No Buy January 2010

1/1 - $0
1/2 - $0
1/3 - $127 groceries, dog food, and $20.00
1/4 - $0
1/5 - $0
1/6 - $33.00 for dance DD5
1/7 - $0
1/8 - $0
1/9 - $45.00 Land's End DD7 Jacket, $51 family dining out, $13 Walmart (huge tub for DD5's toys)
1/10 - $141.00 groceries
1/11 - $0
1/12 - $0
1/13 - $7.09 McDonald's
1/14 - $0
1/15 - $15 drinks at work party, $70 clothes (I'm returning-they didn't look right when I tried them on again at home)$11.00 Little Ceasers
1/16 - $0
1/17 - $153.00 (133.00 groceries, $20 tennis shoes for DD)
1/18 - $0

10/17 $0 days
 
----------
Jan. 1: $0
Jan. 2: $3
Jan. 3: $0
Jan. 4: $26
Jan. 5: $0
Jan. 6: $16
Jan. 7: $0
Jan. 8: $37 groceries; $33 gas; +$7
Jan. 9: $0
Jan. 10: $0
Jan. 11: $0
Jan. 12: $0
Jan. 13: $44 groceries; $24 Target; $239 plane tickets
Jan. 14: $10 Petsmart; $809 kittens
Jan. 15: $0
Jan. 16: $40
Jan. 17: $0

Groceries: $81/$100 (I think I'm done for the month though)
Eat out: 1/2 ($16)
Misc.: $136-$7

Total: $226
Other: $1048 (these don't count toward my monthly total, but I need to have them written down somewhere!)
10 no buy days so far
 
More good deals at target today mostly all on clothes! Spent $40 and saved $115!!

Running Total: Spent $577
$700...$123 left
$0 Days:7
Goal is 15 or more!

Groceries- $250...$36 left
Gas- $150...$39 left
Eating Out- $100...$80 left
Misc. (Shopping/Entertainment) $200...-$33 over
I always round up to the nearest dollar.

1- $0
2- $14 (Norton Anti-virus Shopping), $50 (Wal-mart and Meijer-Shopping), $69 (Meijer- Groceries)
3- $0
4- $2 (Wendy's- Eating Out), $8 (Target-Shopping), $12 (Target-Groceries)
5- $20 (Gas)
6- $0
7- $22 (2 Reduced tickets for Ren Faire this summer-Shopping)
8- $8 (Aldi-Groceries), $12 (Dominick's-Groceries), $25 (Meijer-Groceries), $12 (Target-Groceries) $8 (Target-Shopping) $30 (Sister Cash for X-mas Present Misc.) $20 (Gas)
9- $29 (Joe Caputo- Groceries)
10- $20 (Gas), $10 (Jewel- Groceries), $10 (Disney Store- Shopping), $18 (Taco-Bell and Sbarro's- Eating Out)
11- $0
12- $0
13- $0
14- $0
15- $20 (Gas), $15 (Dominick's- Groceries)
16- $51 (Target-Shopping), $17 (Target- Groceries)
17- $40 (Target-Shopping), $5 (Target- Groceries), $31 (Gas)

$0 Days: 7/15: 47%
$700 Limit: $577: 82%
Month: 17/31: 55%


My Savings from coupons and sales: $466.32
 
Monthly Budget/Amount Used so far
Groceries: $600/$384.28
Misc/Eating Out: $325.00/-$540.65 (thanks to unexpected car repair!)
Gas: $230/$151.74
$0 Days/4 of 15 goal its not looking good for Jan!!

1/1 $129.12 Groceries, $7.61 Taco Bell
1/2 $0
1/3 $0
1/4 $9.72 groceries
1/5 $34.00 DH gas
1/6 .27 cents (balance at Dunkins after using Gift Card)
1/7 $11.67 Wendy's, $43.83 my gas
1/8 $7.44 Target, $20.00 cash for roller skating with DD and DS
1/9 $131.18 groceries, $22.50 Old Navy- gift for neices bday
1/10 $0
1/11 $30 DH got his hair cut (man I wish he would just go to the barber!)
1/12 $0
1/13 $36.00 DH gas, $18.65 groceries
1/14 $65.00 entry fee for Emmy awards (I work in TV), $700.00!! unexpected car repairs to allow DH car to pass inspection! (darn volkswagons so expensive to fix!), $20.00 cash for me as I am out of the office for work today and tomorrow and need $$ to eat
1/15 $2 Red bx movies for the kids
$25.94 household supplies
1/16 $132.90 groceries
$37.91 my gas
1/17 $18.22 Mcdonalds for family on ride home from visiting IL in neighboring state
 

1/1--groceries/household stuff--181.53 (includes baby stuff DGS needed)
1/2--$0!!
1/3--$26.34 Subway for lunch and $3.50 for newspapers (gotta have my coupons!)
1/4--$44.84-snacks for DH's lunch, cokes, and a sippy cup for DGS and $6.49 for DH's supper while he was at work
1/5--$3.06 for DGS's Nursery water (got three gallons on sale at Harvey's and he only had enough for one more bottle anyway!) and $22.43 at the meat store (enough for 5 meals)
1/6--trip to Walgreens--$0 (got some meds on the FSA-already in budget- and some great deals on the coupon items)
1/7--$.08--went to Walgreens and got me some free cookies and Walmart--$7.81 for stuff to make spaghetti
1/8--42.96--dog and cat food, plus a few more things we needed to make it through the weekend foodwise
1/9--$0
1/10--$18.61--Walmart for the few things I needed for the next 3 meals. (This made enough stuff to make chicken pot pie, chili, and hamburgers!) $3.50 newspapers
1/11--This could be a $0 day, but I may get some ribs to cook so DH has some for lunch tomorrow... just have to wait and see I guess. If I get them, it will only be less than $10.--I didn't buy anything so it was a $0!!
1/12--I spent $490 on car tags for my car and DS and DD but that doesn't count here since that's in the "hardcore" budget. That leaves me with $0 spent!!!
1/13--$20 on gas; $7.22 dinner for DH and me
1/14--146.91 Walmart-food for the next 2 weeks; 49.87 meat store for meat for the next two weeks; 4.26 Walgreens for one free 8 X 10 and one extra for me!!!
1/15--$0
1/16--$19.62 dog food and a couple extras I forgot earlier in the week.
1/17--$0


Total number of $0 days--6
 
1/1 - $0
1/3 - $0
1/6 - $0
1/7 - $0
1/8 - $0
1/10 - $0
1/12 - $0
1/13 - $0
1/14 - $0
1/17 - $0
1/18 - $0
 
GOALS:
$240-Gas - 1 fillup per week for DH - 1 fillup every other week for me ($39 left in budget)
$200-Groceries/diapering - I stocked up on lots of things before the holidays so grocery bill should be less this month ($17 left in budget)
$100-Entertainment/eating out/gifts (my nephew turns 5 this month) (-$47 left in budget)
15 - $0 days (5/15 so far)
------------------------
1/1-$0
1/2-$14 diapers
1/3-$0
1/4-$12 weight watcher sign up fee (lifetime member so this will be the only time I have to pay that) I am putting it under grocery since I didn't anticipate it
1/5-$0
1/6-$20 gas DH (he said it was too cold to fill up), $3 milk, $20 unexpected document fees (I will put under entertainment since it doesn't really fall anywhere else)
1/7-$1 candy bar, $57.50 DD's flower girl dress (didn't budget for it anywhere, did not think I would have to buy it until March)
1/8-$45 DH gas fillup, $46 my fillup
1/9-Total budget breaker day- $67 groceries/diapering, $25 eating out, $90 off broadway tickets (my gift to myself), $40 clothes, $55 parts for heater (heater went out and had to replace parts in it) UUGGHH today was terrible!!!
1/10-$35 groceries at Walmart
1/11-$7 DH lunch
1/12-$12 gift
1/13-$3 McDonald's
1/14-$45 gas self, $45 gas dh, $40 medical co-pay
1/15-$0
1/16-$0
1/17-$41 groceries
 
so far:


1-$0
2-$410 (gifts)
3- $0
4- $116.27 (pet food and food for outdoor critters, birds and squirrels)
5- $50.18 (pet food prescription)
6- $0
7- $0
8- $46 (cards, stocked up for whole year of b-days!)
9- $20 (gave to DS)
10- $0
11- $0
12-$5.81 ( Hallmark cards ) $18 (Chick-filet)
13-$0
14-$0
15-$0
16-Bad day!!! $214.57 Sam's Club, $119.91 WHole Foods, $131 Walmart, $91.80 Trader Joe's, Gas $48, Pet Store (treats) $21, Crate and Barrel $15
Totally stocked up on food and cleaning supplies
grand total for day = $641.28
17-$0
18- $0
 
1/1 = $75.88 ($25/$700 f/h/g , $50.88 planned exp)
1/2 = $0
1/3 = $0
1/4 = $27 ($52/$700 f/h/g)
1/5 = $1375.49 ($77/$700 f/h/g, $723.60 planned exp, $551.46/$800 school)
1/6 = $133.70 ($133.70/$80 activity fees)
1/7 = $7.60 ($85/$700 f/h/g)
1/8 = $772.05 ($112/$700 f/h/g, $746/$600 surgery)
1/9 = $39.21 ($151/$700 f/h/g)
1/10 = $0
1/11 = $31 ($182/$700 f/h/g)
1/12 = $36 ($218/$700 f/h/g)
1/13 = ($70.14) ($257/$700 f/h/g, $442.32/$800 school)
1/14 = $0
1/15 = $406 ($258/$0 clothing, $528/$800 school, $320/$700 f/g/h)
1/16 = $10 ($330/$700 f/g/h)
1/17 = $26 ($356/$700 f/g/h)
1/18 = $0
going no where and doing nothing
 
well it's a few days late, but here's my mid-month assessment of my budget for the month. I rounded everything up to the next whole dollar.

Actual vs Original plan:
PAID Actual $746~$600 DH's surgery
PAID Actual $608 (DH still needs an $80 program)~$800 school exps
PAID Actual $712~$710 preschool fees
PAID Actual $134 (includes 2nd session swim lessons)~$80 activity fees
PAID Actual $12~$180 or $0 DD's plane ticket for trip
PAID Actual $258~ $0 clothing budget


Planned savings for this month:
SAVED~$400 preschool fees for next year
SAVED~$1900 DVC loan payments for this year

USED ELSEWHERE~$800 sinking funds

Gas, Grocery, Eating out, Household budget for the month: $700 combined
Used to date: $356
Remaining: $344
 
Well DDs bday parties are done and I still have $100 left in the gift budget, I still have to buy a small gift for my aints bday and thats it, at least I'm doing well in 1 category :rotfl:

Clothing $60+ $25 bday gift from my Noni, I'm spending it on clothes:cutie:=$85
- 6.00 DH tee shirts
-29.97 childrens place
-48.63 NY & Co
-7.19 dd shirt
OVER by 6.79

Unexpected Spending $250
-7.00 car wash 1/5
-6.00 target cups 1/9
-2.00 paper
2.00 paper 1/16
=233.00

Gifts $350 (I am including in this all spending for my DD turning 5's bday gifts and parties)
-137.92 dd present (ds)
-8.50 mcd toys 4 cake 1/13
-15.00 bday groceries jerrys 1/13
-21.00 S&S 1/14
-17.00 target 1/15
-49.00 mc ds happy meals 1/16
=101.58

Entertainment $380
-26.00 pizza 12/1
-30.00 princess parking & snax 12/1
-25.00 movie Alvin
-1.00 redbox
-5.30 deli 12/4
-3.05 Wendys 1/5
-3.80 Starbucks
-4.98 prezal mall
-37.18 chilis 1/9
-9.00 lunch 1/11
-2.06 mc d bfast 1/13
-15.00 dinner w the girls ruy tues 1/14
- 52.68 dinner and drinks w/friends 1/15
-4.25 pizza 1/15
=160.71

Grocery $440
-39.36 S&S grocery
-5.00 xtramart
-13.02 S&S 1/4
-26.70 target 1/7
-115.95 costco 1/7
-32.96 S&S 1/7
-16.75 Alice.com 1/7
-19.00 Jerrys meat 1/7
-3.00 milk 1/7
-3.00 S&S 1/7
-14.50 ww food 1/7
-1.17 target
-12.64 dunkin donuts ground coffee
-16.13 walgreens 1/12
-36.00 walmart 1/13
-59.00 S&S 1/14
-2.25 milk 1/16
=39.59

House Upkeep $60
-30 Bed Bath Bey toaster oven
-11.00 entryway rug walmart 1/13
=19.00

Jan1- Pizza 26.00, Princesses on ice parking 5.00, Princesses on ice treats 25.00
Jan 2- Alvin Sqeakqual movie 25.00, redbox 1.00, S&S grocery 39.36, xtra mart 5.00, 6.00 DH tee shirts
Jan 3- 0 :banana:
Jan 4- sandwich 5.30, S&S grocery 13.02
Jan 5- car wash 7.00, Wendys 3.05
Jan 6- 0 :woohoo:
Jan 7- target grocery 26.70, costco grocery 115.95, S&S grocery 32.96, Bed Bath Bey household 30.00, Jerrys meat grocery 19.00, Alice.com grocery 16.75, Starbucks entertainment 3.80, Childrens Place clothing 29.97, NY& Co clothing 48.63, xtra mart milk 3.00, S&S 3.00 grocery, 14.50 weight watchers food
Jan 8-Pretzals 4.98, jcpenny 7.19 clothing
Jan 9- Target grocery 1.17, Target unexpected 6.00, target gift for dd bday 137.92, 37.18 chilis, paper $2
Jan 10- 0:banana:
Jan 11- Lunch 9.00, Dunkin D 12.64
Jan 12- 16.13 Walgreen grocery
Jan 13- 8.50 Bday for Alvin figures, 2.06 mc d, Walmart 11.00 house, 36.00 grocery, 15.00 Jerrys meat bday
Jan 14- S&S 21.00 bday, 59.00 grocery, Ruby Tues 15.00 entertainment
Jan 15- Chilis dinner/drinks 52.68, target 17.00 bday, 4.25 pizza
Jan 16- McD $49, milk $2.25, 2.00 paper
Jan 17- $0:thumbsup2
Jan 18- pretzal & lunch at mall hubby/kids,

4/10 no buy days! :wizard:
 
Budget for the month is $300 because of some high fixed expenses this month.

Groceries - $150 / $70 left
Auto - $40 / $15 left
Medical - $10
Eating Out - $25 / $18 left
Misc. - $75 /$9 left
______________________________________________

1/1 $0
1/2 $ Groceries $40
1/3 $0
1/4 $0
1/5 $0
1/6 Misc. $2 for battery for the smoke detector
1/7 $0
1/8 Eating out $4
1/9 $0
1/10 $0
1/11 Eating out $3 for a fancy coffee
1/12 $0
1/13 Misc. $17 for crafting stuff
1/14 Groceries $22; Misc. $31 (two ink cartridges and postage)
1/15 $0
1/16 Groceries $18
1/17 $0
1/18 Auto $25 for gas; Misc. $20 for birthday present for niece
 
I really wanted to play this month, and was doing really well (making pizza for Friday pizza movie night, eating up the pantry--etc). Then our car died. For good. So I just bought a car. :headache: I guess I'm out.

To me it seems this is all the more reason to be in on 'no spend'. Now you have even less available cash flow and could benefit more than ever by reducing your discretionary spending. I hope you stay!:hug:
 
I just tried to plan out my meals for the next two weeks to see if I can wait 'till my Feb. paycheck to get groceries...it's going to be tight!
----------
Jan. 1: $0
Jan. 2: $3
Jan. 3: $0
Jan. 4: $26
Jan. 5: $0
Jan. 6: $16
Jan. 7: $0
Jan. 8: $37 groceries; $33 gas; +$7
Jan. 9: $0
Jan. 10: $0
Jan. 11: $0
Jan. 12: $0
Jan. 13: $44 groceries; $24 Target; $239 plane tickets
Jan. 14: $10 Petsmart; $809 kittens
Jan. 15: $0
Jan. 16: $40
Jan. 17: $0
Jan. 18: $0

Groceries: $81/$100 (I think I'm done for the month though)
Eat out: 1/2 ($16)
Misc.: $136-$7

Total: $226
Other: $1048 (these don't count toward my monthly total, but I need to have them written down somewhere!)
11 no buy days so far
 
I'm coming late to the party, but want to join in...I can only remember a couple of days back, so will go for 10 $0 days and hope to move it up to 12 next month.

1/1 $0 1/12
1/2 $0 2/12
1/3 Dinner out $24
1/4 $70, $10 Patterns, $24 Walgreens, $6 carwash and $30 eating out
1/5 $0 3/12
1/6 $120, $11 Starbucks, $3 Toysrus, $106 Raleys
1/7 $205=$25 lunch out, $30 William Sonoma, $25 babygap, $6 donuts,
$130 Winco, misc $22
1/8 $25=$4 lunch, $7 movie, $4 Redbox and $10 groceries
1/9 $0 4/12
1/10 $0 5/12
1/11 $40 groceries
1/12 $0 6/12

I back tracked and updated my totals, so am now going for 12 days this month...thanks for doing this, gets me motivated and realize we need to stop eating out so much!!!

Erika


1/13 $85, $13 lunch, $34 Hallmark, $38 Gymboree
1/14 $77, $35 gas, $16 lunch, $16 Michael's, $10 ebay
(sold stuff at resale shop for $32)

1/15 $30 eating out
1/16 $50 day at the museum
1/17 $0 7/12
1/18 $93 groceries
 


Budget: 399/800 left
$0 days: 6/10

Jan 1: $0 :cool1:
Jan 2: $49 groceries $48 gas and windshield washer fluid
Jan 3: $64 Costco groceries
Jan 4: $0 :yay:
Jan 5: $10 for an emergency fast food stop for DD + $ 51 groceries
Jan 6: $31 gas + $8 hot chocolate stop while waiting for DS
Jan 7: $gas 20....you sure can tell the boys are home and need to go in and out of the city!
Jan 8: $27 at the drugstore (candy/Christmas cards)
Jan 9: $28 gas
Jan 10: $0 :dance3:
Jan 11: $10 (salmon was on sale) + $10 postage for parcel for DD
Jan 12: $73 groceries
Jan 13: $0 :cheer2:
Jan 14: $0 :woohoo:
Jan 15: $0 :goodvibes
Jan 16: $3.00 groceries + $3.00 bank service charge for DH's mistake :headache:
Jan 17: DS put in $26 of gas in the tank . . . on my card. Darn! It would have been a $0 day, too.
Jan 18: $3 Iced Capp for DD who did her grade 8 vocal exam and $10 for groceries
 
Went out to Aldi's, Target, McDonald's, and Books-a-million. At Aldi's I got the weekly groceries, I got a few groceries at target but that trip was mostly for some supplies for my grandma's party on the 30th. I drove through McDonald's for something to drink while I was out early this morning and used part of my Books-a-million giftcard on a New Moon tote bag.

Grocery/Household- $300/$78.55 Left (still working the pantry challange)
Gas- $50/$29.47 left
Entertainment/Eating Out- $50/$13.84 left
Emergency/Misc- $100/$23.79 left

Total for January- $500/$146.53 left

Coupn and store svaings: $45.25

I do have a huge execption this month and it is my Grandmother's 90th birthday. Still not sure how we are going to celebrate it yet but I will not be including it in this budget.

1/1 $0
1/2 $0
1/3 $0
1/4 $43.54 Save-a-lot, $5.80 Lunch at McDonald's
1/5 $0
1/6 $0
1/7 $0
1/8 $0
1/9 $14.86 Denny's, $60 on grocery/household between walmart and Marc's, $35.74 at Walmart on Misc.
1/10 $0
1/11 $2.49 at Walmart for a new ladle
1/12 $60.03 At Giant Eagle
1/13 $0
1/14 $8.20 for stamps
1/15 $13.50 Movies for 2, $20.53 for gas and 12.36 at Marc's
1/16 $0
1/17 $0
1/18 $41.54 for groceries/household, $2.00 McDonald's, and $29.78 at Target on Misc
 















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