boy bedroom $4; friend's son Christmas $9.04
5 - DS7 gift $14.50; Christmas clothes for kiddos $26
6- Christmas gifts: DS7 $20.79; DD3 $45.20; DS2 $15.37; caregiver $11.75; bday gift for friend $18.08; newborn gift for friend $24.40; $15 shirt for DS2 ... I really need to stay out of gymboree
7- $48 lunch out for the family ; $24 Operation Christmas Child box
8 - $45 groceries
9- dad Christmas $22

 

[princessbride6205]

The flu continues to suck money from our budget. Still doing okay, but not stellar. Needed to get more groceries yesterday to find something DD would actually eat and drink. Looks like the three of us are cooped up here for a few days.

Nov 1 - $5 water & juice for airplane
Nov 2 - $3 parking/shuttle
Nov 3 - $3 parking/shuttle
Nov 4 - $3 parking/shuttle, $60 bus/shuttle pass, $9 stamps, $74 groceries, $21 gift, $5 lunch
Nov 5 - $2 parking, $4 groceries, $8 lunch, $100 gas card
Nov 6 - $0 Finally!
Nov 7 - $15 toy for DD, $23 lunch, $23 dinner, $40 groceries
Nov 8 - $21 groceries, $10 other (book & dollar spot stuff to keep DD occupied since we all have flu!)
Nov 9 - ?

Groceries - spent $99/$275
Other (diapers, household, clothing) - spent $34/$200
Dining Out - spent $51/$120
Fun Money - spent $13/$40 each (me and DH)
Car/Gas/Parking/Bus - spent $171/$250 (incl airport parking over Thanksgiving)
Giving - $25
Medical - $50

Exceptions
Christmas - Budget TBD
Friend's Baby Shower - spent $21/$25

 

[CherylA]

I'm putting everything down for Fri, Sat, Sun. It was a busy weekend but my spending wasn't terrible. Those $0 days sure are hard to get. Meeting hubby for lunch today so today won't be a $0 day either!

Clothing
$100
-42.13 payless shoes
=57.87
+ 21.99 return to JCpenny
=79.86

Gifts
$60
-21.60 under bed storage for MIL
=38.40
-3.38 bday card
=35.02

Unexpected Spending (misc)
$250
- 84.88 PO box bill plus interest and late fees (DH has autobill going to a card we don't ever use anymore so I never check to see if it has a balance. Grrrr!)
=165.1
-3.17 harvest door hanger=
161.93
- 25.00 money order (Fri 11/6)
-2.00 newspaper (Sun 11/8)
= 134.93
-8.89 fedex shipping (11/5)
=126.04


Groceries
$530
-19.81 Trader Joes
-65.43 Stop and Shop
=444.7
-12.76 Walgreens (11/4)
=432.00
- 16.47 m&m farms (11/5) -7.48 cash stop and shop (11/5) - 1.99 trader joes (11/5)
=406.06
- 4.25 Convenience Store half and half and soda (cash 11/8)
=401.81
-19.50DH groceries for work
=382.31



Entertainment ( I include eating out in this category)
$350
-11.11 McDonalds
-9.89 (cash) McDonalds
=329
-14.00 bowling and donuts and coffee
=315
-13.71 starbucks (11/5)
= 301.29
-40.00 drinks and apps Fri night (cash)
-1.70 salad bar salad (Fri)
-31.80 TGIFridays w/ family (11/7)
-5.82 D&D (11/8)
=221.97
-12.50 lunch w hubby (11/9)
= 209.47

Gas
$290
-26.57 (DH gas S&S 11/4)
-34.29 (me gas Costco 11/5)
=229.14
-28 hubby gas (11/9)
= 201.14

Haircuts
64.00
-21.00 hubby (11/7)
=43.00

Home Items (Repair/Upkeep/Decorating)
$100
-31.76 new shower head and leaf bags (Sun 11/8)
=68.24

Christmas

Immediate Family $600
-31.45 Target 11/5
=568.55

Other gifts $420
- 75 snapfish calendars
=345.00
-10.74 holiday gift craft supplies (JoAnns 11/5)
=334.26
-3.05 tiles holiday craft (home depot 11/8)
=331.21

Xtra food and events (dinners out, food for xmas dinner)
$230



Nov 1- McDonalds, late cc bill, Stop and Shop
Nov 2- $14 bowling and coffee/donuts
Nov 3- $0
Nov 4- 12.76 Walgreens, 26.57 hubby gas
Nov 5- 34.29 me gas, 13.71 starbucks, 1.99 trader joes, 7.48 stop and
shop,16.47 produce m&M farms, 35.51 Joann fabrics split between gifts, xmas gifts and misc spending, 8.89 fedex
Nov 6-JCpenny return yay! Money Order, 1.70 lunch salad, $40 drinks at apps, 19.50DH groceries for work
Nov 7- bday card 3.38, lunch at TGIF 31.80, hubby haircut $21
Nov 8- paper $2, Home Depot 31.76, holiday tiles 3.05, D&D 5.82, convenience store 4.25
Nov 9- lunch w/ hubby 12.50, hubby gas 28.00

 

[charming23]

I went and ran errands today and picked up a few things at good will as well as my grocery's for the week.

Groceries/household- $300/$201.28 Left
Eating Out/Entertainment- $100/$91.72 left
Gas/Car-$50
Misc-$150/$75.63 Left
Holiday items- $100/$57.71 left
I also would like to have at least 15 $0 days.

11/1 $0
11/2 $55.56 at Aldi's and 17.98 at Target
11/3 $9.87 at Books-a-million, Target $14.65 for baking and $15 for new sheets
11/4 $24.29 at grocery and $11.26 for holiday items
11/5 $0
11/6 $0
11/7 $0
11/8 $14.26 for pics at Walgreen's and $8.28 for lunch at Camille's
11/9 $16.75 Goodwill and $34.05 at Save-a-lot

Total for November $700/$478.05 left

I have also started to track my saving from coupons and sales and so far I have saved $104.46

 

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet
11/6 - $xx.xx
11/6 - $5.00 Los Mogotes
11/7 - $x.xx McDonald's
11/7 - $5.45 Subway
11/8 - $14.xx Bleeding Heart Bakery
11/8 - $1.00 Parking

TOTAL: $xx.xx/$300.00

I need a $0 day today!

 

[24601]

11/01 - $268.63 for groceries, big load for the month and got a $25 gift card for it.
11/02 - $0
11/03 - $0
11/04 - $8.31 at McDonalds of all places. Oh well.
11/05 - $0
11/06 - $45 for gas
11/07 - $46.41 for groceries
11/08 - $0
11/09 - $0

2 more $0 days in the bag ... 10 more to go. Hoping to be on track for less than $600 in groceries this month.

 

[neatokimmo]

I spent $1.80 on salad toppings and $1.25 for a soda today. I hate I did it because it is going to make my "eating out" column go over.

Nov 9 = $3.15
Nov 8 = 68.80
Nov 4 = zero Nov 5 = $5 Nov 6 = $5.10 Nov7 = $33
Nov 1 Gas = $30, groceries = $32 Nov 2 = zero Nov 3 = $5
Groceries - 49.22/80 $15/80
Eating Out - 6.85/15
Cats - 30
Gas - 35/65
DD Loot - 11.41/30
Christmas - $278.90/280
Misc - $505.90/40

 

[lougoofy]

DUHH, it is Nov. and I accidentally put OCT..
NOV.8:$5.70 Rally's, $1.75 newspaper and $1.00 snack

Nov.9: $1.50 bus fare, $11.00 Movie (Matinee ticket, coffee and sno-caps), $1.50 bus fare and $2.25 Choriso

 

[wdwpluto]

1: $120 Off to a bad start. I'm a photographer and had to send a piece of gear out for repair.
2: $16.09 lunch, $13.93 groceries
3: $0
4: I knew today would be an expensive day Dentist $86.60 (though I did use my HSA debit card to pay for this, so technically it was already paid for w/ payroll deductions); lunch $10; groceries $2.57; dinner $16.85; clothes at Ross $57.75 (though I'm thinking of returning a shirt for $18.00)
5: Gas $25.23; Drugstore.com $61.34 (again, came from my HSA debit card); Blurb book $27.16
6: lunch $8.47; impromptu dinner/bachelorette party for a friend $31.31
7: mani/pedi $40 (I'm calling this an exception - that day would have been my 7th anniversary, we got divorced about a month ago. I wanted to go out w/ friends and do something instead of moping, so that's what we did. )
8: Breakfast w/ friends $21 (we alternate buying, it was my turn); book $13.49; xmas gifts $16.02; Ross $44.32 (some of this is business related stuff, but not all); Bed Bath & Beyond $8.55; Michael's $22.74 (all business related)
9: vending machine sodas $1.80; postage $10.35 (sold something online for $75, had to ship it, so really a net gain)

I am...not so good at this. Actually this is my first month tracking to try and figure out a budget, so it's interesting to see my habits. You can see my grocery bill is practically non-existent but eating out YIKES! (Though I am making a concerted effort to eat out of my pantry when I eat at home, so the small bits of groceries are supplemental). Medical is high because I've been trying to spend out what's left in my HSA account before the end of the year.

Running totals
Dining out $104.67
Groceries $15.96
(Medical $147.94)
Business Related Expenses $172.06
Christmas $16.02
Gas $25.23
Misc $172.30 - this has to stop!
Running total $506.24 (not inc medical which came from HSA acct)

 

[Tiggerish]

Total budget for November is $500 plus Christmas.

Groceries - $200 / $106 left
Automobile - $50 / $40 left
Giving - $50 / $37 left
Medical - $50 / $4 left
Eating Out - $25/ $8 left
Misc. - $125 / $93 left

Then I have a separate budget for Christmas - $426 / $66 left
================================================== =====
1/1 Giving $10; Groceries $67
11/2 Christmas $10; Eating out $12
11/3 Giving $3; Misc. $29
11/4 Groceries $19; Misc. $3 (library late fees, oops)
11/5 $0
11/6 $0
11/7 Groceries $8; Eating out $5
11/8 Auto $10 (gas); Medical $4 (prescription)
11/9 $0

I should have several zero days thus week 'cause a former employer was unexpectedly hospitalized and I am going to Chicago to help. No pay but thye will cover all of my expenses.

 

[Swmr359]

Nov.1 $4 for ice cream
Nov.2 $27 for groceries
Nov.3 $0
Nov.4 $0
Nov.5 $7 at Target
Nov.6 $0
Nov.7 $4 at Starbucks
Nov.8 $8 at the Andersons
Nov.9 $6 for Chinese food

groceries: 42/50 hmmm may need to up this; I`m going to need food come Sat.
ice cream: 1/2
eat out: 1/2

 

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet
11/6 - $xx.xx
11/6 - $5.00 Los Mogotes
11/7 - $x.xx McDonald's
11/7 - $5.45 Subway
11/8 - $14.xx Bleeding Heart Bakery
11/8 - $1.00 Parking
11/9 - $0

TOTAL: $xx.xx/$300.00