No Buy January

Hi everyone :)

I went to Target and spent 30.15 on some groceries, bath items and bibs for the baby. I spent another 26.90 at Walmart and used up the little gift card plus $1.62 cash. So far I am still in budget for everything, I went to Target for the wipes deal but someone beat me to it and all they had were empty shelves :(
 
Today was my first day that was not a $0 day.

I went to the mall with my mom to pay her Macy's bill...bad move on my part...I need to not go there.

I spent $20 at BBW on wallflowers (I was out...but still not budgeted.)
then I spent $20 at Hot Topic on my sisters birthday gift (all their clearance was 50% then take an additional 50% off, what I got SHOULD have cost $75 so I didn't do TOO bad!)

I used my "whatever" money thats in the budget for this, so I am still within budget, just not things I had planned on buying. (I was planning on buying sisters gift next month.) I have $10 of whatever money left until Wednesday so I should be under budget again this week!!!
 
Today was a good day. Dh bought lunch but was within his allowannce for the week. I spent 2.15 today. Friend bought my lunch.
 
Guess what I had to do... Our washer went on the fritz on Saturday night and today we had had a repairman here. Guess what happened they told me that the repair price was 925.00 and tax. So, we payed the 75 dollar fee for the visit and I went commando on line looking for a new machine. I did tons of research in 5 hours; what I would typically do over weeks. Then after a MD appointment I bought a new washer from sears and it gets delivered tomorrow. I got one that is high capacity and low water use. So it will save some dough on the wash. Also it will cut our wash time down since the washer is 25% larger than our older unit. This time I bought the extended warranty for the unit.
So I guess that I blew my no buy for this month between this and my eyeglasses. I am going to try for next month.

You can still do the no buy thread. . . no buy does not mean not buying ANYTHING - but trying to avoid all those impulse buys and cut out unnecessary spending - emergencies happen and still doing no buy will help you offset those extra expenses. . .
 

Tomorrow is going to be another spend day for me. I've been destashing my stuff and I need 2-3 more storage totes which will take up the last $10 of my allowance this week, but is necessary. I moved from a 4bdrm to a 2bdrm place and had a dedicated craft room, now I have to get everything in to 1bdrm...I need organization lol
 
1/07: $22 on gas (didn't fill up all the way- was in a rush to get to work)

Didn't go out to lunch though! I stayed in and had my rice and beans ;) Today I plan on bringing lunch again. Other than going out Thursday, I'm going to try to keep up this no eating out for lunch thing.

I don't know if it's the stress of the job or that I had a little bit of a scare in our parking lot last night, but I just woke up after having the most horrible nightmare. I never dream very intensely but this was so real. I don't need to go into details but it involved a scary, creepy man, and a gun. :sad1: I'm going to chalk it up to the stress of the new job and eating chinese leftovers too late last night. I'm feeling very overwhelmed right now with the job, and am very stressed out. It's so weird because it's not the busy stressed feeling I'm used to- it's this solid weight on my shoulders kind of stress.

I am going to surf the board a bit and then try to get at least a little sleep before I have to get up at 6.
 
Ive just started this and yesterday was a $0 spent day for me. PS what Target wipes deal?
 
Jan 7: $0

1 week down, 3 to go!!

Technically it was a $0 day since I went to CVS to buy some soups that were on sale. I like to keep a couple things in my desk in case I forget my lunch. Anyway, the total was $4 but I used a GC from there I got when I returned something in Dec. I'll have to keep my eye out for some other sales like that then I won't technically be spending any money! :rotfl:

Here's to another $0 day! I don't have to go anywhere except home and the gym. Of course, over Christmas they put in a smoothie shop and I love smoothies. But not for the bargain price of $4.50!!!!!!! :scared1:
 
January 7: $4.67 for swiss cheese. Stopped for swiss cheese and came out with only.....TADA swiss cheese. Trust me this is a big deal for me. I am on a roll with this no buy thing.....three more weeks to go?
 
Jan 7th--went to Winn Dixie to get salad using a $1 off of 2 bags....well, the shelf had buy one get one free...and I STILL got the $1 off. Using a Bird's Eye coupon saved me another $1. I got what I needed for dinner this week (plus 3 more cans of red beans--the commissary doesn't carry Blue Runners currently)....and some frozen veggies....for a grand total of $17.25!!!!!
I also had to pick up a prescription at Walgreens, and with a 2 for $1 coupon, got DH some more lip balm. Grand total: $4 and some change!

Today I am off to the commissary to finish the week's shopping list and I am also going to the LIBRARY to see if I can find the book of I AM LEGEND.
 
I'm sitting around this morning waiting for the septic tank guys to show up and my stomach is all in knots so I figured I'd post the first week's to get my mind off of the repair work.

Jan 1: $0
Jan 2: $147 (car repair and subway)
Jan 3: $0
Jan 4: $18
Jan 5: $0
Jan 6: $0
Jan 7: $168 (groceries 160 and emergency breakfast stop at McD because DD forgot to eat breakfast)

Today is not going to be a $0 day:sad2:

anybody else had to have their septic tank/lines/leach field replaced?
 
Jan. 7th - went to grocery store to pick up a few things. - still within my grocery budget for the month but my funds are getting low. I never realized how much I spent at the grocery store before and now that I am actually paying attention I can't believe how much I spend at the grocery store. I make a menu, use coupons, buy what's on sale and it is still a lot (to me anyway). I am trying to do $300 for the month for my family of 5. I am still in budget but I am only on day 8 of the month. I don't know if I can make it. I guess I set my budget too low. I was so excited thinking I could make this budget and now I don't think I can. I guess the first step is writing down how much I do spend so I know what my true budget should be. I went from not paying attention to just saying $300.
 
Well yesterday I thought was going to be a bad day but ended up only spending $6.66 at the grocery story yesterday for some milk and chocolate syrup.

DD ended up not having dance class so that saved me $24.00 and DH truck wasn't finished. It is done now so we will have to spend the $288 to pick it up. Other than that it should be clean sailing until the weekend for a no spead.:worship:

Krystine
 
Jan. 7th - went to grocery store to pick up a few things. - still within my grocery budget for the month but my funds are getting low. I never realized how much I spent at the grocery store before and now that I am actually paying attention I can't believe how much I spend at the grocery store. I make a menu, use coupons, buy what's on sale and it is still a lot (to me anyway). I am trying to do $300 for the month for my family of 5. I am still in budget but I am only on day 8 of the month. I don't know if I can make it. I guess I set my budget too low. I was so excited thinking I could make this budget and now I don't think I can. I guess the first step is writing down how much I do spend so I know what my true budget should be. I went from not paying attention to just saying $300.

I don't have a family of 5, but 4 and I had this same problem. The amount of money I was spending on groceries was too much. This was a little time consuming, but I made a list of everything that I was buying at the grocery store and wrote down the prices and compared them to other grocery stores and Target (I don't have a Wal-Mart near me to compare with). And found that it was actually cheaper for me to shop at Target for groceries and not the grocery store was sometimes 2x's as much. Yes it is a little more time consuming, but the savings have made up. I went from $100-150/week to $50-$100.

I also watch other stores for meat sales and stock up.

HTH
Krystine
 
Good morning everyone. I've finally caught up with the thread and WOW. There sure is a lot going on!

Back in December, there was a thread asking what we had learned from No Buy. I posted that one of the biggest lessons was that life happens and there is almost always a nonexpected item crop up. Now in the 6th month, we've had kids in the ER, multiple funeral trips, little and big car problems, broken appliances, busted septic tanks and many other items. My point is that there are very few perfect months in the year, if any at all. We all get faced with little and big unplanned expenses. Plan what you can, and save what you can. I urge everyone who's thinking about throwing in the towel because of a major expense to stick with us. If you've had a major set back, perhaps this will help you get back on track quicker than you normally would.

KJJ~ I am sorry about your septic tank. When I lived out in Grayson, we thought we had to have it all replaced, but it turned out to only be the leach field. It still cost us a ton of money. I'm sorry you have to use your garage money. I hope it comes out cheaper than you expect. And yes, it would be totally cool if we could come up with a logo or something for our siggies.

Neatokimmo~:scared1: I'm glad everything is much better now.

KarenAylwood~I'd chalk it up to new job. That's a pretty big change, even if you didn't change companies. Every time I transfer stores at work, I get some anxiety, even though I've been doing this for 11 years all together.

Everyone else~:cheer2: :cheer2: :cheer2: Keep it up! We can do this!:cheer2::cheer2: :cheer2:
 
1/1 - $0
1/2 - $0
1/3 - $9.62 (Groceries)
1/4 - $1.88 (Groceries)
1/5 - $25.44 (Groceries)
1/6 - $5.64 (Groceries)
1/7 - $19.53 (Groceries)

Month Total So Far - $62.05

Week One - Budget $50 Total Spent - $36.96
Week Two - Budget $50 Total Spent (So Far) - $25.17

I also saved fifty-some dollars yesterday, considering I spent less then $20, I think I did very well. (And $6 of those dollars was my meal at work, the fifty-some was saved on a $13 shopping order.)
 















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